Raleigh, NC (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Raleigh, NC Metro in February 2026 was $2,665.443. The month over month percentage change (MoM) was -0.57%, and the year over year percentage change (YoY) was -9.48%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Raleigh, NC metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Raleigh, NC metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1068.9643806671072 | -1.47 | -3.09 |
| Feb 2015 | 1079.497277480251 | 0.99 | -1.26 |
| Mar 2015 | 1092.5853039699448 | 1.21 | -1.00 |
| Apr 2015 | 1086.7396908294365 | -0.53 | -1.96 |
| May 2015 | 1110.6106828646487 | 2.20 | 1.21 |
| Jun 2015 | 1131.8047919064963 | 1.91 | 3.08 |
| Jul 2015 | 1145.0412967741722 | 1.17 | 4.24 |
| Aug 2015 | 1135.0038835027651 | -0.88 | 3.20 |
| Sep 2015 | 1140.8124388706337 | 0.51 | 2.92 |
| Oct 2015 | 1137.9234142036366 | -0.25 | 3.79 |
| Nov 2015 | 1163.889322999328 | 2.28 | 6.21 |
| Dec 2015 | 1174.7579013991055 | 0.93 | 8.28 |
| Jan 2016 | 1172.0523407340859 | -0.23 | 9.64 |
| Feb 2016 | 1153.6181154725841 | -1.57 | 6.87 |
| Mar 2016 | 1163.7568974558253 | 0.88 | 6.51 |
| Apr 2016 | 1158.516558963926 | -0.45 | 6.61 |
| May 2016 | 1163.6795301687855 | 0.45 | 4.78 |
| Jun 2016 | 1165.7689379475075 | 0.18 | 3.00 |
| Jul 2016 | 1155.8768251796696 | -0.85 | 0.95 |
| Aug 2016 | 1160.5267320806192 | 0.40 | 2.25 |
| Sep 2016 | 1169.135434092257 | 0.74 | 2.48 |
| Oct 2016 | 1176.1204994839266 | 0.60 | 3.36 |
| Nov 2016 | 1220.4985842500143 | 3.77 | 4.86 |
| Dec 2016 | 1283.128287061932 | 5.13 | 9.23 |
| Jan 2017 | 1284.6593202429879 | 0.12 | 9.61 |
| Feb 2017 | 1294.6428106823414 | 0.78 | 12.23 |
| Mar 2017 | 1305.4089944267869 | 0.83 | 12.17 |
| Apr 2017 | 1292.5731887580057 | -0.98 | 11.57 |
| May 2017 | 1293.661419429568 | 0.08 | 11.17 |
| Jun 2017 | 1285.2289095883123 | -0.65 | 10.25 |
| Jul 2017 | 1298.665177967599 | 1.05 | 12.35 |
| Aug 2017 | 1292.1890695436311 | -0.50 | 11.35 |
| Sep 2017 | 1286.6772656685966 | -0.43 | 10.05 |
| Oct 2017 | 1303.2106453798804 | 1.29 | 10.81 |
| Nov 2017 | 1311.7599648518303 | 0.66 | 7.48 |
| Dec 2017 | 1322.0528450029296 | 0.79 | 3.03 |
| Jan 2018 | 1340.5196174041032 | 1.40 | 4.35 |
| Feb 2018 | 1389.4064669253567 | 3.65 | 7.32 |
| Mar 2018 | 1413.2747851648928 | 1.72 | 8.26 |
| Apr 2018 | 1422.6077798215663 | 0.66 | 10.06 |
| May 2018 | 1445.3971619215213 | 1.60 | 11.73 |
| Jun 2018 | 1447.4605933951373 | 0.14 | 12.62 |
| Jul 2018 | 1447.2585021318464 | -0.01 | 11.44 |
| Aug 2018 | 1456.3835991401506 | 0.63 | 12.71 |
| Sep 2018 | 1474.286823509666 | 1.23 | 14.58 |
| Oct 2018 | 1510.6998929063545 | 2.47 | 15.92 |
| Nov 2018 | 1522.797840829343 | 0.80 | 16.09 |
| Dec 2018 | 1494.9072496933622 | -1.83 | 13.08 |
| Jan 2019 | 1475.694047229544 | -1.28 | 10.08 |
| Feb 2019 | 1468.4200057411372 | -0.49 | 5.69 |
| Mar 2019 | 1460.2289110484764 | -0.56 | 3.32 |
| Apr 2019 | 1448.3116482444138 | -0.82 | 1.81 |
| May 2019 | 1442.778848889022 | -0.38 | -0.18 |
| Jun 2019 | 1405.8413303587079 | -2.56 | -2.87 |
| Jul 2019 | 1402.7857483957027 | -0.22 | -3.07 |
| Aug 2019 | 1384.0660744340983 | -1.33 | -4.97 |
| Sep 2019 | 1386.314369750261 | 0.16 | -5.97 |
| Oct 2019 | 1403.4341185427118 | 1.24 | -7.10 |
| Nov 2019 | 1410.5676298331607 | 0.51 | -7.37 |
| Dec 2019 | 1421.1227198829688 | 0.75 | -4.94 |
| Jan 2020 | 1414.0993915833067 | -0.49 | -4.17 |
| Feb 2020 | 1397.2843183290222 | -1.19 | -4.84 |
| Mar 2020 | 1401.4252832843306 | 0.30 | -4.03 |
| Apr 2020 | 1385.7704761320322 | -1.12 | -4.32 |
| May 2020 | 1378.490165326677 | -0.52 | -4.46 |
| Jun 2020 | 1370.8371124549285 | -0.56 | -2.49 |
| Jul 2020 | 1353.3765563485656 | -1.27 | -3.52 |
| Aug 2020 | 1349.7002420311233 | -0.27 | -2.48 |
| Sep 2020 | 1356.2444784321856 | 0.49 | -2.17 |
| Oct 2020 | 1363.390373883096 | 0.53 | -2.85 |
| Nov 2020 | 1369.6858277242327 | 0.46 | -2.90 |
| Dec 2020 | 1373.9221018789315 | 0.31 | -3.32 |
| Jan 2021 | 1398.3543302559772 | 1.78 | -1.11 |
| Feb 2021 | 1428.027273721998 | 2.12 | 2.20 |
| Mar 2021 | 1490.2390462027793 | 4.36 | 6.34 |
| Apr 2021 | 1508.813816488448 | 1.25 | 8.88 |
| May 2021 | 1519.985832542277 | 0.74 | 10.27 |
| Jun 2021 | 1555.580627038418 | 2.34 | 13.48 |
| Jul 2021 | 1574.9673603465053 | 1.25 | 16.37 |
| Aug 2021 | 1607.6202939231202 | 2.07 | 19.11 |
| Sep 2021 | 1651.9127717715814 | 2.76 | 21.80 |
| Oct 2021 | 1715.5303894061558 | 3.85 | 25.83 |
| Nov 2021 | 1748.4583413556047 | 1.92 | 27.65 |
| Dec 2021 | 1785.5957707255554 | 2.12 | 29.96 |
| Jan 2022 | 1888.1800476719382 | 5.75 | 35.03 |
| Feb 2022 | 1993.5727618143997 | 5.58 | 39.60 |
| Mar 2022 | 2133.1675082209877 | 7.00 | 43.14 |
| Apr 2022 | 2375.5698078849214 | 11.36 | 57.45 |
| May 2022 | 2495.994084567028 | 5.07 | 64.21 |
| Jun 2022 | 2618.1172371080556 | 4.89 | 68.31 |
| Jul 2022 | 2617.1768489956494 | -0.04 | 66.17 |
| Aug 2022 | 2570.1795331615017 | -1.80 | 59.88 |
| Sep 2022 | 2778.4928614093183 | 8.11 | 68.20 |
| Oct 2022 | 2962.396858319891 | 6.62 | 72.68 |
| Nov 2022 | 2913.013241010771 | -1.67 | 66.61 |
| Dec 2022 | 2777.047327076395 | -4.67 | 55.53 |
| Jan 2023 | 2732.439139406493 | -1.61 | 44.71 |
| Feb 2023 | 2711.437299384053 | -0.77 | 36.01 |
| Mar 2023 | 2774.558924967964 | 2.33 | 30.07 |
| Apr 2023 | 2724.3161607102556 | -1.81 | 14.68 |
| May 2023 | 2754.008176622995 | 1.09 | 10.34 |
| Jun 2023 | 2842.782632513142 | 3.22 | 8.58 |
| Jul 2023 | 2889.2379236843913 | 1.63 | 10.40 |
| Aug 2023 | 2961.720091110088 | 2.51 | 15.23 |
| Sep 2023 | 3002.330045259901 | 1.37 | 8.06 |
| Oct 2023 | 3119.8439231927623 | 3.91 | 5.32 |
| Nov 2023 | 3074.059983048122 | -1.47 | 5.53 |
| Dec 2023 | 2906.891694185369 | -5.44 | 4.68 |
| Jan 2024 | 2862.258086554599 | -1.53 | 4.75 |
| Feb 2024 | 2902.554689938229 | 1.41 | 7.05 |
| Mar 2024 | 2927.8927175874555 | 0.87 | 5.53 |
| Apr 2024 | 2987.9609442393808 | 2.05 | 9.68 |
| May 2024 | 3016.2233792721345 | 0.95 | 9.52 |
| Jun 2024 | 2979.1783032875674 | -1.23 | 4.80 |
| Jul 2024 | 2958.6575939263776 | -0.69 | 2.40 |
| Aug 2024 | 2863.8112184932265 | -3.21 | -3.31 |
| Sep 2024 | 2779.1329158106932 | -2.96 | -7.43 |
| Oct 2024 | 2842.895069801314 | 2.29 | -8.88 |
| Nov 2024 | 2941.3077680950214 | 3.46 | -4.32 |
| Dec 2024 | 2916.353040430619 | -0.85 | 0.33 |
| Jan 2025 | 2979.356922145309 | 2.16 | 4.09 |
| Feb 2025 | 2944.505436145233 | -1.17 | 1.45 |
| Mar 2025 | 2885.548288739913 | -2.00 | -1.45 |
| Apr 2025 | 2897.227460375625 | 0.41 | -3.04 |
| May 2025 | 2911.941993444516 | 0.51 | -3.46 |
| Jun 2025 | 2902.6601213347035 | -0.32 | -2.57 |
| Jul 2025 | 2866.6443707434532 | -1.24 | -3.11 |
| Aug 2025 | 2823.356868843639 | -1.51 | -1.41 |
| Sep 2025 | 2757.7667608079523 | -2.32 | -0.77 |
| Oct 2025 | 2728.7281095302096 | -1.05 | -4.02 |
| Nov 2025 | 2721.4074669366487 | -0.27 | -7.48 |
| Dec 2025 | 2705.661524519942 | -0.58 | -7.22 |
| Jan 2026 | 2680.852676010525 | -0.92 | -10.02 |
| Feb 2026 | 2665.4429426835227 | -0.57 | -9.48 |