Philadelphia, PA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Philadelphia, PA Metro in February 2026 was $2,321.616. The month over month percentage change (MoM) was -0.29%, and the year over year percentage change (YoY) was -4.61%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Philadelphia, PA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Philadelphia, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 995.9245829640766 | -1.82 | -6.22 |
| Feb 2015 | 1002.3019259536519 | 0.64 | -4.56 |
| Mar 2015 | 1011.1122462090686 | 0.88 | -4.26 |
| Apr 2015 | 1003.2833934046005 | -0.77 | -5.07 |
| May 2015 | 1023.8947079861516 | 2.05 | -1.97 |
| Jun 2015 | 1041.595052287982 | 1.73 | -0.19 |
| Jul 2015 | 1052.2401171315423 | 1.02 | 0.96 |
| Aug 2015 | 1041.525845935522 | -1.02 | 0.03 |
| Sep 2015 | 1044.7935364022544 | 0.31 | -0.17 |
| Oct 2015 | 1038.339613345483 | -0.62 | 0.60 |
| Nov 2015 | 1056.3740721727022 | 1.74 | 2.79 |
| Dec 2015 | 1061.2891475067713 | 0.47 | 4.62 |
| Jan 2016 | 1054.9811992362422 | -0.59 | 5.93 |
| Feb 2016 | 1035.7724425008864 | -1.82 | 3.34 |
| Mar 2016 | 1041.367270781377 | 0.54 | 2.99 |
| Apr 2016 | 1033.2599571554686 | -0.78 | 2.99 |
| May 2016 | 1034.8467745448038 | 0.15 | 1.07 |
| Jun 2016 | 1034.851573982952 | 0.00 | -0.65 |
| Jul 2016 | 1024.2926911659868 | -1.02 | -2.66 |
| Aug 2016 | 1027.3310445447187 | 0.30 | -1.36 |
| Sep 2016 | 1033.5486386035775 | 0.61 | -1.08 |
| Oct 2016 | 1039.0311942169249 | 0.53 | 0.07 |
| Nov 2016 | 1076.1955686089345 | 3.58 | 1.88 |
| Dec 2016 | 1129.5422750945236 | 4.96 | 6.43 |
| Jan 2017 | 1127.5861456142857 | -0.17 | 6.88 |
| Feb 2017 | 1132.685650296217 | 0.45 | 9.36 |
| Mar 2017 | 1138.8365837903589 | 0.54 | 9.36 |
| Apr 2017 | 1125.896766762985 | -1.14 | 8.97 |
| May 2017 | 1126.8654613154329 | 0.09 | 8.89 |
| Jun 2017 | 1119.504987237188 | -0.65 | 8.18 |
| Jul 2017 | 1130.140956466031 | 0.95 | 10.33 |
| Aug 2017 | 1122.6146910896884 | -0.67 | 9.28 |
| Sep 2017 | 1116.9376370977034 | -0.51 | 8.07 |
| Oct 2017 | 1131.5365935367222 | 1.31 | 8.90 |
| Nov 2017 | 1140.1654998334402 | 0.76 | 5.94 |
| Dec 2017 | 1149.108066947733 | 0.78 | 1.73 |
| Jan 2018 | 1164.369948185297 | 1.33 | 3.26 |
| Feb 2018 | 1205.3868218022756 | 3.52 | 6.42 |
| Mar 2018 | 1225.5947292870578 | 1.68 | 7.62 |
| Apr 2018 | 1233.5279935380895 | 0.65 | 9.56 |
| May 2018 | 1251.8922117956579 | 1.49 | 11.10 |
| Jun 2018 | 1250.5326652300946 | -0.11 | 11.70 |
| Jul 2018 | 1246.505379507021 | -0.32 | 10.30 |
| Aug 2018 | 1251.470551277704 | 0.40 | 11.48 |
| Sep 2018 | 1264.7778041896229 | 1.06 | 13.24 |
| Oct 2018 | 1294.0543036247698 | 2.32 | 14.36 |
| Nov 2018 | 1302.7531915626842 | 0.67 | 14.26 |
| Dec 2018 | 1277.4865116042868 | -1.94 | 11.17 |
| Jan 2019 | 1260.3744872103316 | -1.34 | 8.24 |
| Feb 2019 | 1254.2803078546197 | -0.48 | 4.06 |
| Mar 2019 | 1247.2145444879075 | -0.56 | 1.76 |
| Apr 2019 | 1236.8726861049536 | -0.83 | 0.27 |
| May 2019 | 1231.295418564311 | -0.45 | -1.64 |
| Jun 2019 | 1200.7561068428895 | -2.48 | -3.98 |
| Jul 2019 | 1199.1283412724251 | -0.14 | -3.80 |
| Aug 2019 | 1183.6894205416274 | -1.29 | -5.42 |
| Sep 2019 | 1184.6596735926444 | 0.08 | -6.33 |
| Oct 2019 | 1198.1196436859452 | 1.14 | -7.41 |
| Nov 2019 | 1204.3450976836314 | 0.52 | -7.55 |
| Dec 2019 | 1213.5378657058832 | 0.76 | -5.01 |
| Jan 2020 | 1209.2207524183843 | -0.36 | -4.06 |
| Feb 2020 | 1197.7597448131885 | -0.95 | -4.51 |
| Mar 2020 | 1206.1148269046405 | 0.70 | -3.29 |
| Apr 2020 | 1197.5010631966902 | -0.71 | -3.18 |
| May 2020 | 1193.9101536099774 | -0.30 | -3.04 |
| Jun 2020 | 1187.219341938368 | -0.56 | -1.13 |
| Jul 2020 | 1170.3586101017638 | -1.42 | -2.40 |
| Aug 2020 | 1165.0482379179662 | -0.45 | -1.57 |
| Sep 2020 | 1169.7399924011534 | 0.40 | -1.26 |
| Oct 2020 | 1177.0960472891668 | 0.63 | -1.75 |
| Nov 2020 | 1186.5194829802183 | 0.80 | -1.48 |
| Dec 2020 | 1194.8832777958094 | 0.71 | -1.54 |
| Jan 2021 | 1218.9921695290168 | 2.02 | 0.81 |
| Feb 2021 | 1245.890898826201 | 2.21 | 4.02 |
| Mar 2021 | 1300.0286410851536 | 4.35 | 7.79 |
| Apr 2021 | 1314.023649296585 | 1.08 | 9.73 |
| May 2021 | 1317.2192216213737 | 0.24 | 10.33 |
| Jun 2021 | 1335.465348541698 | 1.39 | 12.49 |
| Jul 2021 | 1332.3168072567569 | -0.24 | 13.84 |
| Aug 2021 | 1334.1944282861582 | 0.14 | 14.52 |
| Sep 2021 | 1340.6825837896158 | 0.49 | 14.61 |
| Oct 2021 | 1363.5884133097911 | 1.71 | 15.84 |
| Nov 2021 | 1365.5652757522262 | 0.14 | 15.09 |
| Dec 2021 | 1377.2849158900187 | 0.86 | 15.27 |
| Jan 2022 | 1443.6715048987733 | 4.82 | 18.43 |
| Feb 2022 | 1513.5688938697233 | 4.84 | 21.49 |
| Mar 2022 | 1605.8865435588739 | 6.10 | 23.53 |
| Apr 2022 | 1770.9930196112255 | 10.28 | 34.78 |
| May 2022 | 1841.1748000490722 | 3.96 | 39.78 |
| Jun 2022 | 1915.8275117489484 | 4.06 | 43.46 |
| Jul 2022 | 1905.2845754675802 | -0.55 | 43.01 |
| Aug 2022 | 1869.7789770061468 | -1.86 | 40.14 |
| Sep 2022 | 2029.1338441613298 | 8.52 | 51.35 |
| Oct 2022 | 2178.9414590516826 | 7.38 | 59.80 |
| Nov 2022 | 2161.420686684254 | -0.80 | 58.28 |
| Dec 2022 | 2077.822125431184 | -3.87 | 50.86 |
| Jan 2023 | 2060.3339340921584 | -0.84 | 42.72 |
| Feb 2023 | 2058.3367893587997 | -0.10 | 35.99 |
| Mar 2023 | 2119.779009635121 | 2.99 | 32.00 |
| Apr 2023 | 2092.9632807381754 | -1.26 | 18.18 |
| May 2023 | 2127.0990429842395 | 1.63 | 15.53 |
| Jun 2023 | 2203.6186104496223 | 3.60 | 15.02 |
| Jul 2023 | 2248.1023006034484 | 2.02 | 17.99 |
| Aug 2023 | 2313.4432113805397 | 2.91 | 23.73 |
| Sep 2023 | 2355.524150463501 | 1.82 | 16.09 |
| Oct 2023 | 2456.090472352809 | 4.27 | 12.72 |
| Nov 2023 | 2427.704549479119 | -1.16 | 12.32 |
| Dec 2023 | 2303.482170808126 | -5.12 | 10.86 |
| Jan 2024 | 2275.4356360008605 | -1.22 | 10.44 |
| Feb 2024 | 2313.404762149162 | 1.67 | 12.39 |
| Mar 2024 | 2337.938138211342 | 1.06 | 10.29 |
| Apr 2024 | 2392.840170426973 | 2.35 | 14.33 |
| May 2024 | 2421.136865034194 | 1.18 | 13.82 |
| Jun 2024 | 2396.4831924236964 | -1.02 | 8.75 |
| Jul 2024 | 2383.9153020709637 | -0.52 | 6.04 |
| Aug 2024 | 2314.2061130864586 | -2.92 | 0.03 |
| Sep 2024 | 2253.8624348621947 | -2.61 | -4.32 |
| Oct 2024 | 2314.7884086603476 | 2.70 | -5.75 |
| Nov 2024 | 2403.2597453629123 | 3.82 | -1.01 |
| Dec 2024 | 2391.5858790123984 | -0.49 | 3.83 |
| Jan 2025 | 2452.127054922821 | 2.53 | 7.77 |
| Feb 2025 | 2433.8614633854304 | -0.74 | 5.21 |
| Mar 2025 | 2396.1397264643883 | -1.55 | 2.49 |
| Apr 2025 | 2418.1378813592833 | 0.92 | 1.06 |
| May 2025 | 2444.261873402628 | 1.08 | 0.96 |
| Jun 2025 | 2450.5091159245917 | 0.26 | 2.25 |
| Jul 2025 | 2435.5811263606547 | -0.61 | 2.17 |
| Aug 2025 | 2411.157979495862 | -1.00 | 4.19 |
| Sep 2025 | 2364.639795709694 | -1.93 | 4.92 |
| Oct 2025 | 2346.3257008783085 | -0.77 | 1.36 |
| Nov 2025 | 2346.8397463636106 | 0.02 | -2.35 |
| Dec 2025 | 2341.86998557334 | -0.21 | -2.08 |
| Jan 2026 | 2328.4200595599596 | -0.57 | -5.04 |
| Feb 2026 | 2321.616337651252 | -0.29 | -4.61 |