Racine, WI (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Racine, WI Metro in February 2026 was $1,842.383. The month over month percentage change (MoM) was 0.12%, and the year over year percentage change (YoY) was -3.06%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Racine, WI metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Racine, WI metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 693.6949169264216 | -2.04 | -5.02 |
| Feb 2015 | 696.3009038903645 | 0.38 | -3.61 |
| Mar 2015 | 702.5698567387014 | 0.90 | -3.60 |
| Apr 2015 | 698.7733159543595 | -0.54 | -4.69 |
| May 2015 | 714.727003601073 | 2.28 | -1.74 |
| Jun 2015 | 727.0914281000017 | 1.73 | -0.08 |
| Jul 2015 | 733.6946419213373 | 0.91 | 0.90 |
| Aug 2015 | 725.8237796935299 | -1.07 | -0.15 |
| Sep 2015 | 729.0774306659122 | 0.45 | -0.25 |
| Oct 2015 | 726.6757072482653 | -0.33 | 0.79 |
| Nov 2015 | 742.0179251785408 | 2.11 | 3.34 |
| Dec 2015 | 746.944833750566 | 0.66 | 5.48 |
| Jan 2016 | 742.393124430692 | -0.61 | 7.02 |
| Feb 2016 | 727.1581437727848 | -2.05 | 4.43 |
| Mar 2016 | 730.7637636750918 | 0.50 | 4.01 |
| Apr 2016 | 726.6808681323065 | -0.56 | 3.99 |
| May 2016 | 729.7850779035819 | 0.43 | 2.11 |
| Jun 2016 | 730.9421739717634 | 0.16 | 0.53 |
| Jul 2016 | 722.8420059519193 | -1.11 | -1.48 |
| Aug 2016 | 724.9480959757615 | 0.29 | -0.12 |
| Sep 2016 | 729.9769243655896 | 0.69 | 0.12 |
| Oct 2016 | 735.6883636070502 | 0.78 | 1.24 |
| Nov 2016 | 764.1251932763594 | 3.87 | 2.98 |
| Dec 2016 | 804.0571917907073 | 5.23 | 7.65 |
| Jan 2017 | 804.1423237463626 | 0.01 | 8.32 |
| Feb 2017 | 808.610238577149 | 0.56 | 11.20 |
| Mar 2017 | 814.2253371276502 | 0.69 | 11.42 |
| Apr 2017 | 806.5954062628002 | -0.94 | 11.00 |
| May 2017 | 809.4710276246976 | 0.36 | 10.92 |
| Jun 2017 | 806.0756775640544 | -0.42 | 10.28 |
| Jul 2017 | 815.9930266132836 | 1.23 | 12.89 |
| Aug 2017 | 813.2445147235744 | -0.34 | 12.18 |
| Sep 2017 | 812.1791536095006 | -0.13 | 11.26 |
| Oct 2017 | 825.6232341009126 | 1.66 | 12.23 |
| Nov 2017 | 834.3198263694389 | 1.05 | 9.19 |
| Dec 2017 | 842.8531399857061 | 1.02 | 4.83 |
| Jan 2018 | 855.5363430862199 | 1.51 | 6.39 |
| Feb 2018 | 887.7345519589271 | 3.76 | 9.79 |
| Mar 2018 | 904.5747324086337 | 1.90 | 11.10 |
| Apr 2018 | 914.0910492653663 | 1.05 | 13.33 |
| May 2018 | 932.710684165229 | 2.04 | 15.23 |
| Jun 2018 | 938.4017100902996 | 0.61 | 16.42 |
| Jul 2018 | 942.4969160388773 | 0.44 | 15.50 |
| Aug 2018 | 951.8546864867441 | 0.99 | 17.04 |
| Sep 2018 | 966.6226154052616 | 1.55 | 19.02 |
| Oct 2018 | 991.6470737557365 | 2.59 | 20.11 |
| Nov 2018 | 1001.1993514284198 | 0.96 | 20.00 |
| Dec 2018 | 985.4607773003224 | -1.57 | 16.92 |
| Jan 2019 | 974.3636838370253 | -1.13 | 13.89 |
| Feb 2019 | 971.551434743071 | -0.29 | 9.44 |
| Mar 2019 | 966.3434933167083 | -0.54 | 6.83 |
| Apr 2019 | 960.1054035780913 | -0.65 | 5.03 |
| May 2019 | 958.0866132578781 | -0.21 | 2.72 |
| Jun 2019 | 934.9445511118448 | -2.41 | -0.37 |
| Jul 2019 | 933.295472111032 | -0.18 | -0.98 |
| Aug 2019 | 920.5500023242917 | -1.37 | -3.29 |
| Sep 2019 | 921.8473354862001 | 0.14 | -4.63 |
| Oct 2019 | 932.8529234906586 | 1.19 | -5.93 |
| Nov 2019 | 937.1920607204033 | 0.47 | -6.39 |
| Dec 2019 | 944.0768720807896 | 0.74 | -4.20 |
| Jan 2020 | 939.2585018546841 | -0.51 | -3.60 |
| Feb 2020 | 928.5614503515213 | -1.14 | -4.42 |
| Mar 2020 | 933.838937068211 | 0.57 | -3.36 |
| Apr 2020 | 927.4648916666241 | -0.68 | -3.40 |
| May 2020 | 924.7647844322116 | -0.29 | -3.48 |
| Jun 2020 | 917.7442105641735 | -0.76 | -1.84 |
| Jul 2020 | 902.9884530301813 | -1.61 | -3.25 |
| Aug 2020 | 897.9972632112424 | -0.55 | -2.45 |
| Sep 2020 | 902.1765202160138 | 0.47 | -2.13 |
| Oct 2020 | 908.8271863947487 | 0.74 | -2.58 |
| Nov 2020 | 916.112593971947 | 0.80 | -2.25 |
| Dec 2020 | 921.745596236301 | 0.62 | -2.37 |
| Jan 2021 | 938.152115961269 | 1.78 | -0.12 |
| Feb 2021 | 957.2862115462509 | 2.04 | 3.09 |
| Mar 2021 | 998.1804064863961 | 4.27 | 6.89 |
| Apr 2021 | 1010.6588810865289 | 1.25 | 8.97 |
| May 2021 | 1016.0908190669245 | 0.54 | 9.88 |
| Jun 2021 | 1032.8064088320104 | 1.65 | 12.54 |
| Jul 2021 | 1033.4722511852844 | 0.06 | 14.45 |
| Aug 2021 | 1038.5677839737466 | 0.49 | 15.65 |
| Sep 2021 | 1049.430936476245 | 1.05 | 16.32 |
| Oct 2021 | 1071.513072855381 | 2.10 | 17.90 |
| Nov 2021 | 1074.7613054343065 | 0.30 | 17.32 |
| Dec 2021 | 1080.8636618033631 | 0.57 | 17.26 |
| Jan 2022 | 1126.6943182584937 | 4.24 | 20.10 |
| Feb 2022 | 1173.3334123495722 | 4.14 | 22.57 |
| Mar 2022 | 1238.0369592517657 | 5.52 | 24.03 |
| Apr 2022 | 1361.9309341679593 | 10.01 | 34.76 |
| May 2022 | 1415.2406429992313 | 3.91 | 39.28 |
| Jun 2022 | 1474.9122150912185 | 4.22 | 42.81 |
| Jul 2022 | 1468.9013461940053 | -0.41 | 42.13 |
| Aug 2022 | 1441.822625549003 | -1.84 | 38.83 |
| Sep 2022 | 1561.3512978545327 | 8.29 | 48.78 |
| Oct 2022 | 1669.2606140100847 | 6.91 | 55.79 |
| Nov 2022 | 1650.6089302648209 | -1.12 | 53.58 |
| Dec 2022 | 1586.0736990795244 | -3.91 | 46.74 |
| Jan 2023 | 1579.8016273046899 | -0.39 | 40.22 |
| Feb 2023 | 1587.469211130475 | 0.49 | 35.30 |
| Mar 2023 | 1644.7819228807043 | 3.61 | 32.85 |
| Apr 2023 | 1630.1761253645413 | -0.89 | 19.70 |
| May 2023 | 1660.62007886141 | 1.87 | 17.34 |
| Jun 2023 | 1718.5338556316278 | 3.49 | 16.52 |
| Jul 2023 | 1745.9386412440153 | 1.60 | 18.86 |
| Aug 2023 | 1788.0428512444873 | 2.41 | 24.01 |
| Sep 2023 | 1814.906680349408 | 1.50 | 16.24 |
| Oct 2023 | 1889.8340246867765 | 4.13 | 13.21 |
| Nov 2023 | 1865.210240581896 | -1.30 | 13.00 |
| Dec 2023 | 1763.5140893578923 | -5.45 | 11.19 |
| Jan 2024 | 1739.1535620307995 | -1.38 | 10.09 |
| Feb 2024 | 1768.7228456402286 | 1.70 | 11.42 |
| Mar 2024 | 1792.5042275192448 | 1.35 | 8.98 |
| Apr 2024 | 1838.7779188843092 | 2.58 | 12.80 |
| May 2024 | 1861.8967876369836 | 1.26 | 12.12 |
| Jun 2024 | 1846.827902097964 | -0.81 | 7.47 |
| Jul 2024 | 1841.6109321281515 | -0.28 | 5.48 |
| Aug 2024 | 1792.5741887681033 | -2.66 | 0.25 |
| Sep 2024 | 1747.4910710039069 | -2.51 | -3.71 |
| Oct 2024 | 1795.5555992906416 | 2.75 | -4.99 |
| Nov 2024 | 1865.7777134439953 | 3.91 | 0.03 |
| Dec 2024 | 1857.8002443819578 | -0.43 | 5.35 |
| Jan 2025 | 1908.9437504839798 | 2.75 | 9.76 |
| Feb 2025 | 1900.5853630463698 | -0.44 | 7.46 |
| Mar 2025 | 1878.642492848975 | -1.15 | 4.81 |
| Apr 2025 | 1899.9373330742055 | 1.13 | 3.33 |
| May 2025 | 1921.2513446727335 | 1.12 | 3.19 |
| Jun 2025 | 1924.5915070065537 | 0.17 | 4.21 |
| Jul 2025 | 1909.161542722622 | -0.80 | 3.67 |
| Aug 2025 | 1888.240193287333 | -1.10 | 5.34 |
| Sep 2025 | 1852.6057649895636 | -1.89 | 6.02 |
| Oct 2025 | 1841.1983556160985 | -0.62 | 2.54 |
| Nov 2025 | 1846.0452959267802 | 0.26 | -1.06 |
| Dec 2025 | 1845.8000631522946 | -0.01 | -0.65 |
| Jan 2026 | 1840.183597041503 | -0.30 | -3.60 |
| Feb 2026 | 1842.383487976185 | 0.12 | -3.06 |