Oxnard, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Oxnard, CA Metro in February 2026 was $5,370.955. The month over month percentage change (MoM) was -0.51%, and the year over year percentage change (YoY) was -8.11%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Oxnard, CA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Oxnard, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 2436.0401526586297 | -1.53 | -1.59 |
| Feb 2015 | 2460.656580918355 | 1.01 | -0.11 |
| Mar 2015 | 2491.812119848369 | 1.27 | -0.15 |
| Apr 2015 | 2477.892336497746 | -0.56 | -1.42 |
| May 2015 | 2533.7279395653736 | 2.25 | 1.48 |
| Jun 2015 | 2581.923497523833 | 1.90 | 3.12 |
| Jul 2015 | 2609.156149084137 | 1.06 | 4.22 |
| Aug 2015 | 2580.1367403493578 | -1.11 | 3.13 |
| Sep 2015 | 2587.4184565413543 | 0.28 | 2.73 |
| Oct 2015 | 2578.4759504931576 | -0.35 | 3.27 |
| Nov 2015 | 2635.4861795289844 | 2.21 | 5.50 |
| Dec 2015 | 2658.917258120896 | 0.89 | 7.48 |
| Jan 2016 | 2653.9102598695968 | -0.19 | 8.94 |
| Feb 2016 | 2616.9442404885817 | -1.39 | 6.35 |
| Mar 2016 | 2644.9275397856604 | 1.07 | 6.15 |
| Apr 2016 | 2632.7375522657085 | -0.46 | 6.25 |
| May 2016 | 2638.1804054920954 | 0.21 | 4.12 |
| Jun 2016 | 2636.3387843753185 | -0.07 | 2.11 |
| Jul 2016 | 2606.331170776331 | -1.14 | -0.11 |
| Aug 2016 | 2610.5112863699364 | 0.16 | 1.18 |
| Sep 2016 | 2619.963242843749 | 0.36 | 1.26 |
| Oct 2016 | 2632.267548325967 | 0.47 | 2.09 |
| Nov 2016 | 2730.02649008801 | 3.71 | 3.59 |
| Dec 2016 | 2874.315285811894 | 5.29 | 8.10 |
| Jan 2017 | 2882.6165106268413 | 0.29 | 8.62 |
| Feb 2017 | 2910.607370119964 | 0.97 | 11.22 |
| Mar 2017 | 2937.4754676495304 | 0.92 | 11.06 |
| Apr 2017 | 2904.654067770609 | -1.12 | 10.33 |
| May 2017 | 2901.9470938763175 | -0.09 | 10.00 |
| Jun 2017 | 2879.7473999923227 | -0.76 | 9.23 |
| Jul 2017 | 2907.2888805378734 | 0.96 | 11.55 |
| Aug 2017 | 2890.7099150982335 | -0.57 | 10.73 |
| Sep 2017 | 2878.6046760305126 | -0.42 | 9.87 |
| Oct 2017 | 2920.983703555471 | 1.47 | 10.97 |
| Nov 2017 | 2946.3286272085843 | 0.87 | 7.92 |
| Dec 2017 | 2979.043560258291 | 1.11 | 3.64 |
| Jan 2018 | 3028.4333230437946 | 1.66 | 5.06 |
| Feb 2018 | 3143.1355760407964 | 3.79 | 7.99 |
| Mar 2018 | 3191.9868556046363 | 1.55 | 8.66 |
| Apr 2018 | 3206.6710401708447 | 0.46 | 10.40 |
| May 2018 | 3254.242870480302 | 1.48 | 12.14 |
| Jun 2018 | 3257.0367165183425 | 0.09 | 13.10 |
| Jul 2018 | 3245.3629163845544 | -0.36 | 11.63 |
| Aug 2018 | 3253.4308482934907 | 0.25 | 12.55 |
| Sep 2018 | 3277.4963718019762 | 0.74 | 13.86 |
| Oct 2018 | 3352.893837486735 | 2.30 | 14.79 |
| Nov 2018 | 3370.993849583395 | 0.54 | 14.41 |
| Dec 2018 | 3299.474786967689 | -2.12 | 10.76 |
| Jan 2019 | 3245.650186947031 | -1.63 | 7.17 |
| Feb 2019 | 3219.398956902448 | -0.81 | 2.43 |
| Mar 2019 | 3193.9238827353015 | -0.79 | 0.06 |
| Apr 2019 | 3159.046400421038 | -1.09 | -1.48 |
| May 2019 | 3138.3123191374216 | -0.66 | -3.56 |
| Jun 2019 | 3049.671592063615 | -2.82 | -6.37 |
| Jul 2019 | 3035.1101531528366 | -0.48 | -6.48 |
| Aug 2019 | 2985.3083016624905 | -1.64 | -8.24 |
| Sep 2019 | 2981.2493293184184 | -0.14 | -9.04 |
| Oct 2019 | 3010.5425615248173 | 0.98 | -10.21 |
| Nov 2019 | 3020.153277877547 | 0.32 | -10.41 |
| Dec 2019 | 3037.3721875876845 | 0.57 | -7.94 |
| Jan 2020 | 3018.585381131771 | -0.62 | -7.00 |
| Feb 2020 | 2985.0195830437083 | -1.11 | -7.28 |
| Mar 2020 | 3003.328356528068 | 0.61 | -5.97 |
| Apr 2020 | 2974.672574274188 | -0.95 | -5.84 |
| May 2020 | 2957.065567116823 | -0.59 | -5.77 |
| Jun 2020 | 2929.296318374635 | -0.94 | -3.95 |
| Jul 2020 | 2883.3094981751515 | -1.57 | -5.00 |
| Aug 2020 | 2871.405931650815 | -0.41 | -3.81 |
| Sep 2020 | 2888.9259412070437 | 0.61 | -3.10 |
| Oct 2020 | 2913.202167084857 | 0.84 | -3.23 |
| Nov 2020 | 2941.5051672228046 | 0.97 | -2.60 |
| Dec 2020 | 2964.7423704500093 | 0.79 | -2.39 |
| Jan 2021 | 3026.98731076877 | 2.10 | 0.28 |
| Feb 2021 | 3094.8091408679547 | 2.24 | 3.68 |
| Mar 2021 | 3227.6415783781135 | 4.29 | 7.47 |
| Apr 2021 | 3266.1388795531057 | 1.19 | 9.80 |
| May 2021 | 3284.34697393445 | 0.56 | 11.07 |
| Jun 2021 | 3344.9636009223177 | 1.85 | 14.19 |
| Jul 2021 | 3354.379425279587 | 0.28 | 16.34 |
| Aug 2021 | 3371.1357569646284 | 0.50 | 17.40 |
| Sep 2021 | 3403.960914614653 | 0.97 | 17.83 |
| Oct 2021 | 3474.998830243695 | 2.09 | 19.29 |
| Nov 2021 | 3494.041742821495 | 0.55 | 18.78 |
| Dec 2021 | 3530.939074970661 | 1.06 | 19.10 |
| Jan 2022 | 3710.0086313019647 | 5.07 | 22.56 |
| Feb 2022 | 3911.299315785095 | 5.43 | 26.38 |
| Mar 2022 | 4184.012233953824 | 6.97 | 29.63 |
| Apr 2022 | 4643.64049964895 | 10.99 | 42.18 |
| May 2022 | 4834.787047394203 | 4.12 | 47.21 |
| Jun 2022 | 5012.814701779285 | 3.68 | 49.86 |
| Jul 2022 | 4956.964170411184 | -1.11 | 47.78 |
| Aug 2022 | 4830.938122299035 | -2.54 | 43.30 |
| Sep 2022 | 5205.903698350989 | 7.76 | 52.94 |
| Oct 2022 | 5544.926639160582 | 6.51 | 59.57 |
| Nov 2022 | 5452.165985215 | -1.67 | 56.04 |
| Dec 2022 | 5192.453648715865 | -4.76 | 47.06 |
| Jan 2023 | 5098.571180485975 | -1.81 | 37.43 |
| Feb 2023 | 5054.184606218826 | -0.87 | 29.22 |
| Mar 2023 | 5178.620977855867 | 2.46 | 23.77 |
| Apr 2023 | 5102.869118027113 | -1.46 | 9.89 |
| May 2023 | 5176.847506777332 | 1.45 | 7.08 |
| Jun 2023 | 5358.318145420518 | 3.51 | 6.89 |
| Jul 2023 | 5469.652155488487 | 2.08 | 10.34 |
| Aug 2023 | 5640.1317017454 | 3.12 | 16.75 |
| Sep 2023 | 5756.072094352307 | 2.06 | 10.57 |
| Oct 2023 | 6011.45291054592 | 4.44 | 8.41 |
| Nov 2023 | 5942.542977464582 | -1.15 | 8.99 |
| Dec 2023 | 5632.424995569336 | -5.22 | 8.47 |
| Jan 2024 | 5553.037691997099 | -1.41 | 8.91 |
| Feb 2024 | 5634.528562034486 | 1.47 | 11.48 |
| Mar 2024 | 5684.492435717557 | 0.89 | 9.77 |
| Apr 2024 | 5819.723677122021 | 2.38 | 14.05 |
| May 2024 | 5901.47337541215 | 1.41 | 14.00 |
| Jun 2024 | 5857.015312771209 | -0.75 | 9.31 |
| Jul 2024 | 5836.507533829657 | -0.35 | 6.71 |
| Aug 2024 | 5663.512879508574 | -2.96 | 0.42 |
| Sep 2024 | 5506.250954456483 | -2.78 | -4.34 |
| Oct 2024 | 5632.638114453019 | 2.30 | -6.30 |
| Nov 2024 | 5827.0663392247 | 3.45 | -1.94 |
| Dec 2024 | 5777.405730588609 | -0.85 | 2.57 |
| Jan 2025 | 5906.938167011116 | 2.24 | 6.37 |
| Feb 2025 | 5844.987925681015 | -1.05 | 3.74 |
| Mar 2025 | 5735.104367045526 | -1.88 | 0.89 |
| Apr 2025 | 5766.251286080103 | 0.54 | -0.92 |
| May 2025 | 5799.035146827812 | 0.57 | -1.74 |
| Jun 2025 | 5780.884427463522 | -0.31 | -1.30 |
| Jul 2025 | 5709.180063766172 | -1.24 | -2.18 |
| Aug 2025 | 5621.749383154936 | -1.53 | -0.74 |
| Sep 2025 | 5490.582807744332 | -2.33 | -0.28 |
| Oct 2025 | 5443.162427938884 | -0.86 | -3.36 |
| Nov 2025 | 5445.778823873954 | 0.05 | -6.54 |
| Dec 2025 | 5437.1190908124745 | -0.16 | -5.89 |
| Jan 2026 | 5398.341216952509 | -0.71 | -8.61 |
| Feb 2026 | 5370.954852100211 | -0.51 | -8.11 |