Pensacola, FL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Pensacola, FL Metro in February 2026 was $1,876.717. The month over month percentage change (MoM) was -0.19%, and the year over year percentage change (YoY) was -7.75%.

The chart below shows the trend of the mortgage payments with 10% down for all homes in the Pensacola, FL metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Pensacola, FL metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Pensacola, FL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Pensacola, FL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 702.1714355857423 -1.45 -3.33
Feb 2015 707.965424665358 0.83 -1.77
Mar 2015 714.6381696753847 0.94 -1.70
Apr 2015 710.3934222296391 -0.59 -2.67
May 2015 726.9250041507586 2.33 0.62
Jun 2015 741.899986728619 2.06 2.61
Jul 2015 751.299292889921 1.27 3.92
Aug 2015 744.2047664744435 -0.94 2.84
Sep 2015 745.9651514772992 0.24 2.36
Oct 2015 740.8413756915238 -0.69 2.89
Nov 2015 753.6467665811226 1.73 4.81
Dec 2015 756.9540279471801 0.44 6.24
Jan 2016 752.2414070580882 -0.62 7.13
Feb 2016 739.4730060360368 -1.70 4.45
Mar 2016 745.7188743783211 0.85 4.35
Apr 2016 743.1573010530816 -0.34 4.61
May 2016 746.4307660882256 0.44 2.68
Jun 2016 747.7780453542396 0.18 0.79
Jul 2016 740.3945836563553 -0.99 -1.45
Aug 2016 743.5321017530241 0.42 -0.09
Sep 2016 749.8959060563933 0.86 0.53
Oct 2016 755.4566967521866 0.74 1.97
Nov 2016 783.2317550454933 3.68 3.93
Dec 2016 821.6606220670687 4.91 8.55
Jan 2017 821.0721229430001 -0.07 9.15
Feb 2017 826.389876887853 0.65 11.75
Mar 2017 833.6251622963853 0.88 11.79
Apr 2017 826.5468603057938 -0.85 11.22
May 2017 828.8412392891918 0.28 11.04
Jun 2017 825.4166822323039 -0.41 10.38
Jul 2017 836.178029331838 1.30 12.94
Aug 2017 834.5635720580403 -0.19 12.24
Sep 2017 833.8846855369075 -0.08 11.20
Oct 2017 847.2800506245405 1.61 12.16
Nov 2017 855.5199229514387 0.97 9.23
Dec 2017 863.5326872360229 0.94 5.10
Jan 2018 876.2583365676705 1.47 6.72
Feb 2018 909.4616567255277 3.79 10.05
Mar 2018 927.1668766473048 1.95 11.22
Apr 2018 935.9288203385586 0.95 13.23
May 2018 952.2104627686429 1.74 14.89
Jun 2018 954.7918520521927 0.27 15.67
Jul 2018 956.6306851141494 0.19 14.41
Aug 2018 964.1634907409787 0.79 15.53
Sep 2018 976.8356351344203 1.31 17.14
Oct 2018 1000.7374563759338 2.45 18.11
Nov 2018 1009.6476367701733 0.89 18.02
Dec 2018 993.0473347974785 -1.64 15.00
Jan 2019 981.1103242411587 -1.20 11.97
Feb 2019 976.9066022792192 -0.43 7.42
Mar 2019 971.5190156265063 -0.55 4.78
Apr 2019 965.5408809781231 -0.61 3.16
May 2019 965.1597523865046 -0.04 1.36
Jun 2019 945.121967071418 -2.08 -1.01
Jul 2019 947.2413387136446 0.22 -0.98
Aug 2019 938.1515766051806 -0.96 -2.70
Sep 2019 942.6329472761447 0.48 -3.50
Oct 2019 958.0334934570001 1.63 -4.27
Nov 2019 966.7200303561685 0.91 -4.25
Dec 2019 977.3824973597651 1.10 -1.58
Jan 2020 975.8878163759603 -0.15 -0.53
Feb 2020 967.618403908043 -0.85 -0.95
Mar 2020 973.7757123359479 0.64 0.23
Apr 2020 965.5431752399629 -0.84 0.00
May 2020 963.2336156747041 -0.24 -0.20
Jun 2020 962.1543892559425 -0.11 1.80
Jul 2020 954.6364684899279 -0.78 0.78
Aug 2020 956.9680034627473 0.24 2.01
Sep 2020 965.7467911184334 0.92 2.45
Oct 2020 974.3950672811943 0.90 1.71
Nov 2020 982.7051637008122 0.85 1.65
Dec 2020 988.7531417557335 0.62 1.16
Jan 2021 1009.8900670008223 2.14 3.48
Feb 2021 1032.926677920858 2.28 6.75
Mar 2021 1078.288793787692 4.39 10.73
Apr 2021 1090.6552448943096 1.15 12.96
May 2021 1097.2068772254481 0.60 13.91
Jun 2021 1121.3911979280836 2.20 16.55
Jul 2021 1131.2923903555677 0.88 18.51
Aug 2021 1147.0493086745319 1.39 19.86
Sep 2021 1167.1124719529132 1.75 20.85
Oct 2021 1199.8681862039691 2.81 23.14
Nov 2021 1213.1266174337397 1.11 23.45
Dec 2021 1232.3711724603345 1.59 24.64
Jan 2022 1298.8131519327296 5.39 28.61
Feb 2022 1366.78305840957 5.23 32.32
Mar 2022 1455.1802330220078 6.47 34.95
Apr 2022 1612.0694174041575 10.78 47.81
May 2022 1684.5237096110309 4.49 53.53
Jun 2022 1762.479739529299 4.63 57.17
Jul 2022 1762.194689591758 -0.02 55.77
Aug 2022 1736.970794070151 -1.43 51.43
Sep 2022 1889.36179453256 8.77 61.88
Oct 2022 2027.6885202795906 7.32 68.99
Nov 2022 2007.1285899443224 -1.01 65.45
Dec 2022 1924.511772733802 -4.12 56.16
Jan 2023 1903.9456107212886 -1.07 46.59
Feb 2023 1901.2219256085168 -0.14 39.10
Mar 2023 1956.9903267201955 2.93 34.48
Apr 2023 1928.5369685842188 -1.45 19.63
May 2023 1949.5683134207886 1.09 15.73
Jun 2023 2006.4427209161981 2.92 13.84
Jul 2023 2033.117056959288 1.33 15.37
Aug 2023 2081.786155139662 2.39 19.85
Sep 2023 2110.469674010012 1.38 11.70
Oct 2023 2193.7324065824346 3.95 8.19
Nov 2023 2162.0133363796454 -1.45 7.72
Dec 2023 2045.9401852917597 -5.37 6.31
Jan 2024 2015.348219748097 -1.49 5.85
Feb 2024 2041.2021084864648 1.28 7.36
Mar 2024 2052.0314568307867 0.53 4.86
Apr 2024 2088.3391895474138 1.77 8.29
May 2024 2105.2298562255824 0.81 7.98
Jun 2024 2080.299531759526 -1.18 3.68
Jul 2024 2067.2710490823697 -0.63 1.68
Aug 2024 2000.1822041992841 -3.24 -3.92
Sep 2024 1936.8228572636394 -3.17 -8.23
Oct 2024 1975.0749077309752 1.98 -9.97
Nov 2024 2036.9049389896497 3.13 -5.79
Dec 2024 2015.745239507329 -1.04 -1.48
Jan 2025 2058.0259971265377 2.10 2.12
Feb 2025 2034.434366182977 -1.15 -0.33
Mar 2025 1994.26220068258 -1.97 -2.81
Apr 2025 2001.8480400008505 0.38 -4.14
May 2025 2012.1794709234118 0.52 -4.42
Jun 2025 2006.9073082081384 -0.26 -3.53
Jul 2025 1984.656770894126 -1.11 -4.00
Aug 2025 1957.5985540780105 -1.36 -2.13
Sep 2025 1914.72011478036 -2.19 -1.14
Oct 2025 1896.9954090273088 -0.93 -3.95
Nov 2025 1895.5985803330725 -0.07 -6.94
Dec 2025 1890.634285641755 -0.26 -6.21
Jan 2026 1880.2994420966104 -0.55 -8.64
Feb 2026 1876.7168303289457 -0.19 -7.75