Santa Maria, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Santa Maria, CA Metro in February 2026 was $6,023.699. The month over month percentage change (MoM) was -0.21%, and the year over year percentage change (YoY) was -6.51%.

The chart below shows the trend of the mortgage payments with 10% down for all homes in the Santa Maria, CA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Santa Maria, CA metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Santa Maria, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Santa Maria, CA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 2412.39392248317 -1.40 0.60
Feb 2015 2434.3114886441567 0.91 1.98
Mar 2015 2459.731170387809 1.04 1.71
Apr 2015 2448.376744465906 -0.46 0.33
May 2015 2507.419330071747 2.41 3.30
Jun 2015 2557.641995459189 2.00 4.94
Jul 2015 2582.987025589864 0.99 5.95
Aug 2015 2555.2913217318824 -1.07 4.76
Sep 2015 2568.826035757836 0.53 4.32
Oct 2015 2567.752555841891 -0.04 4.85
Nov 2015 2628.872767513878 2.38 6.83
Dec 2015 2653.5229091554975 0.94 8.45
Jan 2016 2654.849669753777 0.05 10.05
Feb 2016 2626.2479100096757 -1.08 7.89
Mar 2016 2659.4349076588987 1.26 8.12
Apr 2016 2644.3913502301148 -0.57 8.01
May 2016 2644.902505201224 0.02 5.48
Jun 2016 2636.9222831932857 -0.30 3.10
Jul 2016 2601.2033161910276 -1.35 0.71
Aug 2016 2601.2407650473065 0.00 1.80
Sep 2016 2610.4218004457625 0.35 1.62
Oct 2016 2621.4561796090684 0.42 2.09
Nov 2016 2716.496782232289 3.63 3.33
Dec 2016 2852.5406917622463 5.01 7.50
Jan 2017 2853.270990751595 0.03 7.47
Feb 2017 2870.405233116674 0.60 9.30
Mar 2017 2890.254153086588 0.69 8.68
Apr 2017 2853.8529691294734 -1.26 7.92
May 2017 2849.116364818475 -0.17 7.72
Jun 2017 2824.144159347155 -0.88 7.10
Jul 2017 2846.0821754500394 0.78 9.41
Aug 2017 2826.2953456903238 -0.69 8.65
Sep 2017 2812.4867402560444 -0.49 7.74
Oct 2017 2854.740706025363 1.50 8.90
Nov 2017 2878.285392608067 0.83 5.96
Dec 2017 2905.467149232798 0.94 1.86
Jan 2018 2943.689462972088 1.32 3.17
Feb 2018 3046.018360483924 3.48 6.12
Mar 2018 3087.621962613197 1.37 6.83
Apr 2018 3099.8933424393244 0.40 8.62
May 2018 3147.2862476956675 1.53 10.47
Jun 2018 3147.815923565724 0.02 11.46
Jul 2018 3134.9880955740355 -0.41 10.15
Aug 2018 3140.5282616077857 0.18 11.12
Sep 2018 3170.466369173501 0.95 12.73
Oct 2018 3251.569779208574 2.56 13.90
Nov 2018 3277.044099351733 0.78 13.85
Dec 2018 3210.1039546002125 -2.04 10.49
Jan 2019 3152.309085245137 -1.80 7.09
Feb 2019 3117.48019863342 -1.10 2.35
Mar 2019 3083.8716867152157 -1.08 -0.12
Apr 2019 3050.186980009664 -1.09 -1.60
May 2019 3033.54162325358 -0.55 -3.61
Jun 2019 2952.883382079508 -2.66 -6.19
Jul 2019 2941.1860371090024 -0.40 -6.18
Aug 2019 2900.3195117516198 -1.39 -7.65
Sep 2019 2900.998927638521 0.02 -8.50
Oct 2019 2931.5300848255174 1.05 -9.84
Nov 2019 2937.6993928047473 0.21 -10.35
Dec 2019 2951.038475546418 0.45 -8.07
Jan 2020 2931.0873875103844 -0.68 -7.02
Feb 2020 2897.0132821085613 -1.16 -7.07
Mar 2020 2911.6574391989952 0.51 -5.58
Apr 2020 2887.244514890802 -0.84 -5.34
May 2020 2874.458554010906 -0.44 -5.24
Jun 2020 2853.8371061368243 -0.72 -3.35
Jul 2020 2810.0023617543775 -1.54 -4.46
Aug 2020 2801.4482372244574 -0.30 -3.41
Sep 2020 2822.6367934493537 0.76 -2.70
Oct 2020 2851.7849788559497 1.03 -2.72
Nov 2020 2880.931318987551 1.02 -1.93
Dec 2020 2905.3186425880535 0.85 -1.55
Jan 2021 2966.033869284043 2.09 1.19
Feb 2021 3031.8509624969565 2.22 4.65
Mar 2021 3163.9063511849636 4.36 8.66
Apr 2021 3209.7257207139905 1.45 11.17
May 2021 3244.9454900839546 1.10 12.89
Jun 2021 3325.3462530132792 2.48 16.52
Jul 2021 3352.8194036795767 0.83 19.32
Aug 2021 3388.084701512539 1.05 20.94
Sep 2021 3439.422750398972 1.52 21.85
Oct 2021 3534.3644322555483 2.76 23.94
Nov 2021 3580.025407422406 1.29 24.27
Dec 2021 3643.10581825429 1.76 25.39
Jan 2022 3856.358640429526 5.85 30.02
Feb 2022 4084.0536772895343 5.90 34.71
Mar 2022 4390.760110426156 7.51 38.78
Apr 2022 4893.821417530287 11.46 52.47
May 2022 5124.965612129594 4.72 57.94
Jun 2022 5341.876410684473 4.23 60.64
Jul 2022 5307.133079365405 -0.65 58.29
Aug 2022 5184.011461538968 -2.32 53.01
Sep 2022 5591.782033410511 7.87 62.58
Oct 2022 5957.189820317709 6.54 68.55
Nov 2022 5867.765920882624 -1.50 63.90
Dec 2022 5604.508513885767 -4.49 53.84
Jan 2023 5524.629019361577 -1.42 43.26
Feb 2023 5492.4388577364725 -0.58 34.49
Mar 2023 5628.052002788847 2.47 28.18
Apr 2023 5541.602447869481 -1.54 13.24
May 2023 5619.661742241409 1.41 9.65
Jun 2023 5828.841777413532 3.72 9.12
Jul 2023 5969.243282626589 2.41 12.48
Aug 2023 6177.950086736363 3.50 19.17
Sep 2023 6320.413137223764 2.31 13.03
Oct 2023 6616.5295803549025 4.68 11.07
Nov 2023 6550.180378435824 -1.00 11.63
Dec 2023 6213.984592549037 -5.13 10.88
Jan 2024 6122.191414427201 -1.48 10.82
Feb 2024 6209.3520305558595 1.42 13.05
Mar 2024 6270.575612828805 0.99 11.42
Apr 2024 6417.932932780669 2.35 15.81
May 2024 6501.328087274938 1.30 15.69
Jun 2024 6433.986525774624 -1.04 10.38
Jul 2024 6409.710311487216 -0.38 7.38
Aug 2024 6223.9795374612295 -2.90 0.75
Sep 2024 6065.0399834297605 -2.55 -4.04
Oct 2024 6210.578143457292 2.40 -6.13
Nov 2024 6425.403876224342 3.46 -1.90
Dec 2024 6370.0822484853215 -0.86 2.51
Jan 2025 6512.158786022395 2.23 6.37
Feb 2025 6442.870379747331 -1.06 3.76
Mar 2025 6314.968707206388 -1.98 0.71
Apr 2025 6335.866457714776 0.33 -1.28
May 2025 6361.258078139452 0.40 -2.15
Jun 2025 6334.708934442127 -0.42 -1.54
Jul 2025 6265.09821041074 -1.10 -2.26
Aug 2025 6186.293659864111 -1.26 -0.60
Sep 2025 6068.221157257565 -1.91 0.05
Oct 2025 6041.456669053018 -0.44 -2.72
Nov 2025 6062.317546507604 0.35 -5.65
Dec 2025 6065.446028341124 0.05 -4.78
Jan 2026 6036.54857881763 -0.48 -7.30
Feb 2026 6023.699326227228 -0.21 -6.51