Muncie, IN (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Muncie, IN Metro in February 2026 was $1,004.141. The month over month percentage change (MoM) was 0.34%, and the year over year percentage change (YoY) was -4.09%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Muncie, IN metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Muncie, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 367.8902528907583 | -1.96 | -5.95 |
| Feb 2015 | 369.13633412465254 | 0.34 | -4.43 |
| Mar 2015 | 370.88245271070946 | 0.47 | -4.27 |
| Apr 2015 | 367.35870331814255 | -0.95 | -5.25 |
| May 2015 | 375.0537473568449 | 2.10 | -2.22 |
| Jun 2015 | 382.29277569243305 | 1.93 | -0.75 |
| Jul 2015 | 386.0772751651152 | 0.99 | -0.18 |
| Aug 2015 | 381.7577543667507 | -1.12 | -1.71 |
| Sep 2015 | 381.22638966536 | -0.14 | -2.39 |
| Oct 2015 | 377.1423964585084 | -1.07 | -1.80 |
| Nov 2015 | 381.4722390931031 | 1.15 | 0.16 |
| Dec 2015 | 382.53188642500095 | 0.28 | 1.94 |
| Jan 2016 | 380.4515780450448 | -0.54 | 3.41 |
| Feb 2016 | 374.57595274011754 | -1.54 | 1.47 |
| Mar 2016 | 377.05390908885835 | 0.66 | 1.66 |
| Apr 2016 | 374.2751549376678 | -0.74 | 1.88 |
| May 2016 | 374.9344439525144 | 0.18 | -0.03 |
| Jun 2016 | 375.81817660681685 | 0.24 | -1.69 |
| Jul 2016 | 372.7832640322658 | -0.81 | -3.44 |
| Aug 2016 | 375.2643826929631 | 0.67 | -1.70 |
| Sep 2016 | 378.915589594692 | 0.97 | -0.61 |
| Oct 2016 | 382.47430082840566 | 0.94 | 1.41 |
| Nov 2016 | 397.4718590185391 | 3.92 | 4.19 |
| Dec 2016 | 418.57572688436494 | 5.31 | 9.42 |
| Jan 2017 | 418.8973195340908 | 0.08 | 10.11 |
| Feb 2017 | 420.6354986303925 | 0.42 | 12.30 |
| Mar 2017 | 421.7001689380203 | 0.25 | 11.84 |
| Apr 2017 | 415.61473077429514 | -1.44 | 11.05 |
| May 2017 | 415.6254054720613 | 0.00 | 10.85 |
| Jun 2017 | 412.8246388175311 | -0.67 | 9.85 |
| Jul 2017 | 417.5874752648063 | 1.15 | 12.02 |
| Aug 2017 | 415.4483897694101 | -0.51 | 10.71 |
| Sep 2017 | 413.70046730000473 | -0.42 | 9.18 |
| Oct 2017 | 418.8856427486811 | 1.25 | 9.52 |
| Nov 2017 | 422.64015159388094 | 0.90 | 6.33 |
| Dec 2017 | 426.9945516483942 | 1.03 | 2.01 |
| Jan 2018 | 433.8542265347518 | 1.61 | 3.57 |
| Feb 2018 | 450.2528377726752 | 3.78 | 7.04 |
| Mar 2018 | 459.24102034403757 | 2.00 | 8.90 |
| Apr 2018 | 463.3360785284392 | 0.89 | 11.48 |
| May 2018 | 471.2529805941348 | 1.71 | 13.38 |
| Jun 2018 | 472.0054637726477 | 0.16 | 14.34 |
| Jul 2018 | 472.5673483202911 | 0.12 | 13.17 |
| Aug 2018 | 476.40769370490835 | 0.81 | 14.67 |
| Sep 2018 | 482.9724633257823 | 1.38 | 16.74 |
| Oct 2018 | 494.5592569543322 | 2.40 | 18.07 |
| Nov 2018 | 499.024788690514 | 0.90 | 18.07 |
| Dec 2018 | 489.6183294046067 | -1.88 | 14.67 |
| Jan 2019 | 481.69106928424577 | -1.62 | 11.03 |
| Feb 2019 | 476.7357842488999 | -1.03 | 5.88 |
| Mar 2019 | 472.2233919093884 | -0.95 | 2.83 |
| Apr 2019 | 467.6235135594292 | -0.97 | 0.93 |
| May 2019 | 465.08064965105604 | -0.54 | -1.31 |
| Jun 2019 | 453.41393832279795 | -2.51 | -3.94 |
| Jul 2019 | 453.3469309774939 | -0.01 | -4.07 |
| Aug 2019 | 447.9991873777849 | -1.18 | -5.96 |
| Sep 2019 | 448.7719026486744 | 0.17 | -7.08 |
| Oct 2019 | 453.9996046251623 | 1.17 | -8.20 |
| Nov 2019 | 456.3756535447257 | 0.52 | -8.55 |
| Dec 2019 | 459.84514741181806 | 0.76 | -6.08 |
| Jan 2020 | 457.8585590449406 | -0.43 | -4.95 |
| Feb 2020 | 453.4377110514631 | -0.97 | -4.89 |
| Mar 2020 | 456.67201573692216 | 0.71 | -3.29 |
| Apr 2020 | 454.5722378223609 | -0.46 | -2.79 |
| May 2020 | 454.99688918830907 | 0.09 | -2.17 |
| Jun 2020 | 454.7241007191072 | -0.06 | 0.29 |
| Jul 2020 | 450.65677340605794 | -0.89 | -0.59 |
| Aug 2020 | 451.29863014113255 | 0.14 | 0.74 |
| Sep 2020 | 455.24896480294217 | 0.88 | 1.44 |
| Oct 2020 | 459.9887831958156 | 1.04 | 1.32 |
| Nov 2020 | 465.2077064623263 | 1.14 | 1.94 |
| Dec 2020 | 469.3861878741408 | 0.90 | 2.08 |
| Jan 2021 | 479.0967897007424 | 2.07 | 4.64 |
| Feb 2021 | 489.11464025252286 | 2.09 | 7.87 |
| Mar 2021 | 510.70832499298183 | 4.42 | 11.83 |
| Apr 2021 | 517.0337126196629 | 1.24 | 13.74 |
| May 2021 | 520.0298554824071 | 0.58 | 14.29 |
| Jun 2021 | 529.5854168098417 | 1.84 | 16.46 |
| Jul 2021 | 531.4793810976641 | 0.36 | 17.93 |
| Aug 2021 | 536.011606638002 | 0.85 | 18.77 |
| Sep 2021 | 541.9363797640492 | 1.11 | 19.04 |
| Oct 2021 | 553.6907593285877 | 2.17 | 20.37 |
| Nov 2021 | 556.1349425902426 | 0.44 | 19.55 |
| Dec 2021 | 561.9554190983663 | 1.05 | 19.72 |
| Jan 2022 | 590.7396890988977 | 5.12 | 23.30 |
| Feb 2022 | 621.1690648497442 | 5.15 | 27.00 |
| Mar 2022 | 659.3261240714373 | 6.14 | 29.10 |
| Apr 2022 | 724.8992007650866 | 9.95 | 40.20 |
| May 2022 | 749.8896466824849 | 3.45 | 44.20 |
| Jun 2022 | 779.5271291139068 | 3.95 | 47.20 |
| Jul 2022 | 777.5837109974532 | -0.25 | 46.31 |
| Aug 2022 | 765.8908509003522 | -1.50 | 42.89 |
| Sep 2022 | 833.7791765622325 | 8.86 | 53.85 |
| Oct 2022 | 896.2817060411113 | 7.50 | 61.87 |
| Nov 2022 | 891.4352295277666 | -0.54 | 60.29 |
| Dec 2022 | 858.6863513985254 | -3.67 | 52.80 |
| Jan 2023 | 853.0739363199925 | -0.65 | 44.41 |
| Feb 2023 | 854.4296881317821 | 0.16 | 37.55 |
| Mar 2023 | 882.9422323768284 | 3.34 | 33.92 |
| Apr 2023 | 876.2851574258098 | -0.75 | 20.88 |
| May 2023 | 892.9628764919653 | 1.90 | 19.08 |
| Jun 2023 | 926.8899337183375 | 3.80 | 18.90 |
| Jul 2023 | 944.238798038255 | 1.87 | 21.43 |
| Aug 2023 | 968.5706086803477 | 2.58 | 26.46 |
| Sep 2023 | 980.8347005076166 | 1.27 | 17.64 |
| Oct 2023 | 1015.8109358236612 | 3.57 | 13.34 |
| Nov 2023 | 998.0813068140095 | -1.74 | 11.96 |
| Dec 2023 | 942.551956883854 | -5.56 | 9.77 |
| Jan 2024 | 931.7709358807457 | -1.14 | 9.23 |
| Feb 2024 | 951.6760691434785 | 2.14 | 11.38 |
| Mar 2024 | 968.3263345266898 | 1.75 | 9.67 |
| Apr 2024 | 996.4199835333484 | 2.90 | 13.71 |
| May 2024 | 1011.9943746987576 | 1.56 | 13.33 |
| Jun 2024 | 1004.2028557449975 | -0.77 | 8.34 |
| Jul 2024 | 1000.7297948968007 | -0.35 | 5.98 |
| Aug 2024 | 972.3587006160067 | -2.83 | 0.39 |
| Sep 2024 | 946.830638949749 | -2.62 | -3.47 |
| Oct 2024 | 973.3093686941793 | 2.80 | -4.18 |
| Nov 2024 | 1013.3446841380714 | 4.11 | 1.53 |
| Dec 2024 | 1013.9107995585484 | 0.06 | 7.57 |
| Jan 2025 | 1046.3734972287803 | 3.20 | 12.30 |
| Feb 2025 | 1046.9774569815468 | 0.06 | 10.01 |
| Mar 2025 | 1036.6559677428165 | -0.99 | 7.06 |
| Apr 2025 | 1048.1283893655277 | 1.11 | 5.19 |
| May 2025 | 1056.8400804812695 | 0.83 | 4.43 |
| Jun 2025 | 1056.2297220808316 | -0.06 | 5.18 |
| Jul 2025 | 1048.6445182071614 | -0.72 | 4.79 |
| Aug 2025 | 1037.152216862907 | -1.10 | 6.66 |
| Sep 2025 | 1016.1464583193026 | -2.02 | 7.32 |
| Oct 2025 | 1005.7650895212498 | -1.02 | 3.34 |
| Nov 2025 | 1003.9144665311826 | -0.18 | -0.93 |
| Dec 2025 | 1002.9305283260262 | -0.10 | -1.08 |
| Jan 2026 | 1000.7578353214951 | -0.22 | -4.36 |
| Feb 2026 | 1004.1405286300699 | 0.34 | -4.09 |