Napa, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Napa, CA Metro in February 2026 was $5,469.894. The month over month percentage change (MoM) was -0.32%, and the year over year percentage change (YoY) was -10.52%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Napa, CA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Napa, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Napa, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Napa, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Napa, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 2625.030730696477 | -1.12 | 1.41 |
| Feb 2015 | 2656.0030806535833 | 1.18 | 3.31 |
| Mar 2015 | 2695.776013212704 | 1.50 | 3.63 |
| Apr 2015 | 2693.5418367750253 | -0.08 | 2.63 |
| May 2015 | 2769.276315870506 | 2.81 | 5.98 |
| Jun 2015 | 2826.7308298646217 | 2.08 | 7.76 |
| Jul 2015 | 2851.238549455464 | 0.87 | 8.76 |
| Aug 2015 | 2821.1155525252034 | -1.06 | 7.37 |
| Sep 2015 | 2840.264693256732 | 0.68 | 6.92 |
| Oct 2015 | 2849.6829119168515 | 0.33 | 7.59 |
| Nov 2015 | 2928.294397788295 | 2.76 | 9.92 |
| Dec 2015 | 2972.9376200028596 | 1.53 | 11.98 |
| Jan 2016 | 2982.56571517942 | 0.32 | 13.62 |
| Feb 2016 | 2949.778063059615 | -1.10 | 11.06 |
| Mar 2016 | 2982.450497891621 | 1.11 | 10.63 |
| Apr 2016 | 2970.876424357818 | -0.39 | 10.30 |
| May 2016 | 2985.0650290244353 | 0.48 | 7.79 |
| Jun 2016 | 2985.652870124192 | 0.02 | 5.62 |
| Jul 2016 | 2949.7541680564677 | -1.20 | 3.46 |
| Aug 2016 | 2949.799178185657 | 0.00 | 4.56 |
| Sep 2016 | 2962.0944549583287 | 0.42 | 4.29 |
| Oct 2016 | 2979.2664465309626 | 0.58 | 4.55 |
| Nov 2016 | 3098.808412278022 | 4.01 | 5.82 |
| Dec 2016 | 3270.206861434202 | 5.53 | 10.00 |
| Jan 2017 | 3287.42427787412 | 0.53 | 10.22 |
| Feb 2017 | 3312.8864862939836 | 0.78 | 12.31 |
| Mar 2017 | 3341.267302019966 | 0.86 | 12.03 |
| Apr 2017 | 3306.45213858672 | -1.04 | 11.30 |
| May 2017 | 3314.6716525392617 | 0.25 | 11.04 |
| Jun 2017 | 3295.853085566745 | -0.57 | 10.39 |
| Jul 2017 | 3326.5770228338733 | 0.93 | 12.78 |
| Aug 2017 | 3302.098472057571 | -0.74 | 11.94 |
| Sep 2017 | 3279.835724512999 | -0.67 | 10.73 |
| Oct 2017 | 3323.254146048854 | 1.32 | 11.55 |
| Nov 2017 | 3350.494386230534 | 0.82 | 8.12 |
| Dec 2017 | 3389.4822145739863 | 1.16 | 3.65 |
| Jan 2018 | 3444.9032071558863 | 1.64 | 4.79 |
| Feb 2018 | 3574.7429318277855 | 3.77 | 7.90 |
| Mar 2018 | 3628.1484317109307 | 1.49 | 8.59 |
| Apr 2018 | 3647.136648016005 | 0.52 | 10.30 |
| May 2018 | 3711.098605951886 | 1.75 | 11.96 |
| Jun 2018 | 3723.3005215068747 | 0.33 | 12.97 |
| Jul 2018 | 3716.275433387842 | -0.19 | 11.72 |
| Aug 2018 | 3722.6732922759966 | 0.17 | 12.74 |
| Sep 2018 | 3753.046186451254 | 0.82 | 14.43 |
| Oct 2018 | 3843.7908938947858 | 2.42 | 15.66 |
| Nov 2018 | 3872.8829741933887 | 0.76 | 15.59 |
| Dec 2018 | 3794.7058603051505 | -2.02 | 11.96 |
| Jan 2019 | 3737.6641122338756 | -1.50 | 8.50 |
| Feb 2019 | 3708.147447389947 | -0.79 | 3.73 |
| Mar 2019 | 3678.8166868192275 | -0.79 | 1.40 |
| Apr 2019 | 3639.5359068966545 | -1.07 | -0.21 |
| May 2019 | 3621.168318017524 | -0.50 | -2.42 |
| Jun 2019 | 3528.0317785492043 | -2.57 | -5.24 |
| Jul 2019 | 3518.323969467307 | -0.28 | -5.33 |
| Aug 2019 | 3470.0972608049406 | -1.37 | -6.78 |
| Sep 2019 | 3473.2119197917714 | 0.09 | -7.46 |
| Oct 2019 | 3512.899133748421 | 1.14 | -8.61 |
| Nov 2019 | 3523.5081681695847 | 0.30 | -9.02 |
| Dec 2019 | 3534.80197515667 | 0.32 | -6.85 |
| Jan 2020 | 3499.8890373042486 | -0.99 | -6.36 |
| Feb 2020 | 3451.0200909696523 | -1.40 | -6.93 |
| Mar 2020 | 3462.5515702184607 | 0.33 | -5.88 |
| Apr 2020 | 3428.1442549144695 | -0.99 | -5.81 |
| May 2020 | 3400.255059496999 | -0.81 | -6.10 |
| Jun 2020 | 3366.2997052184683 | -1.00 | -4.58 |
| Jul 2020 | 3303.9423174317467 | -1.85 | -6.09 |
| Aug 2020 | 3284.06276393625 | -0.60 | -5.36 |
| Sep 2020 | 3296.871965782598 | 0.39 | -5.08 |
| Oct 2020 | 3324.8986803287476 | 0.85 | -5.35 |
| Nov 2020 | 3358.0499059596086 | 1.00 | -4.70 |
| Dec 2020 | 3384.026086095856 | 0.77 | -4.26 |
| Jan 2021 | 3450.456701739344 | 1.96 | -1.41 |
| Feb 2021 | 3525.1734647753806 | 2.17 | 2.15 |
| Mar 2021 | 3682.913016199087 | 4.47 | 6.36 |
| Apr 2021 | 3731.664239450592 | 1.32 | 8.85 |
| May 2021 | 3755.929290033981 | 0.65 | 10.46 |
| Jun 2021 | 3813.475529657096 | 1.53 | 13.28 |
| Jul 2021 | 3813.173492625421 | -0.01 | 15.41 |
| Aug 2021 | 3818.120658824917 | 0.13 | 16.26 |
| Sep 2021 | 3846.787223306553 | 0.75 | 16.68 |
| Oct 2021 | 3917.533839130212 | 1.84 | 17.82 |
| Nov 2021 | 3928.8280730328183 | 0.29 | 17.00 |
| Dec 2021 | 3957.9599170262454 | 0.74 | 16.96 |
| Jan 2022 | 4145.51428002361 | 4.74 | 20.14 |
| Feb 2022 | 4350.160104807297 | 4.94 | 23.40 |
| Mar 2022 | 4640.524162879452 | 6.68 | 26.00 |
| Apr 2022 | 5128.363940022968 | 10.51 | 37.43 |
| May 2022 | 5329.351570833944 | 3.92 | 41.89 |
| Jun 2022 | 5506.918032277481 | 3.33 | 44.41 |
| Jul 2022 | 5431.1664709904 | -1.38 | 42.43 |
| Aug 2022 | 5275.993050981225 | -2.86 | 38.18 |
| Sep 2022 | 5669.7481285457625 | 7.46 | 47.39 |
| Oct 2022 | 6046.724635741501 | 6.65 | 54.35 |
| Nov 2022 | 5967.41326013133 | -1.31 | 51.89 |
| Dec 2022 | 5707.574506361681 | -4.35 | 44.21 |
| Jan 2023 | 5622.344968652438 | -1.49 | 35.63 |
| Feb 2023 | 5589.574846092531 | -0.58 | 28.49 |
| Mar 2023 | 5738.289268270758 | 2.66 | 23.66 |
| Apr 2023 | 5656.530745311308 | -1.42 | 10.30 |
| May 2023 | 5730.011439695563 | 1.30 | 7.52 |
| Jun 2023 | 5922.851236505693 | 3.37 | 7.55 |
| Jul 2023 | 6041.454789652325 | 2.00 | 11.24 |
| Aug 2023 | 6222.098516927273 | 2.99 | 17.93 |
| Sep 2023 | 6333.051075168531 | 1.78 | 11.70 |
| Oct 2023 | 6584.00522099241 | 3.96 | 8.89 |
| Nov 2023 | 6472.902646358151 | -1.69 | 8.47 |
| Dec 2023 | 6099.036998621701 | -5.78 | 6.86 |
| Jan 2024 | 5975.315621587201 | -2.03 | 6.28 |
| Feb 2024 | 6026.012629664866 | 0.85 | 7.81 |
| Mar 2024 | 6063.114324663053 | 0.62 | 5.66 |
| Apr 2024 | 6198.796562847675 | 2.24 | 9.59 |
| May 2024 | 6279.765393012245 | 1.31 | 9.59 |
| Jun 2024 | 6213.130938040739 | -1.06 | 4.90 |
| Jul 2024 | 6173.366775680788 | -0.64 | 2.18 |
| Aug 2024 | 5976.375810625716 | -3.19 | -3.95 |
| Sep 2024 | 5790.185774083579 | -3.11 | -8.57 |
| Oct 2024 | 5902.078453604664 | 1.93 | -10.36 |
| Nov 2024 | 6089.877685314508 | 3.18 | -5.92 |
| Dec 2024 | 6038.672043165223 | -0.84 | -0.99 |
| Jan 2025 | 6178.383009180459 | 2.31 | 3.40 |
| Feb 2025 | 6113.057605373233 | -1.06 | 1.44 |
| Mar 2025 | 5993.106332364379 | -1.96 | -1.15 |
| Apr 2025 | 6007.715897633997 | 0.24 | -3.08 |
| May 2025 | 6024.580191442649 | 0.28 | -4.06 |
| Jun 2025 | 5982.431592062051 | -0.70 | -3.71 |
| Jul 2025 | 5894.135122443912 | -1.48 | -4.52 |
| Aug 2025 | 5782.754089985449 | -1.89 | -3.24 |
| Sep 2025 | 5632.4618073309175 | -2.60 | -2.72 |
| Oct 2025 | 5559.081609142902 | -1.30 | -5.81 |
| Nov 2025 | 5547.191335861654 | -0.21 | -8.91 |
| Dec 2025 | 5525.158847366056 | -0.40 | -8.50 |
| Jan 2026 | 5487.451709199484 | -0.68 | -11.18 |
| Feb 2026 | 5469.89405848605 | -0.32 | -10.52 |
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