Rochester, NY (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Rochester, NY Metro in February 2026 was $1,636.191. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -4.13%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Rochester, NY metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Rochester, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Rochester, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Rochester, NY (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Rochester, NY (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 629.9520667630303 | -1.67 | -6.19 |
| Feb 2015 | 634.2517304796713 | 0.68 | -4.58 |
| Mar 2015 | 638.6500800936162 | 0.69 | -4.48 |
| Apr 2015 | 632.9337273439646 | -0.89 | -5.42 |
| May 2015 | 644.4548141353777 | 1.82 | -2.35 |
| Jun 2015 | 655.0327460646685 | 1.64 | -0.43 |
| Jul 2015 | 661.0530059566216 | 0.92 | 0.86 |
| Aug 2015 | 655.2533308232595 | -0.88 | 0.09 |
| Sep 2015 | 658.0123465577548 | 0.42 | -0.08 |
| Oct 2015 | 655.3594117285381 | -0.40 | 0.82 |
| Nov 2015 | 667.6517800103449 | 1.88 | 3.06 |
| Dec 2015 | 671.6685382544459 | 0.60 | 4.84 |
| Jan 2016 | 668.1914594657652 | -0.52 | 6.07 |
| Feb 2016 | 657.4663987932747 | -1.60 | 3.66 |
| Mar 2016 | 664.1382596876801 | 1.01 | 3.99 |
| Apr 2016 | 663.5666000151099 | -0.09 | 4.84 |
| May 2016 | 669.6889700076633 | 0.92 | 3.92 |
| Jun 2016 | 673.8541531724784 | 0.62 | 2.87 |
| Jul 2016 | 668.7028034614896 | -0.76 | 1.16 |
| Aug 2016 | 670.9326681968072 | 0.33 | 2.39 |
| Sep 2016 | 675.0484458506397 | 0.61 | 2.59 |
| Oct 2016 | 679.5301737044286 | 0.66 | 3.69 |
| Nov 2016 | 705.4863439588381 | 3.82 | 5.67 |
| Dec 2016 | 741.953325283558 | 5.17 | 10.46 |
| Jan 2017 | 742.063612241059 | 0.02 | 11.06 |
| Feb 2017 | 745.5224344296721 | 0.47 | 13.39 |
| Mar 2017 | 748.2537711568567 | 0.37 | 12.67 |
| Apr 2017 | 738.3588342946684 | -1.32 | 11.27 |
| May 2017 | 739.0472363894692 | 0.09 | 10.36 |
| Jun 2017 | 734.8010602712187 | -0.57 | 9.05 |
| Jul 2017 | 741.1938693010189 | 0.87 | 10.84 |
| Aug 2017 | 733.0271050338619 | -1.10 | 9.26 |
| Sep 2017 | 723.8966317740693 | -1.25 | 7.24 |
| Oct 2017 | 727.5052190649233 | 0.50 | 7.06 |
| Nov 2017 | 726.8768028591471 | -0.09 | 3.03 |
| Dec 2017 | 727.9321268430282 | 0.14 | -1.89 |
| Jan 2018 | 733.7895844566378 | 0.81 | -1.11 |
| Feb 2018 | 756.3631140627973 | 3.08 | 1.45 |
| Mar 2018 | 765.9232100818873 | 1.26 | 2.36 |
| Apr 2018 | 768.134562837576 | 0.29 | 4.03 |
| May 2018 | 778.3156394698118 | 1.33 | 5.31 |
| Jun 2018 | 778.73252868057 | 0.05 | 5.98 |
| Jul 2018 | 779.8222326701741 | 0.14 | 5.21 |
| Aug 2018 | 787.441269973488 | 0.98 | 7.42 |
| Sep 2018 | 799.065749832283 | 1.48 | 10.38 |
| Oct 2018 | 818.3952092435726 | 2.42 | 12.49 |
| Nov 2018 | 823.3415805123803 | 0.60 | 13.27 |
| Dec 2018 | 805.9444589314546 | -2.11 | 10.72 |
| Jan 2019 | 794.7817972701912 | -1.38 | 8.31 |
| Feb 2019 | 790.8960331614705 | -0.49 | 4.57 |
| Mar 2019 | 786.8097960342166 | -0.52 | 2.73 |
| Apr 2019 | 779.944140322452 | -0.87 | 1.54 |
| May 2019 | 776.7475683375943 | -0.41 | -0.20 |
| Jun 2019 | 758.5409905615065 | -2.34 | -2.59 |
| Jul 2019 | 759.0470534595024 | 0.07 | -2.66 |
| Aug 2019 | 750.8208318287941 | -1.08 | -4.65 |
| Sep 2019 | 753.2453508880296 | 0.32 | -5.73 |
| Oct 2019 | 763.6484224704344 | 1.38 | -6.69 |
| Nov 2019 | 768.530176189626 | 0.64 | -6.66 |
| Dec 2019 | 774.3528104540841 | 0.76 | -3.92 |
| Jan 2020 | 770.2944385336211 | -0.52 | -3.08 |
| Feb 2020 | 760.8780476699586 | -1.22 | -3.79 |
| Mar 2020 | 762.7815848769218 | 0.25 | -3.05 |
| Apr 2020 | 754.3927840187425 | -1.10 | -3.28 |
| May 2020 | 752.1007549985981 | -0.30 | -3.17 |
| Jun 2020 | 750.9422351166257 | -0.15 | -1.00 |
| Jul 2020 | 745.1834485995768 | -0.77 | -1.83 |
| Aug 2020 | 746.3207112272944 | 0.15 | -0.60 |
| Sep 2020 | 753.5804309321259 | 0.97 | 0.04 |
| Oct 2020 | 762.3320846608389 | 1.16 | -0.17 |
| Nov 2020 | 770.4594783042146 | 1.07 | 0.25 |
| Dec 2020 | 774.8496539773166 | 0.57 | 0.06 |
| Jan 2021 | 787.1274497972651 | 1.59 | 2.19 |
| Feb 2021 | 800.5633302805809 | 1.71 | 5.22 |
| Mar 2021 | 832.6082785028091 | 4.00 | 9.15 |
| Apr 2021 | 841.01414132193 | 1.01 | 11.48 |
| May 2021 | 846.5824580448912 | 0.66 | 12.56 |
| Jun 2021 | 865.1533718468893 | 2.19 | 15.21 |
| Jul 2021 | 869.5167975975928 | 0.50 | 16.68 |
| Aug 2021 | 873.3149930968966 | 0.44 | 17.02 |
| Sep 2021 | 876.1166299016904 | 0.32 | 16.26 |
| Oct 2021 | 887.0566943877765 | 1.25 | 16.36 |
| Nov 2021 | 883.9194230570727 | -0.35 | 14.73 |
| Dec 2021 | 886.6084127128811 | 0.30 | 14.42 |
| Jan 2022 | 927.5360104829357 | 4.62 | 17.84 |
| Feb 2022 | 972.7009473162516 | 4.87 | 21.50 |
| Mar 2022 | 1035.6487410255515 | 6.47 | 24.39 |
| Apr 2022 | 1146.9374859847076 | 10.75 | 36.38 |
| May 2022 | 1197.9946090929373 | 4.45 | 41.51 |
| Jun 2022 | 1254.237948612362 | 4.70 | 44.97 |
| Jul 2022 | 1255.8694831100113 | 0.13 | 44.43 |
| Aug 2022 | 1239.7636891621928 | -1.28 | 41.96 |
| Sep 2022 | 1348.321198402387 | 8.76 | 53.90 |
| Oct 2022 | 1445.6794719559693 | 7.22 | 62.98 |
| Nov 2022 | 1430.988124216466 | -1.02 | 61.89 |
| Dec 2022 | 1375.4738998217138 | -3.88 | 55.14 |
| Jan 2023 | 1364.0076238472554 | -0.83 | 47.06 |
| Feb 2023 | 1364.0364015143919 | 0.00 | 40.23 |
| Mar 2023 | 1406.511838859939 | 3.11 | 35.81 |
| Apr 2023 | 1393.737107542248 | -0.91 | 21.52 |
| May 2023 | 1422.662183102924 | 2.08 | 18.75 |
| Jun 2023 | 1482.8270646528767 | 4.23 | 18.23 |
| Jul 2023 | 1522.7431216822456 | 2.69 | 21.25 |
| Aug 2023 | 1577.273017637084 | 3.58 | 27.22 |
| Sep 2023 | 1611.2990298148006 | 2.16 | 19.50 |
| Oct 2023 | 1681.3773144037145 | 4.35 | 16.30 |
| Nov 2023 | 1659.2765438111312 | -1.31 | 15.95 |
| Dec 2023 | 1569.2601066876775 | -5.42 | 14.09 |
| Jan 2024 | 1544.510498257006 | -1.58 | 13.23 |
| Feb 2024 | 1565.758236184267 | 1.38 | 14.79 |
| Mar 2024 | 1581.978331804686 | 1.04 | 12.48 |
| Apr 2024 | 1623.772123564977 | 2.64 | 16.51 |
| May 2024 | 1654.0532389485008 | 1.87 | 16.27 |
| Jun 2024 | 1651.2413615111423 | -0.17 | 11.36 |
| Jul 2024 | 1654.915002599871 | 0.22 | 8.68 |
| Aug 2024 | 1614.4122205423998 | -2.45 | 2.36 |
| Sep 2024 | 1576.5350056975585 | -2.35 | -2.16 |
| Oct 2024 | 1621.8110033128305 | 2.87 | -3.54 |
| Nov 2024 | 1684.949001244816 | 3.89 | 1.55 |
| Dec 2024 | 1678.1210854794963 | -0.40 | 6.94 |
| Jan 2025 | 1720.223214476855 | 2.51 | 11.38 |
| Feb 2025 | 1706.7082387930732 | -0.79 | 9.00 |
| Mar 2025 | 1676.4235518993885 | -1.77 | 5.97 |
| Apr 2025 | 1688.1932392526928 | 0.70 | 3.97 |
| May 2025 | 1704.6042851022041 | 0.97 | 3.06 |
| Jun 2025 | 1710.732988863225 | 0.36 | 3.60 |
| Jul 2025 | 1703.3111899035432 | -0.43 | 2.92 |
| Aug 2025 | 1688.1934015087963 | -0.89 | 4.57 |
| Sep 2025 | 1656.6874347296728 | -1.87 | 5.08 |
| Oct 2025 | 1645.03417130081 | -0.70 | 1.43 |
| Nov 2025 | 1647.390530740937 | 0.14 | -2.23 |
| Dec 2025 | 1646.1643177458554 | -0.07 | -1.90 |
| Jan 2026 | 1638.9763703579597 | -0.44 | -4.72 |
| Feb 2026 | 1636.1911388455244 | -0.17 | -4.13 |
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