Saginaw, MI (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Saginaw, MI Metro in February 2026 was $1,003.12. The month over month percentage change (MoM) was -0.25%, and the year over year percentage change (YoY) was -0.65%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Saginaw, MI metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Saginaw, MI metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 342.4944275803035 | -1.61 | -4.84 |
| Feb 2015 | 344.5555475105657 | 0.60 | -3.11 |
| Mar 2015 | 348.50176155982575 | 1.15 | -2.35 |
| Apr 2015 | 346.4540624024815 | -0.59 | -2.92 |
| May 2015 | 353.62843825088663 | 2.07 | 0.44 |
| Jun 2015 | 359.45643974021766 | 1.65 | 2.11 |
| Jul 2015 | 363.6052070258185 | 1.15 | 2.91 |
| Aug 2015 | 360.5796355211255 | -0.83 | 1.73 |
| Sep 2015 | 361.91507620262485 | 0.37 | 1.32 |
| Oct 2015 | 358.5877474818244 | -0.92 | 1.77 |
| Nov 2015 | 363.0601609679857 | 1.25 | 3.10 |
| Dec 2015 | 362.1927500049004 | -0.24 | 4.04 |
| Jan 2016 | 357.49155996702655 | -1.30 | 4.38 |
| Feb 2016 | 349.35105986056277 | -2.28 | 1.39 |
| Mar 2016 | 349.73342409853757 | 0.11 | 0.35 |
| Apr 2016 | 345.83492389322066 | -1.11 | -0.18 |
| May 2016 | 344.71703623971746 | -0.32 | -2.52 |
| Jun 2016 | 344.0699155769118 | -0.19 | -4.28 |
| Jul 2016 | 339.511623266173 | -1.32 | -6.63 |
| Aug 2016 | 340.38244259431025 | 0.26 | -5.60 |
| Sep 2016 | 342.3088698163604 | 0.57 | -5.42 |
| Oct 2016 | 345.0162181570949 | 0.79 | -3.78 |
| Nov 2016 | 359.17237062048713 | 4.10 | -1.07 |
| Dec 2016 | 378.9331696309969 | 5.50 | 4.62 |
| Jan 2017 | 379.58138133426206 | 0.17 | 6.18 |
| Feb 2017 | 381.8780163349528 | 0.61 | 9.31 |
| Mar 2017 | 385.6931301795854 | 1.00 | 10.28 |
| Apr 2017 | 383.5849932826916 | -0.55 | 10.92 |
| May 2017 | 387.22817784030224 | 0.95 | 12.33 |
| Jun 2017 | 386.96937668951347 | -0.07 | 12.47 |
| Jul 2017 | 392.89084305431 | 1.53 | 15.72 |
| Aug 2017 | 392.3126287617883 | -0.15 | 15.26 |
| Sep 2017 | 391.76373163518963 | -0.14 | 14.45 |
| Oct 2017 | 397.821788450687 | 1.55 | 15.31 |
| Nov 2017 | 400.948239761625 | 0.79 | 11.63 |
| Dec 2017 | 405.0404632211542 | 1.02 | 6.89 |
| Jan 2018 | 411.746556768137 | 1.66 | 8.47 |
| Feb 2018 | 426.7359814282951 | 3.64 | 11.75 |
| Mar 2018 | 435.2450177841864 | 1.99 | 12.85 |
| Apr 2018 | 439.4433997652493 | 0.97 | 14.56 |
| May 2018 | 448.0985658525284 | 1.97 | 15.72 |
| Jun 2018 | 448.90327209522616 | 0.18 | 16.01 |
| Jul 2018 | 449.0054071282632 | 0.02 | 14.28 |
| Aug 2018 | 451.79485352134026 | 0.62 | 15.16 |
| Sep 2018 | 456.22072773994256 | 0.98 | 16.45 |
| Oct 2018 | 464.2707130039671 | 1.76 | 16.70 |
| Nov 2018 | 465.86011397081955 | 0.34 | 16.19 |
| Dec 2018 | 456.6924479622686 | -1.97 | 12.75 |
| Jan 2019 | 453.31228964833554 | -0.74 | 10.10 |
| Feb 2019 | 455.31519793709055 | 0.44 | 6.70 |
| Mar 2019 | 458.4506476212182 | 0.69 | 5.33 |
| Apr 2019 | 459.80869280713364 | 0.30 | 4.63 |
| May 2019 | 461.2813609469968 | 0.32 | 2.94 |
| Jun 2019 | 452.06935058502927 | -2.00 | 0.71 |
| Jul 2019 | 451.82195986852287 | -0.05 | 0.63 |
| Aug 2019 | 446.3461711457319 | -1.21 | -1.21 |
| Sep 2019 | 446.23624900283977 | -0.02 | -2.19 |
| Oct 2019 | 453.6191454469125 | 1.65 | -2.29 |
| Nov 2019 | 458.7044619216418 | 1.12 | -1.54 |
| Dec 2019 | 464.6750795616119 | 1.30 | 1.75 |
| Jan 2020 | 462.5519450966283 | -0.46 | 2.04 |
| Feb 2020 | 457.7663619210979 | -1.03 | 0.54 |
| Mar 2020 | 461.0887774796431 | 0.73 | 0.57 |
| Apr 2020 | 459.22944129328573 | -0.40 | -0.13 |
| May 2020 | 458.4023624412814 | -0.18 | -0.62 |
| Jun 2020 | 455.71095919043194 | -0.59 | 0.81 |
| Jul 2020 | 449.55693427933755 | -1.35 | -0.50 |
| Aug 2020 | 449.1020906295835 | -0.10 | 0.62 |
| Sep 2020 | 454.1808374069467 | 1.13 | 1.78 |
| Oct 2020 | 460.2707628851838 | 1.34 | 1.47 |
| Nov 2020 | 466.183822485714 | 1.29 | 1.63 |
| Dec 2020 | 470.12311213513635 | 0.85 | 1.17 |
| Jan 2021 | 480.61748540956825 | 2.23 | 3.91 |
| Feb 2021 | 493.17960843554204 | 2.61 | 7.74 |
| Mar 2021 | 517.0053832222857 | 4.83 | 12.13 |
| Apr 2021 | 522.9466289873651 | 1.15 | 13.88 |
| May 2021 | 525.433017634766 | 0.48 | 14.62 |
| Jun 2021 | 534.713951817938 | 1.77 | 17.34 |
| Jul 2021 | 534.6043473160611 | -0.02 | 18.92 |
| Aug 2021 | 532.7611932279106 | -0.34 | 18.63 |
| Sep 2021 | 531.4804519183743 | -0.24 | 17.02 |
| Oct 2021 | 539.021957970659 | 1.42 | 17.11 |
| Nov 2021 | 540.5145710904625 | 0.28 | 15.95 |
| Dec 2021 | 544.2183084057403 | 0.69 | 15.76 |
| Jan 2022 | 570.061014892236 | 4.75 | 18.61 |
| Feb 2022 | 599.6577944009262 | 5.19 | 21.59 |
| Mar 2022 | 640.2830663672726 | 6.78 | 23.85 |
| Apr 2022 | 708.5383834933957 | 10.66 | 35.49 |
| May 2022 | 735.516907502557 | 3.81 | 39.98 |
| Jun 2022 | 766.4378973332246 | 4.20 | 43.34 |
| Jul 2022 | 765.4188512356177 | -0.13 | 43.18 |
| Aug 2022 | 755.0836971270784 | -1.35 | 41.73 |
| Sep 2022 | 821.3199513962859 | 8.77 | 54.53 |
| Oct 2022 | 882.7130329319043 | 7.48 | 63.76 |
| Nov 2022 | 877.0158615118276 | -0.64 | 62.26 |
| Dec 2022 | 844.6669402958013 | -3.69 | 55.21 |
| Jan 2023 | 841.0303694457884 | -0.43 | 47.53 |
| Feb 2023 | 846.972275839186 | 0.71 | 41.24 |
| Mar 2023 | 879.0609034556585 | 3.79 | 37.29 |
| Apr 2023 | 870.7488037414643 | -0.95 | 22.89 |
| May 2023 | 881.8767337101648 | 1.28 | 19.90 |
| Jun 2023 | 909.7514482363082 | 3.16 | 18.70 |
| Jul 2023 | 923.8706637945302 | 1.55 | 20.70 |
| Aug 2023 | 946.3128753556872 | 2.43 | 25.33 |
| Sep 2023 | 957.980192267908 | 1.23 | 16.64 |
| Oct 2023 | 994.6649646402254 | 3.83 | 12.68 |
| Nov 2023 | 982.1607642413721 | -1.26 | 11.99 |
| Dec 2023 | 934.6946152913281 | -4.83 | 10.66 |
| Jan 2024 | 927.1408886921304 | -0.81 | 10.24 |
| Feb 2024 | 947.8577625146511 | 2.23 | 11.91 |
| Mar 2024 | 961.5197033940404 | 1.44 | 9.38 |
| Apr 2024 | 987.5105931088976 | 2.70 | 13.41 |
| May 2024 | 999.6995854406405 | 1.23 | 13.36 |
| Jun 2024 | 989.3623071113668 | -1.03 | 8.75 |
| Jul 2024 | 981.9718227592881 | -0.75 | 6.29 |
| Aug 2024 | 949.2781051685082 | -3.33 | 0.31 |
| Sep 2024 | 920.0284057745059 | -3.08 | -3.96 |
| Oct 2024 | 941.8307888812171 | 2.37 | -5.31 |
| Nov 2024 | 980.2598089712521 | 4.08 | -0.19 |
| Dec 2024 | 982.1872169574045 | 0.20 | 5.08 |
| Jan 2025 | 1013.7836768435794 | 3.22 | 9.35 |
| Feb 2025 | 1009.6958208608522 | -0.40 | 6.52 |
| Mar 2025 | 994.4366500602422 | -1.51 | 3.42 |
| Apr 2025 | 1002.5523807505183 | 0.82 | 1.52 |
| May 2025 | 1012.2276237596066 | 0.97 | 1.25 |
| Jun 2025 | 1017.1452142968457 | 0.49 | 2.81 |
| Jul 2025 | 1019.8780697652376 | 0.27 | 3.86 |
| Aug 2025 | 1020.2017895103718 | 0.03 | 7.47 |
| Sep 2025 | 1008.039442225423 | -1.19 | 9.57 |
| Oct 2025 | 1004.3982089122393 | -0.36 | 6.64 |
| Nov 2025 | 1007.8625433017464 | 0.35 | 2.82 |
| Dec 2025 | 1009.5584377290389 | 0.17 | 2.79 |
| Jan 2026 | 1005.62183103184 | -0.39 | -0.80 |
| Feb 2026 | 1003.1199348377222 | -0.25 | -0.65 |