Richmond, VA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Richmond, VA Metro in February 2026 was $2,370.239. The month over month percentage change (MoM) was -0.30%, and the year over year percentage change (YoY) was -5.46%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Richmond, VA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Richmond, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Richmond, VA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Richmond, VA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Richmond, VA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 965.6719438036504 | -1.77 | -5.12 |
| Feb 2015 | 971.2561347545717 | 0.58 | -3.49 |
| Mar 2015 | 978.5004713112176 | 0.75 | -3.39 |
| Apr 2015 | 970.5675079522067 | -0.81 | -4.35 |
| May 2015 | 991.14922037216 | 2.12 | -1.26 |
| Jun 2015 | 1010.0201977368683 | 1.90 | 0.67 |
| Jul 2015 | 1021.6029742439667 | 1.15 | 1.97 |
| Aug 2015 | 1012.4291807996422 | -0.90 | 1.10 |
| Sep 2015 | 1016.321608745383 | 0.38 | 0.85 |
| Oct 2015 | 1012.1591003544671 | -0.41 | 1.59 |
| Nov 2015 | 1032.4592405240141 | 2.01 | 3.85 |
| Dec 2015 | 1039.9845934855935 | 0.73 | 5.79 |
| Jan 2016 | 1035.609383099666 | -0.42 | 7.24 |
| Feb 2016 | 1018.2863439674322 | -1.67 | 4.84 |
| Mar 2016 | 1025.641861465679 | 0.72 | 4.82 |
| Apr 2016 | 1018.9216429407035 | -0.65 | 4.98 |
| May 2016 | 1021.2989155794055 | 0.23 | 3.04 |
| Jun 2016 | 1022.2333856244834 | 0.09 | 1.21 |
| Jul 2016 | 1012.8393963852347 | -0.92 | -0.86 |
| Aug 2016 | 1016.3459378062802 | 0.35 | 0.39 |
| Sep 2016 | 1023.1681187637753 | 0.67 | 0.67 |
| Oct 2016 | 1029.3403630707235 | 0.60 | 1.70 |
| Nov 2016 | 1068.0827361652434 | 3.76 | 3.45 |
| Dec 2016 | 1122.5654948865172 | 5.10 | 7.94 |
| Jan 2017 | 1123.0171614652663 | 0.04 | 8.44 |
| Feb 2017 | 1130.743837489501 | 0.69 | 11.04 |
| Mar 2017 | 1139.4406809081522 | 0.77 | 11.10 |
| Apr 2017 | 1127.4706515494572 | -1.05 | 10.65 |
| May 2017 | 1128.0051465154838 | 0.05 | 10.45 |
| Jun 2017 | 1119.842303249732 | -0.72 | 9.55 |
| Jul 2017 | 1130.5604977362518 | 0.96 | 11.62 |
| Aug 2017 | 1123.964403823772 | -0.58 | 10.59 |
| Sep 2017 | 1119.169850750146 | -0.43 | 9.38 |
| Oct 2017 | 1134.6469650753015 | 1.38 | 10.23 |
| Nov 2017 | 1143.3914271972824 | 0.77 | 7.05 |
| Dec 2017 | 1152.786408825294 | 0.82 | 2.69 |
| Jan 2018 | 1168.132558189071 | 1.33 | 4.02 |
| Feb 2018 | 1210.0299847223735 | 3.59 | 7.01 |
| Mar 2018 | 1230.205284380196 | 1.67 | 7.97 |
| Apr 2018 | 1238.4632650488204 | 0.67 | 9.84 |
| May 2018 | 1257.974621720957 | 1.58 | 11.52 |
| Jun 2018 | 1259.0350490332055 | 0.08 | 12.43 |
| Jul 2018 | 1258.5097606996032 | -0.04 | 11.32 |
| Aug 2018 | 1266.1015257149736 | 0.60 | 12.65 |
| Sep 2018 | 1282.1157779347243 | 1.26 | 14.56 |
| Oct 2018 | 1312.4924332889696 | 2.37 | 15.67 |
| Nov 2018 | 1321.3867497295744 | 0.68 | 15.57 |
| Dec 2018 | 1294.6525895006182 | -2.02 | 12.31 |
| Jan 2019 | 1276.8530464755604 | -1.37 | 9.31 |
| Feb 2019 | 1271.3328247164904 | -0.43 | 5.07 |
| Mar 2019 | 1265.714781386734 | -0.44 | 2.89 |
| Apr 2019 | 1257.5715136993026 | -0.64 | 1.54 |
| May 2019 | 1253.6121432310943 | -0.31 | -0.35 |
| Jun 2019 | 1223.2146466442891 | -2.42 | -2.84 |
| Jul 2019 | 1221.2160364993506 | -0.16 | -2.96 |
| Aug 2019 | 1206.0252718455422 | -1.24 | -4.74 |
| Sep 2019 | 1208.7115750736634 | 0.22 | -5.72 |
| Oct 2019 | 1224.0151147065692 | 1.27 | -6.74 |
| Nov 2019 | 1230.6900764023787 | 0.55 | -6.86 |
| Dec 2019 | 1240.1046900875244 | 0.77 | -4.21 |
| Jan 2020 | 1234.5128439128162 | -0.45 | -3.32 |
| Feb 2020 | 1220.617610805265 | -1.13 | -3.99 |
| Mar 2020 | 1224.900305303437 | 0.35 | -3.22 |
| Apr 2020 | 1211.4944080041892 | -1.09 | -3.66 |
| May 2020 | 1205.1284924835031 | -0.52 | -3.87 |
| Jun 2020 | 1198.7969283688967 | -0.52 | -2.00 |
| Jul 2020 | 1184.864821243473 | -1.16 | -2.98 |
| Aug 2020 | 1183.199639513097 | -0.14 | -1.89 |
| Sep 2020 | 1190.3372793921837 | 0.60 | -1.52 |
| Oct 2020 | 1199.0759023204955 | 0.73 | -2.04 |
| Nov 2020 | 1207.6802698078616 | 0.72 | -1.87 |
| Dec 2020 | 1214.6512480525034 | 0.58 | -2.05 |
| Jan 2021 | 1238.146670423045 | 1.93 | 0.29 |
| Feb 2021 | 1264.870257997721 | 2.16 | 3.63 |
| Mar 2021 | 1319.8641334004758 | 4.35 | 7.75 |
| Apr 2021 | 1334.542781625249 | 1.11 | 10.16 |
| May 2021 | 1339.0055136939532 | 0.33 | 11.11 |
| Jun 2021 | 1358.966473196546 | 1.49 | 13.36 |
| Jul 2021 | 1357.5366942756848 | -0.10 | 14.57 |
| Aug 2021 | 1362.1074978104728 | 0.34 | 15.12 |
| Sep 2021 | 1372.9525127699626 | 0.80 | 15.34 |
| Oct 2021 | 1400.4207383720811 | 2.00 | 16.79 |
| Nov 2021 | 1406.3444307605514 | 0.42 | 16.45 |
| Dec 2021 | 1421.0436445197824 | 1.05 | 16.99 |
| Jan 2022 | 1492.423798738822 | 5.02 | 20.54 |
| Feb 2022 | 1565.8659547763432 | 4.92 | 23.80 |
| Mar 2022 | 1660.200883762478 | 6.02 | 25.79 |
| Apr 2022 | 1828.566263266835 | 10.14 | 37.02 |
| May 2022 | 1901.3408934594431 | 3.98 | 42.00 |
| Jun 2022 | 1984.799042081077 | 4.39 | 46.05 |
| Jul 2022 | 1985.5130234318708 | 0.04 | 46.26 |
| Aug 2022 | 1958.6588607532503 | -1.35 | 43.80 |
| Sep 2022 | 2131.9744737147166 | 8.85 | 55.28 |
| Oct 2022 | 2289.561697414613 | 7.39 | 63.49 |
| Nov 2022 | 2272.7564427598354 | -0.73 | 61.61 |
| Dec 2022 | 2187.507205109895 | -3.75 | 53.94 |
| Jan 2023 | 2172.875212031152 | -0.67 | 45.59 |
| Feb 2023 | 2171.63967711635 | -0.06 | 38.69 |
| Mar 2023 | 2234.7299068625957 | 2.91 | 34.61 |
| Apr 2023 | 2203.7022121074247 | -1.39 | 20.52 |
| May 2023 | 2238.469229256669 | 1.58 | 17.73 |
| Jun 2023 | 2318.2094010451156 | 3.56 | 16.80 |
| Jul 2023 | 2361.8836212826814 | 1.88 | 18.96 |
| Aug 2023 | 2422.0485539177357 | 2.55 | 23.66 |
| Sep 2023 | 2457.2087338057736 | 1.45 | 15.26 |
| Oct 2023 | 2554.198673995224 | 3.95 | 11.56 |
| Nov 2023 | 2519.2561891638834 | -1.37 | 10.85 |
| Dec 2023 | 2387.169692676097 | -5.24 | 9.13 |
| Jan 2024 | 2355.1023898496883 | -1.34 | 8.39 |
| Feb 2024 | 2392.297853100752 | 1.58 | 10.16 |
| Mar 2024 | 2416.329088061057 | 1.00 | 8.13 |
| Apr 2024 | 2472.6120657040688 | 2.33 | 12.20 |
| May 2024 | 2504.072063677166 | 1.27 | 11.87 |
| Jun 2024 | 2480.9691630384004 | -0.92 | 7.02 |
| Jul 2024 | 2470.2093609314747 | -0.43 | 4.59 |
| Aug 2024 | 2398.5729822196454 | -2.90 | -0.97 |
| Sep 2024 | 2334.2604548982113 | -2.68 | -5.00 |
| Oct 2024 | 2395.3411589035104 | 2.62 | -6.22 |
| Nov 2024 | 2484.0260411808267 | 3.70 | -1.40 |
| Dec 2024 | 2469.233927507743 | -0.59 | 3.44 |
| Jan 2025 | 2529.2151349599835 | 2.43 | 7.39 |
| Feb 2025 | 2507.254505843741 | -0.87 | 4.81 |
| Mar 2025 | 2464.0822984767337 | -1.72 | 1.98 |
| Apr 2025 | 2479.375696987907 | 0.62 | 0.27 |
| May 2025 | 2497.417753325104 | 0.73 | -0.27 |
| Jun 2025 | 2496.0061093611266 | -0.06 | 0.61 |
| Jul 2025 | 2474.813890762301 | -0.85 | 0.19 |
| Aug 2025 | 2448.3705377265733 | -1.07 | 2.08 |
| Sep 2025 | 2402.630806287815 | -1.87 | 2.93 |
| Oct 2025 | 2388.830689248034 | -0.57 | -0.27 |
| Nov 2025 | 2393.3049069180433 | 0.19 | -3.65 |
| Dec 2025 | 2390.613283604674 | -0.11 | -3.18 |
| Jan 2026 | 2377.274146279514 | -0.56 | -6.01 |
| Feb 2026 | 2370.2392678831297 | -0.30 | -5.46 |
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