Phoenix, AZ (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Phoenix, AZ Metro in February 2026 was $2,754.9. The month over month percentage change (MoM) was -0.39%, and the year over year percentage change (YoY) was -9.33%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Phoenix, AZ metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Phoenix, AZ metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1009.6986013616106 | -1.67 | -3.66 |
| Feb 2015 | 1017.8350742726113 | 0.81 | -2.50 |
| Mar 2015 | 1029.617550452235 | 1.16 | -2.68 |
| Apr 2015 | 1025.3687988970055 | -0.41 | -3.58 |
| May 2015 | 1051.0690926605891 | 2.51 | -0.04 |
| Jun 2015 | 1074.6012215828575 | 2.24 | 2.33 |
| Jul 2015 | 1090.278031494906 | 1.46 | 4.07 |
| Aug 2015 | 1083.4592924770282 | -0.62 | 3.46 |
| Sep 2015 | 1091.835781062313 | 0.77 | 3.59 |
| Oct 2015 | 1091.704148938974 | -0.01 | 4.83 |
| Nov 2015 | 1119.0573528676962 | 2.51 | 7.69 |
| Dec 2015 | 1131.4786637448829 | 1.11 | 10.19 |
| Jan 2016 | 1132.3273073425291 | 0.08 | 12.15 |
| Feb 2016 | 1117.801777107611 | -1.28 | 9.82 |
| Mar 2016 | 1129.382250836938 | 1.04 | 9.69 |
| Apr 2016 | 1123.4832471339198 | -0.52 | 9.57 |
| May 2016 | 1127.0995747575366 | 0.32 | 7.23 |
| Jun 2016 | 1128.2425210798242 | 0.10 | 4.99 |
| Jul 2016 | 1118.1158859146522 | -0.90 | 2.55 |
| Aug 2016 | 1121.8372796619813 | 0.33 | 3.54 |
| Sep 2016 | 1130.5079892726578 | 0.77 | 3.54 |
| Oct 2016 | 1137.383087593537 | 0.61 | 4.18 |
| Nov 2016 | 1179.3428995338802 | 3.69 | 5.39 |
| Dec 2016 | 1238.0505628926971 | 4.98 | 9.42 |
| Jan 2017 | 1237.571032764868 | -0.04 | 9.29 |
| Feb 2017 | 1246.3286511933081 | 0.71 | 11.50 |
| Mar 2017 | 1257.4290246611965 | 0.89 | 11.34 |
| Apr 2017 | 1245.981843016279 | -0.91 | 10.90 |
| May 2017 | 1249.0781684866506 | 0.25 | 10.82 |
| Jun 2017 | 1242.9104932071923 | -0.49 | 10.16 |
| Jul 2017 | 1258.2603209425156 | 1.24 | 12.53 |
| Aug 2017 | 1254.2314634900374 | -0.32 | 11.80 |
| Sep 2017 | 1251.8272603021599 | -0.19 | 10.73 |
| Oct 2017 | 1271.1726036588263 | 1.55 | 11.76 |
| Nov 2017 | 1281.0862324807033 | 0.78 | 8.63 |
| Dec 2017 | 1291.1540221100497 | 0.79 | 4.29 |
| Jan 2018 | 1310.1758624557262 | 1.47 | 5.87 |
| Feb 2018 | 1360.5464234805634 | 3.85 | 9.16 |
| Mar 2018 | 1386.59057394732 | 1.91 | 10.27 |
| Apr 2018 | 1398.3178404976145 | 0.85 | 12.23 |
| May 2018 | 1424.4683790054119 | 1.87 | 14.04 |
| Jun 2018 | 1431.7156098524079 | 0.51 | 15.19 |
| Jul 2018 | 1437.0811540245302 | 0.38 | 14.21 |
| Aug 2018 | 1450.7102917516238 | 0.95 | 15.67 |
| Sep 2018 | 1471.9692909455098 | 1.47 | 17.59 |
| Oct 2018 | 1510.0827178845686 | 2.59 | 18.79 |
| Nov 2018 | 1522.804197583089 | 0.84 | 18.87 |
| Dec 2018 | 1494.7276297406306 | -1.84 | 15.77 |
| Jan 2019 | 1476.0483868292329 | -1.25 | 12.66 |
| Feb 2019 | 1470.3791995055044 | -0.38 | 8.07 |
| Mar 2019 | 1462.4602044247745 | -0.54 | 5.47 |
| Apr 2019 | 1450.374736043147 | -0.83 | 3.72 |
| May 2019 | 1444.2644942514696 | -0.42 | 1.39 |
| Jun 2019 | 1409.1402266400103 | -2.43 | -1.58 |
| Jul 2019 | 1407.850815348173 | -0.09 | -2.03 |
| Aug 2019 | 1391.738458347151 | -1.14 | -4.07 |
| Sep 2019 | 1397.2153674919741 | 0.39 | -5.08 |
| Oct 2019 | 1418.2963646657079 | 1.51 | -6.08 |
| Nov 2019 | 1429.8690798328723 | 0.82 | -6.10 |
| Dec 2019 | 1444.4867622271165 | 1.02 | -3.36 |
| Jan 2020 | 1443.8293223190205 | -0.05 | -2.18 |
| Feb 2020 | 1435.4560464486503 | -0.58 | -2.37 |
| Mar 2020 | 1451.108733108044 | 1.09 | -0.78 |
| Apr 2020 | 1445.0152901776057 | -0.42 | -0.37 |
| May 2020 | 1444.5691149584316 | -0.03 | 0.02 |
| Jun 2020 | 1440.8624404625925 | -0.26 | 2.25 |
| Jul 2020 | 1426.0221203400806 | -1.03 | 1.29 |
| Aug 2020 | 1426.5359315875587 | 0.04 | 2.50 |
| Sep 2020 | 1440.0824422412256 | 0.95 | 3.07 |
| Oct 2020 | 1455.7313094539431 | 1.09 | 2.64 |
| Nov 2020 | 1471.4062707695857 | 1.08 | 2.91 |
| Dec 2020 | 1484.1117064797904 | 0.86 | 2.74 |
| Jan 2021 | 1517.7603020327124 | 2.27 | 5.12 |
| Feb 2021 | 1557.2764974576712 | 2.60 | 8.49 |
| Mar 2021 | 1636.859926385739 | 5.11 | 12.80 |
| Apr 2021 | 1672.0269427500139 | 2.15 | 15.71 |
| May 2021 | 1701.0887519194748 | 1.74 | 17.76 |
| Jun 2021 | 1754.202048218667 | 3.12 | 21.75 |
| Jul 2021 | 1784.1617565009099 | 1.71 | 25.12 |
| Aug 2021 | 1823.1917052464637 | 2.19 | 27.81 |
| Sep 2021 | 1871.540779502864 | 2.65 | 29.96 |
| Oct 2021 | 1939.073919404911 | 3.61 | 33.20 |
| Nov 2021 | 1971.0269570785067 | 1.65 | 33.96 |
| Dec 2021 | 2007.2255258610573 | 1.84 | 35.25 |
| Jan 2022 | 2115.001505980826 | 5.37 | 39.35 |
| Feb 2022 | 2225.089197522335 | 5.21 | 42.88 |
| Mar 2022 | 2371.005166404528 | 6.56 | 44.85 |
| Apr 2022 | 2632.096468021759 | 11.01 | 57.42 |
| May 2022 | 2757.4636394231234 | 4.76 | 62.10 |
| Jun 2022 | 2887.8671703930295 | 4.73 | 64.63 |
| Jul 2022 | 2882.336473906245 | -0.19 | 61.55 |
| Aug 2022 | 2821.8431512906627 | -2.10 | 54.78 |
| Sep 2022 | 3033.2053231914088 | 7.49 | 62.07 |
| Oct 2022 | 3208.475920317593 | 5.78 | 65.46 |
| Nov 2022 | 3124.9781335648045 | -2.60 | 58.55 |
| Dec 2022 | 2948.5011594908274 | -5.65 | 46.89 |
| Jan 2023 | 2872.631634865903 | -2.57 | 35.82 |
| Feb 2023 | 2829.1258201211094 | -1.51 | 27.15 |
| Mar 2023 | 2881.5288701595123 | 1.85 | 21.53 |
| Apr 2023 | 2819.814487026394 | -2.14 | 7.13 |
| May 2023 | 2844.1556621198315 | 0.86 | 3.14 |
| Jun 2023 | 2931.6416089387135 | 3.08 | 1.52 |
| Jul 2023 | 2982.3873574030795 | 1.73 | 3.47 |
| Aug 2023 | 3064.763355757382 | 2.76 | 8.61 |
| Sep 2023 | 3116.6255877254143 | 1.69 | 2.75 |
| Oct 2023 | 3248.6946724923946 | 4.24 | 1.25 |
| Nov 2023 | 3210.056467417021 | -1.19 | 2.72 |
| Dec 2023 | 3041.0595563845113 | -5.26 | 3.14 |
| Jan 2024 | 2996.1605672772334 | -1.48 | 4.30 |
| Feb 2024 | 3036.664922826986 | 1.35 | 7.34 |
| Mar 2024 | 3058.508323499569 | 0.72 | 6.14 |
| Apr 2024 | 3117.8586756851037 | 1.94 | 10.57 |
| May 2024 | 3145.4633375645817 | 0.89 | 10.59 |
| Jun 2024 | 3106.0068765684387 | -1.25 | 5.95 |
| Jul 2024 | 3081.8618102927503 | -0.78 | 3.34 |
| Aug 2024 | 2978.138767604828 | -3.37 | -2.83 |
| Sep 2024 | 2885.0047026955617 | -3.13 | -7.43 |
| Oct 2024 | 2947.505214666544 | 2.17 | -9.27 |
| Nov 2024 | 3046.8084809144684 | 3.37 | -5.09 |
| Dec 2024 | 3018.640280789986 | -0.92 | -0.74 |
| Jan 2025 | 3079.9018925094365 | 2.03 | 2.80 |
| Feb 2025 | 3038.4670852416384 | -1.34 | 0.06 |
| Mar 2025 | 2971.9202206150876 | -2.19 | -2.83 |
| Apr 2025 | 2979.08727304591 | 0.24 | -4.45 |
| May 2025 | 2990.5210937331326 | 0.38 | -4.93 |
| Jun 2025 | 2978.649298169682 | -0.40 | -4.10 |
| Jul 2025 | 2939.5877994008733 | -1.31 | -4.62 |
| Aug 2025 | 2893.6198340120877 | -1.56 | -2.84 |
| Sep 2025 | 2824.806646989472 | -2.38 | -2.09 |
| Oct 2025 | 2795.8522177652817 | -1.02 | -5.14 |
| Nov 2025 | 2792.3687247754046 | -0.12 | -8.35 |
| Dec 2025 | 2784.0621576433114 | -0.30 | -7.77 |
| Jan 2026 | 2765.8302221624226 | -0.65 | -10.20 |
| Feb 2026 | 2754.9002804650017 | -0.39 | -9.33 |