Rockford, IL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Rockford, IL Metro in February 2026 was $1,291.517. The month over month percentage change (MoM) was 0.39%, and the year over year percentage change (YoY) was 0.71%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Rockford, IL metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Rockford, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Rockford, IL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Rockford, IL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Rockford, IL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 423.6078004264213 | -2.54 | -4.97 |
| Feb 2015 | 421.87671772630654 | -0.41 | -3.02 |
| Mar 2015 | 422.2732480625527 | 0.09 | -2.39 |
| Apr 2015 | 417.9594642009091 | -1.02 | -3.08 |
| May 2015 | 427.7998127455721 | 2.35 | 0.19 |
| Jun 2015 | 438.6415554542524 | 2.53 | 2.12 |
| Jul 2015 | 447.10181207294033 | 1.93 | 3.11 |
| Aug 2015 | 445.4891706698741 | -0.36 | 1.66 |
| Sep 2015 | 448.30095054773386 | 0.63 | 0.61 |
| Oct 2015 | 446.5852967475413 | -0.38 | 0.94 |
| Nov 2015 | 454.6750574484877 | 1.81 | 2.90 |
| Dec 2015 | 457.31223069396964 | 0.58 | 5.21 |
| Jan 2016 | 456.1750776632092 | -0.25 | 7.69 |
| Feb 2016 | 450.97713309036 | -1.14 | 6.90 |
| Mar 2016 | 456.2379199299927 | 1.17 | 8.04 |
| Apr 2016 | 454.52240646329096 | -0.38 | 8.75 |
| May 2016 | 456.25537932141975 | 0.38 | 6.65 |
| Jun 2016 | 457.74887558334507 | 0.33 | 4.36 |
| Jul 2016 | 454.61530612017293 | -0.68 | 1.68 |
| Aug 2016 | 457.68696882238214 | 0.68 | 2.74 |
| Sep 2016 | 462.81606616478575 | 1.12 | 3.24 |
| Oct 2016 | 467.31555583430304 | 0.97 | 4.64 |
| Nov 2016 | 486.698335056381 | 4.15 | 7.04 |
| Dec 2016 | 512.4482012674857 | 5.29 | 12.06 |
| Jan 2017 | 514.2272804704553 | 0.35 | 12.73 |
| Feb 2017 | 519.1714344303014 | 0.96 | 15.12 |
| Mar 2017 | 525.0649970715765 | 1.14 | 15.09 |
| Apr 2017 | 520.1482783974104 | -0.94 | 14.44 |
| May 2017 | 520.2283984033586 | 0.02 | 14.02 |
| Jun 2017 | 515.5929794438598 | -0.89 | 12.64 |
| Jul 2017 | 519.2425119892779 | 0.71 | 14.22 |
| Aug 2017 | 515.1157388245668 | -0.79 | 12.55 |
| Sep 2017 | 512.03480828181 | -0.60 | 10.64 |
| Oct 2017 | 519.4905707169928 | 1.46 | 11.17 |
| Nov 2017 | 525.875376966881 | 1.23 | 8.05 |
| Dec 2017 | 533.9308693763589 | 1.53 | 4.19 |
| Jan 2018 | 546.2321400203755 | 2.30 | 6.22 |
| Feb 2018 | 569.147190972016 | 4.20 | 9.63 |
| Mar 2018 | 581.4021228998356 | 2.15 | 10.73 |
| Apr 2018 | 586.1906044282819 | 0.82 | 12.70 |
| May 2018 | 595.7863758010227 | 1.64 | 14.52 |
| Jun 2018 | 595.050888108259 | -0.12 | 15.41 |
| Jul 2018 | 593.2113031770898 | -0.31 | 14.25 |
| Aug 2018 | 594.5060920592906 | 0.22 | 15.41 |
| Sep 2018 | 600.1192553437471 | 0.94 | 17.20 |
| Oct 2018 | 612.516308373622 | 2.07 | 17.91 |
| Nov 2018 | 616.3954950134664 | 0.63 | 17.21 |
| Dec 2018 | 604.9466717702107 | -1.86 | 13.30 |
| Jan 2019 | 600.0554555908268 | -0.81 | 9.85 |
| Feb 2019 | 602.1357254007683 | 0.35 | 5.80 |
| Mar 2019 | 603.7920476526492 | 0.28 | 3.85 |
| Apr 2019 | 600.8573355218855 | -0.49 | 2.50 |
| May 2019 | 597.9011633380569 | -0.49 | 0.36 |
| Jun 2019 | 581.9637979825458 | -2.67 | -2.20 |
| Jul 2019 | 579.5814973962116 | -0.41 | -2.30 |
| Aug 2019 | 570.723067796087 | -1.53 | -4.00 |
| Sep 2019 | 570.027540035742 | -0.12 | -5.01 |
| Oct 2019 | 576.0448050170374 | 1.06 | -5.95 |
| Nov 2019 | 578.6647438039577 | 0.46 | -6.12 |
| Dec 2019 | 583.0178961920125 | 0.75 | -3.62 |
| Jan 2020 | 581.9493613487366 | -0.18 | -3.02 |
| Feb 2020 | 577.1311367603146 | -0.83 | -4.15 |
| Mar 2020 | 580.4359049238639 | 0.57 | -3.87 |
| Apr 2020 | 572.9291057016084 | -1.29 | -4.65 |
| May 2020 | 566.8746734614017 | -1.06 | -5.19 |
| Jun 2020 | 559.5579879961218 | -1.29 | -3.85 |
| Jul 2020 | 549.183627917603 | -1.85 | -5.24 |
| Aug 2020 | 545.768231252282 | -0.62 | -4.37 |
| Sep 2020 | 547.9664003269489 | 0.40 | -3.87 |
| Oct 2020 | 551.7852931080168 | 0.70 | -4.21 |
| Nov 2020 | 556.8655964018716 | 0.92 | -3.77 |
| Dec 2020 | 561.5771834342027 | 0.85 | -3.68 |
| Jan 2021 | 574.0854109480001 | 2.23 | -1.35 |
| Feb 2021 | 587.877968231799 | 2.40 | 1.86 |
| Mar 2021 | 614.1873480506417 | 4.47 | 5.82 |
| Apr 2021 | 620.0662880272035 | 0.96 | 8.23 |
| May 2021 | 620.3309247423624 | 0.04 | 9.43 |
| Jun 2021 | 628.8345314020082 | 1.37 | 12.38 |
| Jul 2021 | 628.5349980381787 | -0.05 | 14.45 |
| Aug 2021 | 631.5817717248032 | 0.49 | 15.72 |
| Sep 2021 | 637.3384064622378 | 0.91 | 16.31 |
| Oct 2021 | 650.9088376284733 | 2.13 | 17.96 |
| Nov 2021 | 654.255869811479 | 0.51 | 17.49 |
| Dec 2021 | 661.1684891244613 | 1.06 | 17.73 |
| Jan 2022 | 695.6952882594868 | 5.22 | 21.18 |
| Feb 2022 | 733.1984363376351 | 5.39 | 24.72 |
| Mar 2022 | 781.2051372616584 | 6.55 | 27.19 |
| Apr 2022 | 862.6538957990575 | 10.43 | 39.12 |
| May 2022 | 894.1060518552191 | 3.65 | 44.13 |
| Jun 2022 | 927.4918344785845 | 3.73 | 47.49 |
| Jul 2022 | 919.8685764721835 | -0.82 | 46.35 |
| Aug 2022 | 900.4313939791232 | -2.11 | 42.57 |
| Sep 2022 | 974.326208417986 | 8.21 | 52.87 |
| Oct 2022 | 1043.77894859977 | 7.13 | 60.36 |
| Nov 2022 | 1035.3647691679525 | -0.81 | 58.25 |
| Dec 2022 | 997.4569577764748 | -3.66 | 50.86 |
| Jan 2023 | 990.6929201504788 | -0.68 | 42.40 |
| Feb 2023 | 993.2343856894067 | 0.26 | 35.47 |
| Mar 2023 | 1025.322344168243 | 3.23 | 31.25 |
| Apr 2023 | 1016.083307813663 | -0.90 | 17.79 |
| May 2023 | 1034.6930109416187 | 1.83 | 15.72 |
| Jun 2023 | 1075.6681541446621 | 3.96 | 15.98 |
| Jul 2023 | 1101.6417195148945 | 2.42 | 19.76 |
| Aug 2023 | 1138.2976050031666 | 3.33 | 26.42 |
| Sep 2023 | 1162.50060109821 | 2.13 | 19.31 |
| Oct 2023 | 1216.6889860275498 | 4.66 | 16.57 |
| Nov 2023 | 1207.3692687655605 | -0.77 | 16.61 |
| Dec 2023 | 1149.8538486588318 | -4.76 | 15.28 |
| Jan 2024 | 1137.6913350328218 | -1.06 | 14.84 |
| Feb 2024 | 1159.056009673559 | 1.88 | 16.70 |
| Mar 2024 | 1176.153497485391 | 1.48 | 14.71 |
| Apr 2024 | 1210.885813517711 | 2.95 | 19.17 |
| May 2024 | 1233.382969767505 | 1.86 | 19.20 |
| Jun 2024 | 1228.3608425451598 | -0.41 | 14.20 |
| Jul 2024 | 1229.1889933496986 | 0.07 | 11.58 |
| Aug 2024 | 1198.4273427683672 | -2.50 | 5.28 |
| Sep 2024 | 1169.8194171563728 | -2.39 | 0.63 |
| Oct 2024 | 1203.1888941148702 | 2.85 | -1.11 |
| Nov 2024 | 1251.653346219043 | 4.03 | 3.67 |
| Dec 2024 | 1250.6005986868236 | -0.08 | 8.76 |
| Jan 2025 | 1287.1586806818775 | 2.92 | 13.14 |
| Feb 2025 | 1282.450137085546 | -0.37 | 10.65 |
| Mar 2025 | 1265.5769125836146 | -1.32 | 7.60 |
| Apr 2025 | 1279.6264484779022 | 1.11 | 5.68 |
| May 2025 | 1294.9435597336528 | 1.20 | 4.99 |
| Jun 2025 | 1300.5509685515904 | 0.43 | 5.88 |
| Jul 2025 | 1296.4402938129424 | -0.32 | 5.47 |
| Aug 2025 | 1288.3402993116126 | -0.62 | 7.50 |
| Sep 2025 | 1269.704786673883 | -1.45 | 8.54 |
| Oct 2025 | 1267.9112839182847 | -0.14 | 5.38 |
| Nov 2025 | 1277.8845005138892 | 0.79 | 2.10 |
| Dec 2025 | 1285.1526208185921 | 0.57 | 2.76 |
| Jan 2026 | 1286.4553650955131 | 0.10 | -0.05 |
| Feb 2026 | 1291.5170284915982 | 0.39 | 0.71 |
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