Pensacola, FL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Pensacola, FL Metro in February 2026 was $1,876.717. The month over month percentage change (MoM) was -0.19%, and the year over year percentage change (YoY) was -7.75%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Pensacola, FL metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Pensacola, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 702.1714355857423 | -1.45 | -3.33 |
| Feb 2015 | 707.965424665358 | 0.83 | -1.77 |
| Mar 2015 | 714.6381696753847 | 0.94 | -1.70 |
| Apr 2015 | 710.3934222296391 | -0.59 | -2.67 |
| May 2015 | 726.9250041507586 | 2.33 | 0.62 |
| Jun 2015 | 741.899986728619 | 2.06 | 2.61 |
| Jul 2015 | 751.299292889921 | 1.27 | 3.92 |
| Aug 2015 | 744.2047664744435 | -0.94 | 2.84 |
| Sep 2015 | 745.9651514772992 | 0.24 | 2.36 |
| Oct 2015 | 740.8413756915238 | -0.69 | 2.89 |
| Nov 2015 | 753.6467665811226 | 1.73 | 4.81 |
| Dec 2015 | 756.9540279471801 | 0.44 | 6.24 |
| Jan 2016 | 752.2414070580882 | -0.62 | 7.13 |
| Feb 2016 | 739.4730060360368 | -1.70 | 4.45 |
| Mar 2016 | 745.7188743783211 | 0.85 | 4.35 |
| Apr 2016 | 743.1573010530816 | -0.34 | 4.61 |
| May 2016 | 746.4307660882256 | 0.44 | 2.68 |
| Jun 2016 | 747.7780453542396 | 0.18 | 0.79 |
| Jul 2016 | 740.3945836563553 | -0.99 | -1.45 |
| Aug 2016 | 743.5321017530241 | 0.42 | -0.09 |
| Sep 2016 | 749.8959060563933 | 0.86 | 0.53 |
| Oct 2016 | 755.4566967521866 | 0.74 | 1.97 |
| Nov 2016 | 783.2317550454933 | 3.68 | 3.93 |
| Dec 2016 | 821.6606220670687 | 4.91 | 8.55 |
| Jan 2017 | 821.0721229430001 | -0.07 | 9.15 |
| Feb 2017 | 826.389876887853 | 0.65 | 11.75 |
| Mar 2017 | 833.6251622963853 | 0.88 | 11.79 |
| Apr 2017 | 826.5468603057938 | -0.85 | 11.22 |
| May 2017 | 828.8412392891918 | 0.28 | 11.04 |
| Jun 2017 | 825.4166822323039 | -0.41 | 10.38 |
| Jul 2017 | 836.178029331838 | 1.30 | 12.94 |
| Aug 2017 | 834.5635720580403 | -0.19 | 12.24 |
| Sep 2017 | 833.8846855369075 | -0.08 | 11.20 |
| Oct 2017 | 847.2800506245405 | 1.61 | 12.16 |
| Nov 2017 | 855.5199229514387 | 0.97 | 9.23 |
| Dec 2017 | 863.5326872360229 | 0.94 | 5.10 |
| Jan 2018 | 876.2583365676705 | 1.47 | 6.72 |
| Feb 2018 | 909.4616567255277 | 3.79 | 10.05 |
| Mar 2018 | 927.1668766473048 | 1.95 | 11.22 |
| Apr 2018 | 935.9288203385586 | 0.95 | 13.23 |
| May 2018 | 952.2104627686429 | 1.74 | 14.89 |
| Jun 2018 | 954.7918520521927 | 0.27 | 15.67 |
| Jul 2018 | 956.6306851141494 | 0.19 | 14.41 |
| Aug 2018 | 964.1634907409787 | 0.79 | 15.53 |
| Sep 2018 | 976.8356351344203 | 1.31 | 17.14 |
| Oct 2018 | 1000.7374563759338 | 2.45 | 18.11 |
| Nov 2018 | 1009.6476367701733 | 0.89 | 18.02 |
| Dec 2018 | 993.0473347974785 | -1.64 | 15.00 |
| Jan 2019 | 981.1103242411587 | -1.20 | 11.97 |
| Feb 2019 | 976.9066022792192 | -0.43 | 7.42 |
| Mar 2019 | 971.5190156265063 | -0.55 | 4.78 |
| Apr 2019 | 965.5408809781231 | -0.61 | 3.16 |
| May 2019 | 965.1597523865046 | -0.04 | 1.36 |
| Jun 2019 | 945.121967071418 | -2.08 | -1.01 |
| Jul 2019 | 947.2413387136446 | 0.22 | -0.98 |
| Aug 2019 | 938.1515766051806 | -0.96 | -2.70 |
| Sep 2019 | 942.6329472761447 | 0.48 | -3.50 |
| Oct 2019 | 958.0334934570001 | 1.63 | -4.27 |
| Nov 2019 | 966.7200303561685 | 0.91 | -4.25 |
| Dec 2019 | 977.3824973597651 | 1.10 | -1.58 |
| Jan 2020 | 975.8878163759603 | -0.15 | -0.53 |
| Feb 2020 | 967.618403908043 | -0.85 | -0.95 |
| Mar 2020 | 973.7757123359479 | 0.64 | 0.23 |
| Apr 2020 | 965.5431752399629 | -0.84 | 0.00 |
| May 2020 | 963.2336156747041 | -0.24 | -0.20 |
| Jun 2020 | 962.1543892559425 | -0.11 | 1.80 |
| Jul 2020 | 954.6364684899279 | -0.78 | 0.78 |
| Aug 2020 | 956.9680034627473 | 0.24 | 2.01 |
| Sep 2020 | 965.7467911184334 | 0.92 | 2.45 |
| Oct 2020 | 974.3950672811943 | 0.90 | 1.71 |
| Nov 2020 | 982.7051637008122 | 0.85 | 1.65 |
| Dec 2020 | 988.7531417557335 | 0.62 | 1.16 |
| Jan 2021 | 1009.8900670008223 | 2.14 | 3.48 |
| Feb 2021 | 1032.926677920858 | 2.28 | 6.75 |
| Mar 2021 | 1078.288793787692 | 4.39 | 10.73 |
| Apr 2021 | 1090.6552448943096 | 1.15 | 12.96 |
| May 2021 | 1097.2068772254481 | 0.60 | 13.91 |
| Jun 2021 | 1121.3911979280836 | 2.20 | 16.55 |
| Jul 2021 | 1131.2923903555677 | 0.88 | 18.51 |
| Aug 2021 | 1147.0493086745319 | 1.39 | 19.86 |
| Sep 2021 | 1167.1124719529132 | 1.75 | 20.85 |
| Oct 2021 | 1199.8681862039691 | 2.81 | 23.14 |
| Nov 2021 | 1213.1266174337397 | 1.11 | 23.45 |
| Dec 2021 | 1232.3711724603345 | 1.59 | 24.64 |
| Jan 2022 | 1298.8131519327296 | 5.39 | 28.61 |
| Feb 2022 | 1366.78305840957 | 5.23 | 32.32 |
| Mar 2022 | 1455.1802330220078 | 6.47 | 34.95 |
| Apr 2022 | 1612.0694174041575 | 10.78 | 47.81 |
| May 2022 | 1684.5237096110309 | 4.49 | 53.53 |
| Jun 2022 | 1762.479739529299 | 4.63 | 57.17 |
| Jul 2022 | 1762.194689591758 | -0.02 | 55.77 |
| Aug 2022 | 1736.970794070151 | -1.43 | 51.43 |
| Sep 2022 | 1889.36179453256 | 8.77 | 61.88 |
| Oct 2022 | 2027.6885202795906 | 7.32 | 68.99 |
| Nov 2022 | 2007.1285899443224 | -1.01 | 65.45 |
| Dec 2022 | 1924.511772733802 | -4.12 | 56.16 |
| Jan 2023 | 1903.9456107212886 | -1.07 | 46.59 |
| Feb 2023 | 1901.2219256085168 | -0.14 | 39.10 |
| Mar 2023 | 1956.9903267201955 | 2.93 | 34.48 |
| Apr 2023 | 1928.5369685842188 | -1.45 | 19.63 |
| May 2023 | 1949.5683134207886 | 1.09 | 15.73 |
| Jun 2023 | 2006.4427209161981 | 2.92 | 13.84 |
| Jul 2023 | 2033.117056959288 | 1.33 | 15.37 |
| Aug 2023 | 2081.786155139662 | 2.39 | 19.85 |
| Sep 2023 | 2110.469674010012 | 1.38 | 11.70 |
| Oct 2023 | 2193.7324065824346 | 3.95 | 8.19 |
| Nov 2023 | 2162.0133363796454 | -1.45 | 7.72 |
| Dec 2023 | 2045.9401852917597 | -5.37 | 6.31 |
| Jan 2024 | 2015.348219748097 | -1.49 | 5.85 |
| Feb 2024 | 2041.2021084864648 | 1.28 | 7.36 |
| Mar 2024 | 2052.0314568307867 | 0.53 | 4.86 |
| Apr 2024 | 2088.3391895474138 | 1.77 | 8.29 |
| May 2024 | 2105.2298562255824 | 0.81 | 7.98 |
| Jun 2024 | 2080.299531759526 | -1.18 | 3.68 |
| Jul 2024 | 2067.2710490823697 | -0.63 | 1.68 |
| Aug 2024 | 2000.1822041992841 | -3.24 | -3.92 |
| Sep 2024 | 1936.8228572636394 | -3.17 | -8.23 |
| Oct 2024 | 1975.0749077309752 | 1.98 | -9.97 |
| Nov 2024 | 2036.9049389896497 | 3.13 | -5.79 |
| Dec 2024 | 2015.745239507329 | -1.04 | -1.48 |
| Jan 2025 | 2058.0259971265377 | 2.10 | 2.12 |
| Feb 2025 | 2034.434366182977 | -1.15 | -0.33 |
| Mar 2025 | 1994.26220068258 | -1.97 | -2.81 |
| Apr 2025 | 2001.8480400008505 | 0.38 | -4.14 |
| May 2025 | 2012.1794709234118 | 0.52 | -4.42 |
| Jun 2025 | 2006.9073082081384 | -0.26 | -3.53 |
| Jul 2025 | 1984.656770894126 | -1.11 | -4.00 |
| Aug 2025 | 1957.5985540780105 | -1.36 | -2.13 |
| Sep 2025 | 1914.72011478036 | -2.19 | -1.14 |
| Oct 2025 | 1896.9954090273088 | -0.93 | -3.95 |
| Nov 2025 | 1895.5985803330725 | -0.07 | -6.94 |
| Dec 2025 | 1890.634285641755 | -0.26 | -6.21 |
| Jan 2026 | 1880.2994420966104 | -0.55 | -8.64 |
| Feb 2026 | 1876.7168303289457 | -0.19 | -7.75 |