Owensboro, KY (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Owensboro, KY Metro in February 2026 was $1,267.924. The month over month percentage change (MoM) was -0.10%, and the year over year percentage change (YoY) was -5.94%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Owensboro, KY metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Owensboro, KY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 506.3494883549374 | -1.96 | -4.01 |
| Feb 2015 | 509.4116615123199 | 0.61 | -2.48 |
| Mar 2015 | 513.8995499375443 | 0.88 | -2.25 |
| Apr 2015 | 510.63846732102525 | -0.63 | -3.11 |
| May 2015 | 520.7703137928097 | 1.98 | -0.01 |
| Jun 2015 | 529.5782619783149 | 1.69 | 1.51 |
| Jul 2015 | 535.1476355905954 | 1.05 | 2.34 |
| Aug 2015 | 530.8799969018751 | -0.80 | 1.16 |
| Sep 2015 | 534.1743625737564 | 0.62 | 0.78 |
| Oct 2015 | 532.5515822871217 | -0.30 | 1.52 |
| Nov 2015 | 542.9708265615852 | 1.96 | 3.76 |
| Dec 2015 | 546.6508208899581 | 0.68 | 5.85 |
| Jan 2016 | 542.5979218387464 | -0.74 | 7.16 |
| Feb 2016 | 532.2061704820578 | -1.91 | 4.47 |
| Mar 2016 | 533.5411681515656 | 0.25 | 3.82 |
| Apr 2016 | 529.3472931730221 | -0.79 | 3.66 |
| May 2016 | 530.1305716886001 | 0.15 | 1.80 |
| Jun 2016 | 531.3453613976575 | 0.23 | 0.33 |
| Jul 2016 | 526.6123424979877 | -0.89 | -1.59 |
| Aug 2016 | 526.4353142566803 | -0.03 | -0.84 |
| Sep 2016 | 525.8723633793726 | -0.11 | -1.55 |
| Oct 2016 | 524.0935060510647 | -0.34 | -1.59 |
| Nov 2016 | 539.1493835185619 | 2.87 | -0.70 |
| Dec 2016 | 562.5301956377645 | 4.34 | 2.91 |
| Jan 2017 | 559.6948286557548 | -0.50 | 3.15 |
| Feb 2017 | 562.3882112874027 | 0.48 | 5.67 |
| Mar 2017 | 567.9852095954856 | 1.00 | 6.46 |
| Apr 2017 | 564.8466753562477 | -0.55 | 6.71 |
| May 2017 | 568.3929098133198 | 0.63 | 7.22 |
| Jun 2017 | 567.2546070921138 | -0.20 | 6.76 |
| Jul 2017 | 575.4095891838351 | 1.44 | 9.27 |
| Aug 2017 | 575.1154046874431 | -0.05 | 9.25 |
| Sep 2017 | 576.6293498345111 | 0.26 | 9.65 |
| Oct 2017 | 588.4537987801642 | 2.05 | 12.28 |
| Nov 2017 | 596.9212727911095 | 1.44 | 10.72 |
| Dec 2017 | 604.7165267755704 | 1.31 | 7.50 |
| Jan 2018 | 616.0645705918565 | 1.88 | 10.07 |
| Feb 2018 | 642.5102292906708 | 4.29 | 14.25 |
| Mar 2018 | 657.8588648269991 | 2.39 | 15.82 |
| Apr 2018 | 665.1571059167126 | 1.11 | 17.76 |
| May 2018 | 675.6359834442967 | 1.58 | 18.87 |
| Jun 2018 | 675.585232879094 | -0.01 | 19.10 |
| Jul 2018 | 675.704716111732 | 0.02 | 17.43 |
| Aug 2018 | 680.7302884260034 | 0.74 | 18.36 |
| Sep 2018 | 690.5801950643666 | 1.45 | 19.76 |
| Oct 2018 | 707.7362810363725 | 2.48 | 20.27 |
| Nov 2018 | 714.6635948559682 | 0.98 | 19.73 |
| Dec 2018 | 702.3657738948926 | -1.72 | 16.15 |
| Jan 2019 | 693.8056227840106 | -1.22 | 12.62 |
| Feb 2019 | 691.1671200543424 | -0.38 | 7.57 |
| Mar 2019 | 687.3458207152696 | -0.55 | 4.48 |
| Apr 2019 | 682.1142713113107 | -0.76 | 2.55 |
| May 2019 | 678.9073542492806 | -0.47 | 0.48 |
| Jun 2019 | 661.760614508461 | -2.53 | -2.05 |
| Jul 2019 | 661.0358126859892 | -0.11 | -2.17 |
| Aug 2019 | 652.6883452397634 | -1.26 | -4.12 |
| Sep 2019 | 653.205658920377 | 0.08 | -5.41 |
| Oct 2019 | 660.5987788378883 | 1.13 | -6.66 |
| Nov 2019 | 664.3758724323039 | 0.57 | -7.04 |
| Dec 2019 | 670.7225310783193 | 0.96 | -4.50 |
| Jan 2020 | 667.7564692316876 | -0.44 | -3.75 |
| Feb 2020 | 659.3412716344816 | -1.26 | -4.61 |
| Mar 2020 | 660.923304744297 | 0.24 | -3.84 |
| Apr 2020 | 654.2102518344983 | -1.02 | -4.09 |
| May 2020 | 652.5820483171906 | -0.25 | -3.88 |
| Jun 2020 | 650.275553477302 | -0.35 | -1.74 |
| Jul 2020 | 644.0465656547663 | -0.96 | -2.57 |
| Aug 2020 | 644.4446091658577 | 0.06 | -1.26 |
| Sep 2020 | 651.1968880278575 | 1.05 | -0.31 |
| Oct 2020 | 657.8375405461259 | 1.02 | -0.42 |
| Nov 2020 | 662.264818319331 | 0.67 | -0.32 |
| Dec 2020 | 663.1435001271769 | 0.13 | -1.13 |
| Jan 2021 | 672.9200411903944 | 1.47 | 0.77 |
| Feb 2021 | 684.8496420861819 | 1.77 | 3.87 |
| Mar 2021 | 711.5271136774933 | 3.90 | 7.66 |
| Apr 2021 | 715.4448952414307 | 0.55 | 9.36 |
| May 2021 | 713.5061900803671 | -0.27 | 9.34 |
| Jun 2021 | 721.4887541001921 | 1.12 | 10.95 |
| Jul 2021 | 718.6364215822441 | -0.39 | 11.58 |
| Aug 2021 | 720.7115944560188 | 0.29 | 11.84 |
| Sep 2021 | 727.0586823230757 | 0.88 | 11.65 |
| Oct 2021 | 744.7971930134676 | 2.44 | 13.22 |
| Nov 2021 | 751.0576187531635 | 0.84 | 13.41 |
| Dec 2021 | 761.2412417999778 | 1.36 | 14.79 |
| Jan 2022 | 798.3916386667881 | 4.88 | 18.65 |
| Feb 2022 | 835.91661487402 | 4.70 | 22.06 |
| Mar 2022 | 884.2136119047548 | 5.78 | 24.27 |
| Apr 2022 | 972.8035334343424 | 10.02 | 35.97 |
| May 2022 | 1008.2562146197356 | 3.64 | 41.31 |
| Jun 2022 | 1049.5879256745188 | 4.10 | 45.48 |
| Jul 2022 | 1049.5246378098884 | -0.01 | 46.04 |
| Aug 2022 | 1038.790784571389 | -1.02 | 44.13 |
| Sep 2022 | 1134.355281778171 | 9.20 | 56.02 |
| Oct 2022 | 1222.2475986737218 | 7.75 | 64.11 |
| Nov 2022 | 1214.696373976072 | -0.62 | 61.73 |
| Dec 2022 | 1169.1830682781822 | -3.75 | 53.59 |
| Jan 2023 | 1156.9930457403518 | -1.04 | 44.92 |
| Feb 2023 | 1152.2440664457667 | -0.41 | 37.84 |
| Mar 2023 | 1184.536053125181 | 2.80 | 33.97 |
| Apr 2023 | 1170.9959631800355 | -1.14 | 20.37 |
| May 2023 | 1192.1985421631011 | 1.81 | 18.24 |
| Jun 2023 | 1233.0660249009718 | 3.43 | 17.48 |
| Jul 2023 | 1251.1784675072365 | 1.47 | 19.21 |
| Aug 2023 | 1278.4199748174487 | 2.18 | 23.07 |
| Sep 2023 | 1295.3381773640365 | 1.32 | 14.19 |
| Oct 2023 | 1348.8284822116511 | 4.13 | 10.36 |
| Nov 2023 | 1332.0152760857593 | -1.25 | 9.66 |
| Dec 2023 | 1263.086839098614 | -5.17 | 8.03 |
| Jan 2024 | 1246.2143677333277 | -1.34 | 7.71 |
| Feb 2024 | 1267.3137691261395 | 1.69 | 9.99 |
| Mar 2024 | 1280.2731847638001 | 1.02 | 8.08 |
| Apr 2024 | 1310.3233361552159 | 2.35 | 11.90 |
| May 2024 | 1325.9659062998664 | 1.19 | 11.22 |
| Jun 2024 | 1313.0092561664144 | -0.98 | 6.48 |
| Jul 2024 | 1305.7718228818176 | -0.55 | 4.36 |
| Aug 2024 | 1266.2789823393555 | -3.02 | -0.95 |
| Sep 2024 | 1231.3653904304647 | -2.76 | -4.94 |
| Oct 2024 | 1263.4520266813254 | 2.61 | -6.33 |
| Nov 2024 | 1312.033358837003 | 3.85 | -1.50 |
| Dec 2024 | 1309.6102347317374 | -0.18 | 3.68 |
| Jan 2025 | 1350.2059237598637 | 3.10 | 8.35 |
| Feb 2025 | 1347.9658126166885 | -0.17 | 6.36 |
| Mar 2025 | 1334.4667243841402 | -1.00 | 4.23 |
| Apr 2025 | 1350.2971803500402 | 1.19 | 3.05 |
| May 2025 | 1366.1427403916712 | 1.17 | 3.03 |
| Jun 2025 | 1367.0957390892759 | 0.07 | 4.12 |
| Jul 2025 | 1349.0237173742482 | -1.32 | 3.31 |
| Aug 2025 | 1323.8167843502424 | -1.87 | 4.54 |
| Sep 2025 | 1287.7367719136503 | -2.72 | 4.58 |
| Oct 2025 | 1274.278905313788 | -1.04 | 0.86 |
| Nov 2025 | 1274.704495088518 | 0.03 | -2.84 |
| Dec 2025 | 1273.8179261435732 | -0.07 | -2.73 |
| Jan 2026 | 1269.1671535688315 | -0.36 | -6.00 |
| Feb 2026 | 1267.923728727862 | -0.10 | -5.94 |