Rochester, MN (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Rochester, MN Metro in February 2026 was $2,038.708. The month over month percentage change (MoM) was -0.06%, and the year over year percentage change (YoY) was -3.76%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Rochester, MN metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Rochester, MN metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 829.671951490571 | -1.90 | -5.40 |
| Feb 2015 | 834.3246210223019 | 0.56 | -3.58 |
| Mar 2015 | 840.7010669629867 | 0.76 | -3.21 |
| Apr 2015 | 834.6659919022136 | -0.72 | -4.02 |
| May 2015 | 853.7986850085017 | 2.29 | -0.76 |
| Jun 2015 | 872.2914609717806 | 2.17 | 1.25 |
| Jul 2015 | 883.761799694743 | 1.32 | 2.44 |
| Aug 2015 | 876.9360617663451 | -0.77 | 1.46 |
| Sep 2015 | 882.0893131858575 | 0.59 | 1.25 |
| Oct 2015 | 880.2587704445398 | -0.21 | 2.26 |
| Nov 2015 | 899.315991532278 | 2.17 | 4.86 |
| Dec 2015 | 906.3451225647533 | 0.78 | 7.16 |
| Jan 2016 | 902.3141137577857 | -0.44 | 8.76 |
| Feb 2016 | 887.3860023807074 | -1.65 | 6.36 |
| Mar 2016 | 893.8950051641854 | 0.73 | 6.33 |
| Apr 2016 | 890.9599408181782 | -0.33 | 6.74 |
| May 2016 | 896.512015527184 | 0.62 | 5.00 |
| Jun 2016 | 901.6100567609731 | 0.57 | 3.36 |
| Jul 2016 | 895.9541163707104 | -0.63 | 1.38 |
| Aug 2016 | 901.4608556023377 | 0.62 | 2.80 |
| Sep 2016 | 910.2796399305801 | 0.98 | 3.20 |
| Oct 2016 | 918.0029246364633 | 0.85 | 4.29 |
| Nov 2016 | 953.3680135830954 | 3.85 | 6.01 |
| Dec 2016 | 1001.7636887890656 | 5.08 | 10.53 |
| Jan 2017 | 1002.31339971785 | 0.06 | 11.08 |
| Feb 2017 | 1010.2889415152881 | 0.80 | 13.85 |
| Mar 2017 | 1019.6000308688023 | 0.92 | 14.06 |
| Apr 2017 | 1012.3575672067477 | -0.71 | 13.63 |
| May 2017 | 1018.0898807132659 | 0.57 | 13.56 |
| Jun 2017 | 1016.6316377664525 | -0.14 | 12.76 |
| Jul 2017 | 1030.266015114329 | 1.34 | 14.99 |
| Aug 2017 | 1025.9907390810695 | -0.41 | 13.81 |
| Sep 2017 | 1022.7284613950717 | -0.32 | 12.35 |
| Oct 2017 | 1037.898051316367 | 1.48 | 13.06 |
| Nov 2017 | 1047.5213953241669 | 0.93 | 9.88 |
| Dec 2017 | 1057.395950592157 | 0.94 | 5.55 |
| Jan 2018 | 1073.1910001953017 | 1.49 | 7.07 |
| Feb 2018 | 1112.8328154034625 | 3.69 | 10.15 |
| Mar 2018 | 1131.7539546464 | 1.70 | 11.00 |
| Apr 2018 | 1139.373034417451 | 0.67 | 12.55 |
| May 2018 | 1157.7474398922 | 1.61 | 13.72 |
| Jun 2018 | 1160.2560066885421 | 0.22 | 14.13 |
| Jul 2018 | 1160.9586033362357 | 0.06 | 12.69 |
| Aug 2018 | 1169.0272845981765 | 0.70 | 13.94 |
| Sep 2018 | 1184.557190130129 | 1.33 | 15.82 |
| Oct 2018 | 1213.548637205243 | 2.45 | 16.92 |
| Nov 2018 | 1222.5251554352103 | 0.74 | 16.71 |
| Dec 2018 | 1198.4582438675325 | -1.97 | 13.34 |
| Jan 2019 | 1182.0428301932334 | -1.37 | 10.14 |
| Feb 2019 | 1176.0598385584692 | -0.51 | 5.68 |
| Mar 2019 | 1170.2071121551533 | -0.50 | 3.40 |
| Apr 2019 | 1161.7134113333168 | -0.73 | 1.96 |
| May 2019 | 1158.198201424396 | -0.30 | 0.04 |
| Jun 2019 | 1130.4840157287974 | -2.39 | -2.57 |
| Jul 2019 | 1129.2826373834703 | -0.11 | -2.73 |
| Aug 2019 | 1114.8458699320452 | -1.28 | -4.63 |
| Sep 2019 | 1115.364735574258 | 0.05 | -5.84 |
| Oct 2019 | 1128.4051614755094 | 1.17 | -7.02 |
| Nov 2019 | 1134.1019344329943 | 0.51 | -7.23 |
| Dec 2019 | 1142.767054983461 | 0.76 | -4.65 |
| Jan 2020 | 1136.7481244295575 | -0.53 | -3.83 |
| Feb 2020 | 1123.3003850889647 | -1.18 | -4.49 |
| Mar 2020 | 1127.6040363410702 | 0.38 | -3.64 |
| Apr 2020 | 1116.5470356476476 | -0.98 | -3.89 |
| May 2020 | 1111.3875684814427 | -0.46 | -4.04 |
| Jun 2020 | 1105.1729110934364 | -0.56 | -2.24 |
| Jul 2020 | 1090.138771978083 | -1.36 | -3.47 |
| Aug 2020 | 1086.5790947981613 | -0.33 | -2.53 |
| Sep 2020 | 1091.7687325859401 | 0.48 | -2.12 |
| Oct 2020 | 1099.1975591148994 | 0.68 | -2.59 |
| Nov 2020 | 1106.1703443087797 | 0.63 | -2.46 |
| Dec 2020 | 1110.7287229939643 | 0.41 | -2.80 |
| Jan 2021 | 1129.0846220806386 | 1.65 | -0.67 |
| Feb 2021 | 1149.8614328520778 | 1.84 | 2.37 |
| Mar 2021 | 1195.7956014810302 | 4.00 | 6.05 |
| Apr 2021 | 1206.432957389971 | 0.89 | 8.05 |
| May 2021 | 1210.2700928523013 | 0.32 | 8.90 |
| Jun 2021 | 1230.60405085303 | 1.68 | 11.35 |
| Jul 2021 | 1233.7671842365867 | 0.26 | 13.18 |
| Aug 2021 | 1240.7021148623169 | 0.56 | 14.18 |
| Sep 2021 | 1251.8901375365685 | 0.90 | 14.67 |
| Oct 2021 | 1275.409950198083 | 1.88 | 16.03 |
| Nov 2021 | 1279.6313009658313 | 0.33 | 15.68 |
| Dec 2021 | 1290.987951760076 | 0.89 | 16.23 |
| Jan 2022 | 1353.7160484291464 | 4.86 | 19.90 |
| Feb 2022 | 1419.3626839433794 | 4.85 | 23.44 |
| Mar 2022 | 1507.1994580744172 | 6.19 | 26.04 |
| Apr 2022 | 1662.5865103103445 | 10.31 | 37.81 |
| May 2022 | 1727.5300381386062 | 3.91 | 42.74 |
| Jun 2022 | 1794.0559514663264 | 3.85 | 45.79 |
| Jul 2022 | 1779.7153850686316 | -0.80 | 44.25 |
| Aug 2022 | 1739.5443056571737 | -2.26 | 40.21 |
| Sep 2022 | 1879.3041658798375 | 8.03 | 50.12 |
| Oct 2022 | 2009.049645393527 | 6.90 | 57.52 |
| Nov 2022 | 1986.6298093698276 | -1.12 | 55.25 |
| Dec 2022 | 1904.3853200679878 | -4.14 | 47.51 |
| Jan 2023 | 1884.5348297009118 | -1.04 | 39.21 |
| Feb 2023 | 1879.4463489032566 | -0.27 | 32.42 |
| Mar 2023 | 1932.7025521397347 | 2.83 | 28.23 |
| Apr 2023 | 1905.30865617664 | -1.42 | 14.60 |
| May 2023 | 1931.6081192963338 | 1.38 | 11.81 |
| Jun 2023 | 1995.7566927687667 | 3.32 | 11.24 |
| Jul 2023 | 2027.801365196629 | 1.61 | 13.94 |
| Aug 2023 | 2076.855517159074 | 2.42 | 19.39 |
| Sep 2023 | 2104.770345795972 | 1.34 | 12.00 |
| Oct 2023 | 2184.356356743846 | 3.78 | 8.73 |
| Nov 2023 | 2150.5098839326497 | -1.55 | 8.25 |
| Dec 2023 | 2032.7270528277595 | -5.48 | 6.74 |
| Jan 2024 | 2002.276414973287 | -1.50 | 6.25 |
| Feb 2024 | 2030.1187014011166 | 1.39 | 8.02 |
| Mar 2024 | 2047.3854316559807 | 0.85 | 5.93 |
| Apr 2024 | 2090.7490262244505 | 2.12 | 9.73 |
| May 2024 | 2112.408474245526 | 1.04 | 9.36 |
| Jun 2024 | 2087.693068169922 | -1.17 | 4.61 |
| Jul 2024 | 2073.8240628694143 | -0.66 | 2.27 |
| Aug 2024 | 2010.329720974329 | -3.06 | -3.20 |
| Sep 2024 | 1954.8387401469827 | -2.76 | -7.12 |
| Oct 2024 | 2007.4898215872722 | 2.69 | -8.10 |
| Nov 2024 | 2085.4059588377377 | 3.88 | -3.03 |
| Dec 2024 | 2079.4482326953103 | -0.29 | 2.30 |
| Jan 2025 | 2134.548863758777 | 2.65 | 6.61 |
| Feb 2025 | 2118.283917579373 | -0.76 | 4.34 |
| Mar 2025 | 2079.8886507755033 | -1.81 | 1.59 |
| Apr 2025 | 2092.086943173089 | 0.59 | 0.06 |
| May 2025 | 2108.7518984525377 | 0.80 | -0.17 |
| Jun 2025 | 2112.188025530185 | 0.16 | 1.17 |
| Jul 2025 | 2099.3220189839703 | -0.61 | 1.23 |
| Aug 2025 | 2081.5116043378557 | -0.85 | 3.54 |
| Sep 2025 | 2046.1831415803385 | -1.70 | 4.67 |
| Oct 2025 | 2037.8049007051716 | -0.41 | 1.51 |
| Nov 2025 | 2045.2579051283662 | 0.37 | -1.92 |
| Dec 2025 | 2047.6277964047272 | 0.12 | -1.53 |
| Jan 2026 | 2039.9755566716144 | -0.37 | -4.43 |
| Feb 2026 | 2038.7079853226471 | -0.06 | -3.76 |