Reading, PA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Reading, PA Metro in February 2026 was $1,853.9. The month over month percentage change (MoM) was -0.42%, and the year over year percentage change (YoY) was -5.25%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Reading, PA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Reading, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Reading, PA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Reading, PA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Reading, PA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 748.497052592299 | -1.87 | -6.25 |
| Feb 2015 | 751.8084450837049 | 0.44 | -4.45 |
| Mar 2015 | 756.4611155826851 | 0.62 | -4.19 |
| Apr 2015 | 749.3373078791433 | -0.94 | -5.20 |
| May 2015 | 763.7782374231765 | 1.93 | -2.40 |
| Jun 2015 | 775.8744176596203 | 1.58 | -0.98 |
| Jul 2015 | 782.5364446829047 | 0.86 | -0.20 |
| Aug 2015 | 773.4802142156278 | -1.16 | -1.40 |
| Sep 2015 | 775.4410174836962 | 0.25 | -1.70 |
| Oct 2015 | 770.6392916878527 | -0.62 | -0.82 |
| Nov 2015 | 783.5417712589184 | 1.67 | 1.34 |
| Dec 2015 | 786.8034143945093 | 0.42 | 3.16 |
| Jan 2016 | 780.8516570112777 | -0.76 | 4.32 |
| Feb 2016 | 766.434388598663 | -1.85 | 1.95 |
| Mar 2016 | 770.7656458331364 | 0.56 | 1.89 |
| Apr 2016 | 764.7627236307799 | -0.78 | 2.06 |
| May 2016 | 765.4586654624967 | 0.09 | 0.22 |
| Jun 2016 | 764.8542607424462 | -0.08 | -1.42 |
| Jul 2016 | 756.5941578812847 | -1.08 | -3.31 |
| Aug 2016 | 758.4392959865701 | 0.24 | -1.94 |
| Sep 2016 | 763.1262460217198 | 0.62 | -1.59 |
| Oct 2016 | 767.2677601924571 | 0.54 | -0.44 |
| Nov 2016 | 795.2039240969996 | 3.64 | 1.49 |
| Dec 2016 | 834.5276568170035 | 4.95 | 6.07 |
| Jan 2017 | 833.3136120882397 | -0.14 | 6.72 |
| Feb 2017 | 836.0292133939262 | 0.33 | 9.08 |
| Mar 2017 | 839.7335305287392 | 0.44 | 8.95 |
| Apr 2017 | 828.9200885510007 | -1.29 | 8.39 |
| May 2017 | 829.9003087889098 | 0.12 | 8.42 |
| Jun 2017 | 824.4567660226593 | -0.66 | 7.79 |
| Jul 2017 | 833.1461027216392 | 1.05 | 10.12 |
| Aug 2017 | 828.4148467791024 | -0.57 | 9.23 |
| Sep 2017 | 825.011740792683 | -0.41 | 8.11 |
| Oct 2017 | 836.3688794182899 | 1.38 | 9.01 |
| Nov 2017 | 843.4220132187118 | 0.84 | 6.06 |
| Dec 2017 | 851.1744510064964 | 0.92 | 2.00 |
| Jan 2018 | 864.2035095195232 | 1.53 | 3.71 |
| Feb 2018 | 896.4746369481313 | 3.73 | 7.23 |
| Mar 2018 | 912.4701944481308 | 1.78 | 8.66 |
| Apr 2018 | 918.6678277649054 | 0.68 | 10.83 |
| May 2018 | 932.4322551825044 | 1.50 | 12.36 |
| Jun 2018 | 932.2187224997072 | -0.02 | 13.07 |
| Jul 2018 | 929.8905338171262 | -0.25 | 11.61 |
| Aug 2018 | 932.7587079536031 | 0.31 | 12.60 |
| Sep 2018 | 940.7491602660465 | 0.86 | 14.03 |
| Oct 2018 | 960.5027440737816 | 2.10 | 14.84 |
| Nov 2018 | 966.0641186014291 | 0.58 | 14.54 |
| Dec 2018 | 947.0385099039167 | -1.97 | 11.26 |
| Jan 2019 | 933.784385398618 | -1.40 | 8.05 |
| Feb 2019 | 928.7559104993416 | -0.54 | 3.60 |
| Mar 2019 | 923.9896798678308 | -0.51 | 1.26 |
| Apr 2019 | 917.8382563227726 | -0.67 | -0.09 |
| May 2019 | 915.8821121926412 | -0.21 | -1.77 |
| Jun 2019 | 895.4971486484046 | -2.23 | -3.94 |
| Jul 2019 | 896.0748981101606 | 0.07 | -3.64 |
| Aug 2019 | 886.3217357397123 | -1.09 | -4.98 |
| Sep 2019 | 888.9678140894476 | 0.30 | -5.50 |
| Oct 2019 | 900.9061898180797 | 1.34 | -6.20 |
| Nov 2019 | 906.2145382699167 | 0.59 | -6.19 |
| Dec 2019 | 912.3598156123126 | 0.68 | -3.66 |
| Jan 2020 | 907.8452155522563 | -0.49 | -2.78 |
| Feb 2020 | 898.2809261480932 | -1.05 | -3.28 |
| Mar 2020 | 905.2006776227204 | 0.77 | -2.03 |
| Apr 2020 | 901.8680167719241 | -0.37 | -1.74 |
| May 2020 | 902.8132210086882 | 0.11 | -1.43 |
| Jun 2020 | 900.0241646105014 | -0.31 | 0.51 |
| Jul 2020 | 887.5787992124197 | -1.38 | -0.95 |
| Aug 2020 | 883.9637920133503 | -0.41 | -0.27 |
| Sep 2020 | 888.2781190538707 | 0.49 | -0.08 |
| Oct 2020 | 894.3095193929644 | 0.68 | -0.73 |
| Nov 2020 | 901.4945856803206 | 0.80 | -0.52 |
| Dec 2020 | 907.038660552996 | 0.62 | -0.58 |
| Jan 2021 | 924.4651050411072 | 1.92 | 1.83 |
| Feb 2021 | 944.1137635817986 | 2.13 | 5.10 |
| Mar 2021 | 985.9661441724547 | 4.43 | 8.92 |
| Apr 2021 | 997.0511356959374 | 1.12 | 10.55 |
| May 2021 | 1000.4512966144455 | 0.34 | 10.82 |
| Jun 2021 | 1016.3497350359838 | 1.59 | 12.93 |
| Jul 2021 | 1014.9541139752696 | -0.14 | 14.35 |
| Aug 2021 | 1014.4605187708554 | -0.05 | 14.76 |
| Sep 2021 | 1014.4462880584016 | 0.00 | 14.20 |
| Oct 2021 | 1028.4240601274412 | 1.38 | 15.00 |
| Nov 2021 | 1029.072625077238 | 0.06 | 14.15 |
| Dec 2021 | 1038.4064984391803 | 0.91 | 14.48 |
| Jan 2022 | 1092.5881786358757 | 5.22 | 18.19 |
| Feb 2022 | 1153.2995966099593 | 5.56 | 22.16 |
| Mar 2022 | 1232.6905891226575 | 6.88 | 25.02 |
| Apr 2022 | 1365.377234589385 | 10.76 | 36.94 |
| May 2022 | 1420.7014994957274 | 4.05 | 42.01 |
| Jun 2022 | 1479.6457795856124 | 4.15 | 45.58 |
| Jul 2022 | 1473.7759853512257 | -0.40 | 45.21 |
| Aug 2022 | 1450.9892611089979 | -1.55 | 43.03 |
| Sep 2022 | 1580.3775471285076 | 8.92 | 55.79 |
| Oct 2022 | 1703.941580914538 | 7.82 | 65.69 |
| Nov 2022 | 1695.5561572435151 | -0.49 | 64.77 |
| Dec 2022 | 1633.1433792031144 | -3.68 | 57.27 |
| Jan 2023 | 1620.1720206020989 | -0.79 | 48.29 |
| Feb 2023 | 1617.696459922511 | -0.15 | 40.27 |
| Mar 2023 | 1664.0622392309072 | 2.87 | 34.99 |
| Apr 2023 | 1641.4724230391876 | -1.36 | 20.22 |
| May 2023 | 1667.470263917341 | 1.58 | 17.37 |
| Jun 2023 | 1728.2179856513453 | 3.64 | 16.80 |
| Jul 2023 | 1764.2676903398178 | 2.09 | 19.71 |
| Aug 2023 | 1818.4258475316606 | 3.07 | 25.32 |
| Sep 2023 | 1854.243887508749 | 1.97 | 17.33 |
| Oct 2023 | 1936.5844161467958 | 4.44 | 13.65 |
| Nov 2023 | 1914.086071838059 | -1.16 | 12.89 |
| Dec 2023 | 1816.2659290928943 | -5.11 | 11.21 |
| Jan 2024 | 1793.3424092909868 | -1.26 | 10.69 |
| Feb 2024 | 1822.6337759919988 | 1.63 | 12.67 |
| Mar 2024 | 1839.37950881667 | 0.92 | 10.54 |
| Apr 2024 | 1878.5886810138113 | 2.13 | 14.45 |
| May 2024 | 1900.0092469487429 | 1.14 | 13.95 |
| Jun 2024 | 1883.042146277984 | -0.89 | 8.96 |
| Jul 2024 | 1877.4466404276832 | -0.30 | 6.42 |
| Aug 2024 | 1824.1035506038593 | -2.84 | 0.31 |
| Sep 2024 | 1778.5552699671116 | -2.50 | -4.08 |
| Oct 2024 | 1831.3877568530493 | 2.97 | -5.43 |
| Nov 2024 | 1910.9139503270615 | 4.34 | -0.17 |
| Dec 2024 | 1911.5143434475208 | 0.03 | 5.24 |
| Jan 2025 | 1968.617781483103 | 2.99 | 9.77 |
| Feb 2025 | 1956.6912229837926 | -0.61 | 7.36 |
| Mar 2025 | 1924.4394007663518 | -1.65 | 4.62 |
| Apr 2025 | 1935.6703801585725 | 0.58 | 3.04 |
| May 2025 | 1952.6684523838942 | 0.88 | 2.77 |
| Jun 2025 | 1954.4528127757435 | 0.09 | 3.79 |
| Jul 2025 | 1944.6462177025503 | -0.50 | 3.58 |
| Aug 2025 | 1927.7030343859665 | -0.87 | 5.68 |
| Sep 2025 | 1893.5449245028246 | -1.77 | 6.47 |
| Oct 2025 | 1877.901979742181 | -0.83 | 2.54 |
| Nov 2025 | 1877.1207999119779 | -0.04 | -1.77 |
| Dec 2025 | 1872.5570598657198 | -0.24 | -2.04 |
| Jan 2026 | 1861.671678631313 | -0.58 | -5.43 |
| Feb 2026 | 1853.900186663289 | -0.42 | -5.25 |
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