Sacramento, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Sacramento, CA Metro in February 2026 was $3,536.607. The month over month percentage change (MoM) was -0.51%, and the year over year percentage change (YoY) was -9.04%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Sacramento, CA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Sacramento, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Sacramento, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Sacramento, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Sacramento, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1531.1942365169675 | -1.24 | -0.95 |
| Feb 2015 | 1549.0636387697068 | 1.17 | 0.83 |
| Mar 2015 | 1570.6928082920688 | 1.40 | 0.94 |
| Apr 2015 | 1566.2472974890181 | -0.28 | -0.20 |
| May 2015 | 1605.4479017842516 | 2.50 | 2.82 |
| Jun 2015 | 1639.1961521524604 | 2.10 | 4.63 |
| Jul 2015 | 1655.7738506581675 | 1.01 | 5.83 |
| Aug 2015 | 1636.4992704482788 | -1.16 | 4.88 |
| Sep 2015 | 1641.8888474745163 | 0.33 | 4.59 |
| Oct 2015 | 1638.692909781821 | -0.19 | 5.30 |
| Nov 2015 | 1679.4853505413485 | 2.49 | 7.58 |
| Dec 2015 | 1697.79981789324 | 1.09 | 9.51 |
| Jan 2016 | 1698.5328657021714 | 0.04 | 10.93 |
| Feb 2016 | 1676.8379837065158 | -1.28 | 8.25 |
| Mar 2016 | 1696.7035520102374 | 1.19 | 8.02 |
| Apr 2016 | 1692.0811232120702 | -0.27 | 8.03 |
| May 2016 | 1701.1524160580395 | 0.54 | 5.96 |
| Jun 2016 | 1704.5474379804086 | 0.20 | 3.99 |
| Jul 2016 | 1687.9599312626262 | -0.97 | 1.94 |
| Aug 2016 | 1691.8954413793958 | 0.23 | 3.39 |
| Sep 2016 | 1703.4640340030328 | 0.68 | 3.75 |
| Oct 2016 | 1715.6277530538769 | 0.71 | 4.70 |
| Nov 2016 | 1784.3203522115512 | 4.00 | 6.24 |
| Dec 2016 | 1880.6607799533474 | 5.40 | 10.77 |
| Jan 2017 | 1888.8120942777155 | 0.43 | 11.20 |
| Feb 2017 | 1909.6728212343921 | 1.10 | 13.89 |
| Mar 2017 | 1931.5125274849825 | 1.14 | 13.84 |
| Apr 2017 | 1916.5217775329616 | -0.78 | 13.26 |
| May 2017 | 1921.561649527031 | 0.26 | 12.96 |
| Jun 2017 | 1911.2235063662488 | -0.54 | 12.13 |
| Jul 2017 | 1932.425596077818 | 1.11 | 14.48 |
| Aug 2017 | 1924.5262303130748 | -0.41 | 13.75 |
| Sep 2017 | 1920.622896396543 | -0.20 | 12.75 |
| Oct 2017 | 1953.3807700412856 | 1.71 | 13.86 |
| Nov 2017 | 1974.1030958342533 | 1.06 | 10.64 |
| Dec 2017 | 1996.7345367114451 | 1.15 | 6.17 |
| Jan 2018 | 2031.687330802381 | 1.75 | 7.56 |
| Feb 2018 | 2112.516537785947 | 3.98 | 10.62 |
| Mar 2018 | 2153.161887268531 | 1.92 | 11.48 |
| Apr 2018 | 2170.80398416167 | 0.82 | 13.27 |
| May 2018 | 2209.7619229861452 | 1.80 | 15.00 |
| Jun 2018 | 2216.610691611515 | 0.31 | 15.98 |
| Jul 2018 | 2213.8549298658368 | -0.12 | 14.56 |
| Aug 2018 | 2221.57391789724 | 0.35 | 15.44 |
| Sep 2018 | 2240.760044234106 | 0.86 | 16.67 |
| Oct 2018 | 2289.502973168097 | 2.17 | 17.21 |
| Nov 2018 | 2300.0919880226943 | 0.46 | 16.51 |
| Dec 2018 | 2250.4731432897684 | -2.16 | 12.71 |
| Jan 2019 | 2216.0288519266537 | -1.53 | 9.07 |
| Feb 2019 | 2203.04626726377 | -0.59 | 4.29 |
| Mar 2019 | 2190.654076354288 | -0.56 | 1.74 |
| Apr 2019 | 2172.7015652527934 | -0.82 | 0.09 |
| May 2019 | 2163.482850779907 | -0.42 | -2.09 |
| Jun 2019 | 2107.631693990031 | -2.58 | -4.92 |
| Jul 2019 | 2101.619171085435 | -0.28 | -5.07 |
| Aug 2019 | 2071.310967385015 | -1.44 | -6.76 |
| Sep 2019 | 2072.4095602786565 | 0.05 | -7.51 |
| Oct 2019 | 2096.4926022301715 | 1.16 | -8.43 |
| Nov 2019 | 2107.841662396241 | 0.54 | -8.36 |
| Dec 2019 | 2123.5107191229245 | 0.74 | -5.64 |
| Jan 2020 | 2113.9156434190527 | -0.45 | -4.61 |
| Feb 2020 | 2090.5425740632727 | -1.11 | -5.11 |
| Mar 2020 | 2100.931802590277 | 0.50 | -4.10 |
| Apr 2020 | 2080.6059476215305 | -0.97 | -4.24 |
| May 2020 | 2068.040658667058 | -0.60 | -4.41 |
| Jun 2020 | 2051.02901787365 | -0.82 | -2.69 |
| Jul 2020 | 2018.608584391954 | -1.58 | -3.95 |
| Aug 2020 | 2009.8856931697064 | -0.43 | -2.97 |
| Sep 2020 | 2020.504270632828 | 0.53 | -2.50 |
| Oct 2020 | 2037.1271176129244 | 0.82 | -2.83 |
| Nov 2020 | 2057.416991327462 | 1.00 | -2.39 |
| Dec 2020 | 2076.902070106346 | 0.95 | -2.19 |
| Jan 2021 | 2125.5620275852425 | 2.34 | 0.55 |
| Feb 2021 | 2181.19722631166 | 2.62 | 4.34 |
| Mar 2021 | 2286.9523398258225 | 4.85 | 8.85 |
| Apr 2021 | 2327.7218576359023 | 1.78 | 11.88 |
| May 2021 | 2353.28783960796 | 1.10 | 13.79 |
| Jun 2021 | 2405.246785008805 | 2.21 | 17.27 |
| Jul 2021 | 2419.609095414259 | 0.60 | 19.86 |
| Aug 2021 | 2440.149477559249 | 0.85 | 21.41 |
| Sep 2021 | 2472.213452574443 | 1.31 | 22.36 |
| Oct 2021 | 2529.581069895947 | 2.32 | 24.17 |
| Nov 2021 | 2548.0703509131918 | 0.73 | 23.85 |
| Dec 2021 | 2580.3790521065107 | 1.27 | 24.24 |
| Jan 2022 | 2715.5531006449155 | 5.24 | 27.76 |
| Feb 2022 | 2856.8267192723747 | 5.20 | 30.98 |
| Mar 2022 | 3042.2435959769464 | 6.49 | 33.03 |
| Apr 2022 | 3359.5232131251805 | 10.43 | 44.33 |
| May 2022 | 3488.2177751992963 | 3.83 | 48.23 |
| Jun 2022 | 3611.9771336957247 | 3.55 | 50.17 |
| Jul 2022 | 3569.18470421125 | -1.18 | 47.51 |
| Aug 2022 | 3470.8836016692276 | -2.75 | 42.24 |
| Sep 2022 | 3723.546445658155 | 7.28 | 50.62 |
| Oct 2022 | 3946.0852209460954 | 5.98 | 56.00 |
| Nov 2022 | 3863.3842694366085 | -2.10 | 51.62 |
| Dec 2022 | 3665.7210768094956 | -5.12 | 42.06 |
| Jan 2023 | 3585.632103569241 | -2.18 | 32.04 |
| Feb 2023 | 3540.901449810068 | -1.25 | 23.95 |
| Mar 2023 | 3612.0739649344837 | 2.01 | 18.73 |
| Apr 2023 | 3541.3727738967314 | -1.96 | 5.41 |
| May 2023 | 3573.809914340584 | 0.92 | 2.45 |
| Jun 2023 | 3684.513990190294 | 3.10 | 2.01 |
| Jul 2023 | 3748.8219764728447 | 1.75 | 5.03 |
| Aug 2023 | 3853.2531712549467 | 2.79 | 11.02 |
| Sep 2023 | 3915.011746113788 | 1.60 | 5.14 |
| Oct 2023 | 4072.795033170074 | 4.03 | 3.21 |
| Nov 2023 | 4014.4113098248718 | -1.43 | 3.91 |
| Dec 2023 | 3798.4089602542404 | -5.38 | 3.62 |
| Jan 2024 | 3739.891182955048 | -1.54 | 4.30 |
| Feb 2024 | 3790.6554899904067 | 1.36 | 7.05 |
| Mar 2024 | 3821.6063990172643 | 0.82 | 5.80 |
| Apr 2024 | 3902.8799914890124 | 2.13 | 10.21 |
| May 2024 | 3945.013012428886 | 1.08 | 10.39 |
| Jun 2024 | 3900.3917951405606 | -1.13 | 5.86 |
| Jul 2024 | 3877.63190839006 | -0.58 | 3.44 |
| Aug 2024 | 3754.892525606076 | -3.16 | -2.55 |
| Sep 2024 | 3646.570279301927 | -2.88 | -6.86 |
| Oct 2024 | 3732.4405235711592 | 2.36 | -8.36 |
| Nov 2024 | 3868.893521623881 | 3.66 | -3.62 |
| Dec 2024 | 3843.8951875821176 | -0.65 | 1.20 |
| Jan 2025 | 3932.3378119025356 | 2.30 | 5.15 |
| Feb 2025 | 3888.3097549443523 | -1.12 | 2.58 |
| Mar 2025 | 3810.259400674261 | -2.01 | -0.30 |
| Apr 2025 | 3823.494414462837 | 0.35 | -2.03 |
| May 2025 | 3837.8501157302117 | 0.38 | -2.72 |
| Jun 2025 | 3819.645903653892 | -0.47 | -2.07 |
| Jul 2025 | 3768.496751530766 | -1.34 | -2.81 |
| Aug 2025 | 3708.9782326038585 | -1.58 | -1.22 |
| Sep 2025 | 3622.7285069958016 | -2.33 | -0.65 |
| Oct 2025 | 3588.360290620928 | -0.95 | -3.86 |
| Nov 2025 | 3587.720400729586 | -0.02 | -7.27 |
| Dec 2025 | 3579.5408363321676 | -0.23 | -6.88 |
| Jan 2026 | 3554.582590096624 | -0.70 | -9.61 |
| Feb 2026 | 3536.607356485898 | -0.51 | -9.04 |
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