Phoenix, AZ (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Phoenix, AZ Metro in February 2026 was $2,754.9. The month over month percentage change (MoM) was -0.39%, and the year over year percentage change (YoY) was -9.33%.

The chart below shows the trend of the mortgage payments with 10% down for all homes in the Phoenix, AZ metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Phoenix, AZ metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Phoenix, AZ (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Phoenix, AZ (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 1009.6986013616106 -1.67 -3.66
Feb 2015 1017.8350742726113 0.81 -2.50
Mar 2015 1029.617550452235 1.16 -2.68
Apr 2015 1025.3687988970055 -0.41 -3.58
May 2015 1051.0690926605891 2.51 -0.04
Jun 2015 1074.6012215828575 2.24 2.33
Jul 2015 1090.278031494906 1.46 4.07
Aug 2015 1083.4592924770282 -0.62 3.46
Sep 2015 1091.835781062313 0.77 3.59
Oct 2015 1091.704148938974 -0.01 4.83
Nov 2015 1119.0573528676962 2.51 7.69
Dec 2015 1131.4786637448829 1.11 10.19
Jan 2016 1132.3273073425291 0.08 12.15
Feb 2016 1117.801777107611 -1.28 9.82
Mar 2016 1129.382250836938 1.04 9.69
Apr 2016 1123.4832471339198 -0.52 9.57
May 2016 1127.0995747575366 0.32 7.23
Jun 2016 1128.2425210798242 0.10 4.99
Jul 2016 1118.1158859146522 -0.90 2.55
Aug 2016 1121.8372796619813 0.33 3.54
Sep 2016 1130.5079892726578 0.77 3.54
Oct 2016 1137.383087593537 0.61 4.18
Nov 2016 1179.3428995338802 3.69 5.39
Dec 2016 1238.0505628926971 4.98 9.42
Jan 2017 1237.571032764868 -0.04 9.29
Feb 2017 1246.3286511933081 0.71 11.50
Mar 2017 1257.4290246611965 0.89 11.34
Apr 2017 1245.981843016279 -0.91 10.90
May 2017 1249.0781684866506 0.25 10.82
Jun 2017 1242.9104932071923 -0.49 10.16
Jul 2017 1258.2603209425156 1.24 12.53
Aug 2017 1254.2314634900374 -0.32 11.80
Sep 2017 1251.8272603021599 -0.19 10.73
Oct 2017 1271.1726036588263 1.55 11.76
Nov 2017 1281.0862324807033 0.78 8.63
Dec 2017 1291.1540221100497 0.79 4.29
Jan 2018 1310.1758624557262 1.47 5.87
Feb 2018 1360.5464234805634 3.85 9.16
Mar 2018 1386.59057394732 1.91 10.27
Apr 2018 1398.3178404976145 0.85 12.23
May 2018 1424.4683790054119 1.87 14.04
Jun 2018 1431.7156098524079 0.51 15.19
Jul 2018 1437.0811540245302 0.38 14.21
Aug 2018 1450.7102917516238 0.95 15.67
Sep 2018 1471.9692909455098 1.47 17.59
Oct 2018 1510.0827178845686 2.59 18.79
Nov 2018 1522.804197583089 0.84 18.87
Dec 2018 1494.7276297406306 -1.84 15.77
Jan 2019 1476.0483868292329 -1.25 12.66
Feb 2019 1470.3791995055044 -0.38 8.07
Mar 2019 1462.4602044247745 -0.54 5.47
Apr 2019 1450.374736043147 -0.83 3.72
May 2019 1444.2644942514696 -0.42 1.39
Jun 2019 1409.1402266400103 -2.43 -1.58
Jul 2019 1407.850815348173 -0.09 -2.03
Aug 2019 1391.738458347151 -1.14 -4.07
Sep 2019 1397.2153674919741 0.39 -5.08
Oct 2019 1418.2963646657079 1.51 -6.08
Nov 2019 1429.8690798328723 0.82 -6.10
Dec 2019 1444.4867622271165 1.02 -3.36
Jan 2020 1443.8293223190205 -0.05 -2.18
Feb 2020 1435.4560464486503 -0.58 -2.37
Mar 2020 1451.108733108044 1.09 -0.78
Apr 2020 1445.0152901776057 -0.42 -0.37
May 2020 1444.5691149584316 -0.03 0.02
Jun 2020 1440.8624404625925 -0.26 2.25
Jul 2020 1426.0221203400806 -1.03 1.29
Aug 2020 1426.5359315875587 0.04 2.50
Sep 2020 1440.0824422412256 0.95 3.07
Oct 2020 1455.7313094539431 1.09 2.64
Nov 2020 1471.4062707695857 1.08 2.91
Dec 2020 1484.1117064797904 0.86 2.74
Jan 2021 1517.7603020327124 2.27 5.12
Feb 2021 1557.2764974576712 2.60 8.49
Mar 2021 1636.859926385739 5.11 12.80
Apr 2021 1672.0269427500139 2.15 15.71
May 2021 1701.0887519194748 1.74 17.76
Jun 2021 1754.202048218667 3.12 21.75
Jul 2021 1784.1617565009099 1.71 25.12
Aug 2021 1823.1917052464637 2.19 27.81
Sep 2021 1871.540779502864 2.65 29.96
Oct 2021 1939.073919404911 3.61 33.20
Nov 2021 1971.0269570785067 1.65 33.96
Dec 2021 2007.2255258610573 1.84 35.25
Jan 2022 2115.001505980826 5.37 39.35
Feb 2022 2225.089197522335 5.21 42.88
Mar 2022 2371.005166404528 6.56 44.85
Apr 2022 2632.096468021759 11.01 57.42
May 2022 2757.4636394231234 4.76 62.10
Jun 2022 2887.8671703930295 4.73 64.63
Jul 2022 2882.336473906245 -0.19 61.55
Aug 2022 2821.8431512906627 -2.10 54.78
Sep 2022 3033.2053231914088 7.49 62.07
Oct 2022 3208.475920317593 5.78 65.46
Nov 2022 3124.9781335648045 -2.60 58.55
Dec 2022 2948.5011594908274 -5.65 46.89
Jan 2023 2872.631634865903 -2.57 35.82
Feb 2023 2829.1258201211094 -1.51 27.15
Mar 2023 2881.5288701595123 1.85 21.53
Apr 2023 2819.814487026394 -2.14 7.13
May 2023 2844.1556621198315 0.86 3.14
Jun 2023 2931.6416089387135 3.08 1.52
Jul 2023 2982.3873574030795 1.73 3.47
Aug 2023 3064.763355757382 2.76 8.61
Sep 2023 3116.6255877254143 1.69 2.75
Oct 2023 3248.6946724923946 4.24 1.25
Nov 2023 3210.056467417021 -1.19 2.72
Dec 2023 3041.0595563845113 -5.26 3.14
Jan 2024 2996.1605672772334 -1.48 4.30
Feb 2024 3036.664922826986 1.35 7.34
Mar 2024 3058.508323499569 0.72 6.14
Apr 2024 3117.8586756851037 1.94 10.57
May 2024 3145.4633375645817 0.89 10.59
Jun 2024 3106.0068765684387 -1.25 5.95
Jul 2024 3081.8618102927503 -0.78 3.34
Aug 2024 2978.138767604828 -3.37 -2.83
Sep 2024 2885.0047026955617 -3.13 -7.43
Oct 2024 2947.505214666544 2.17 -9.27
Nov 2024 3046.8084809144684 3.37 -5.09
Dec 2024 3018.640280789986 -0.92 -0.74
Jan 2025 3079.9018925094365 2.03 2.80
Feb 2025 3038.4670852416384 -1.34 0.06
Mar 2025 2971.9202206150876 -2.19 -2.83
Apr 2025 2979.08727304591 0.24 -4.45
May 2025 2990.5210937331326 0.38 -4.93
Jun 2025 2978.649298169682 -0.40 -4.10
Jul 2025 2939.5877994008733 -1.31 -4.62
Aug 2025 2893.6198340120877 -1.56 -2.84
Sep 2025 2824.806646989472 -2.38 -2.09
Oct 2025 2795.8522177652817 -1.02 -5.14
Nov 2025 2792.3687247754046 -0.12 -8.35
Dec 2025 2784.0621576433114 -0.30 -7.77
Jan 2026 2765.8302221624226 -0.65 -10.20
Feb 2026 2754.9002804650017 -0.39 -9.33