Springfield, IL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Springfield, IL Metro in February 2026 was $1,172.967. The month over month percentage change (MoM) was 0.26%, and the year over year percentage change (YoY) was 0.81%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Springfield, IL metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Springfield, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Springfield, IL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Springfield, IL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Springfield, IL (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 633.0788317971053 | -2.52 | -5.35 |
| Feb 2015 | 632.6934638994037 | -0.06 | -4.27 |
| Mar 2015 | 635.4457901542518 | 0.44 | -4.39 |
| Apr 2015 | 628.7647010099264 | -1.05 | -5.57 |
| May 2015 | 640.3511843840106 | 1.84 | -2.35 |
| Jun 2015 | 649.8417794094797 | 1.48 | -0.86 |
| Jul 2015 | 655.4218670116685 | 0.86 | -0.31 |
| Aug 2015 | 647.6530466429357 | -1.18 | -2.30 |
| Sep 2015 | 647.8273986343376 | 0.03 | -3.40 |
| Oct 2015 | 643.8416774347065 | -0.61 | -2.98 |
| Nov 2015 | 654.8705226301336 | 1.71 | -0.78 |
| Dec 2015 | 657.768130646893 | 0.44 | 1.29 |
| Jan 2016 | 652.1136251067763 | -0.86 | 3.01 |
| Feb 2016 | 638.4788644553038 | -2.09 | 0.91 |
| Mar 2016 | 640.0346057553289 | 0.24 | 0.72 |
| Apr 2016 | 634.1443047506446 | -0.92 | 0.86 |
| May 2016 | 634.668661496779 | 0.08 | -0.89 |
| Jun 2016 | 634.9704029355205 | 0.05 | -2.29 |
| Jul 2016 | 626.6200304719135 | -1.31 | -4.39 |
| Aug 2016 | 625.7133696243087 | -0.14 | -3.39 |
| Sep 2016 | 625.6312943259458 | -0.01 | -3.43 |
| Oct 2016 | 626.7220569793576 | 0.17 | -2.66 |
| Nov 2016 | 648.2276728253709 | 3.43 | -1.01 |
| Dec 2016 | 680.3473937934015 | 4.96 | 3.43 |
| Jan 2017 | 679.4456204639936 | -0.13 | 4.19 |
| Feb 2017 | 681.7109058381837 | 0.33 | 6.77 |
| Mar 2017 | 684.0514589283749 | 0.34 | 6.88 |
| Apr 2017 | 674.246927066128 | -1.43 | 6.32 |
| May 2017 | 672.6765929601456 | -0.23 | 5.99 |
| Jun 2017 | 664.9454403799792 | -1.15 | 4.72 |
| Jul 2017 | 667.8828461683668 | 0.44 | 6.59 |
| Aug 2017 | 659.9680543660652 | -1.18 | 5.48 |
| Sep 2017 | 655.0860470785317 | -0.74 | 4.71 |
| Oct 2017 | 661.2374189714333 | 0.94 | 5.51 |
| Nov 2017 | 664.1136559762609 | 0.44 | 2.45 |
| Dec 2017 | 666.4370536243778 | 0.35 | -2.04 |
| Jan 2018 | 673.1804946917497 | 1.01 | -0.92 |
| Feb 2018 | 693.3603824451974 | 3.00 | 1.71 |
| Mar 2018 | 701.535210299744 | 1.18 | 2.56 |
| Apr 2018 | 703.4893437428063 | 0.28 | 4.34 |
| May 2018 | 712.9225536390848 | 1.34 | 5.98 |
| Jun 2018 | 710.3625769613351 | -0.36 | 6.83 |
| Jul 2018 | 707.3404168072889 | -0.42 | 5.91 |
| Aug 2018 | 707.6777749700127 | 0.05 | 7.23 |
| Sep 2018 | 713.8858130346675 | 0.88 | 8.98 |
| Oct 2018 | 726.6298924719631 | 1.79 | 9.89 |
| Nov 2018 | 728.9900038237656 | 0.33 | 9.77 |
| Dec 2018 | 711.9851949812124 | -2.33 | 6.84 |
| Jan 2019 | 701.7273591709734 | -1.44 | 4.24 |
| Feb 2019 | 699.7340948323346 | -0.28 | 0.92 |
| Mar 2019 | 698.4899373564674 | -0.18 | -0.43 |
| Apr 2019 | 695.2523095820349 | -0.46 | -1.17 |
| May 2019 | 694.2426497058759 | -0.14 | -2.62 |
| Jun 2019 | 676.7429967330894 | -2.52 | -4.73 |
| Jul 2019 | 674.0316361102696 | -0.40 | -4.71 |
| Aug 2019 | 663.0988285528615 | -1.62 | -6.30 |
| Sep 2019 | 662.1763625416825 | -0.14 | -7.24 |
| Oct 2019 | 669.6437292813297 | 1.13 | -7.84 |
| Nov 2019 | 673.6903724302078 | 0.60 | -7.59 |
| Dec 2019 | 680.6883279267349 | 1.04 | -4.40 |
| Jan 2020 | 677.6304331378703 | -0.45 | -3.43 |
| Feb 2020 | 669.4472416751743 | -1.21 | -4.33 |
| Mar 2020 | 671.1320138756565 | 0.25 | -3.92 |
| Apr 2020 | 663.7036289968084 | -1.11 | -4.54 |
| May 2020 | 659.5151076225014 | -0.63 | -5.00 |
| Jun 2020 | 653.3144575021034 | -0.94 | -3.46 |
| Jul 2020 | 642.7984123788037 | -1.61 | -4.63 |
| Aug 2020 | 639.2126607113289 | -0.56 | -3.60 |
| Sep 2020 | 643.0258792194504 | 0.60 | -2.89 |
| Oct 2020 | 643.8826256338737 | 0.13 | -3.85 |
| Nov 2020 | 641.1752433280941 | -0.42 | -4.83 |
| Dec 2020 | 633.2205722969853 | -1.24 | -6.97 |
| Jan 2021 | 635.407878329416 | 0.35 | -6.23 |
| Feb 2021 | 641.178590434134 | 0.91 | -4.22 |
| Mar 2021 | 661.144390662697 | 3.11 | -1.49 |
| Apr 2021 | 660.4798343589181 | -0.10 | -0.49 |
| May 2021 | 656.3319166791955 | -0.63 | -0.48 |
| Jun 2021 | 663.7796318607373 | 1.14 | 1.60 |
| Jul 2021 | 663.2566567850472 | -0.08 | 3.18 |
| Aug 2021 | 664.6873196529767 | 0.22 | 3.99 |
| Sep 2021 | 667.5190268812585 | 0.43 | 3.81 |
| Oct 2021 | 678.8228442799077 | 1.69 | 5.43 |
| Nov 2021 | 680.2913729969741 | 0.22 | 6.10 |
| Dec 2021 | 686.720837714716 | 0.95 | 8.45 |
| Jan 2022 | 719.2106898806917 | 4.73 | 13.19 |
| Feb 2022 | 751.3078262337443 | 4.46 | 17.18 |
| Mar 2022 | 790.4936433050115 | 5.22 | 19.56 |
| Apr 2022 | 864.9785026833637 | 9.42 | 30.96 |
| May 2022 | 889.8829048702678 | 2.88 | 35.58 |
| Jun 2022 | 918.7669428302776 | 3.25 | 38.41 |
| Jul 2022 | 906.5363183980505 | -1.33 | 36.68 |
| Aug 2022 | 887.379595634633 | -2.11 | 33.50 |
| Sep 2022 | 962.8639591197093 | 8.51 | 44.25 |
| Oct 2022 | 1037.7302420458068 | 7.78 | 52.87 |
| Nov 2022 | 1034.0316164157996 | -0.36 | 52.00 |
| Dec 2022 | 1000.5939855965821 | -3.23 | 45.71 |
| Jan 2023 | 996.6805282141186 | -0.39 | 38.58 |
| Feb 2023 | 995.9699773056892 | -0.07 | 32.57 |
| Mar 2023 | 1023.6850760626003 | 2.78 | 29.50 |
| Apr 2023 | 1010.1864916385402 | -1.32 | 16.79 |
| May 2023 | 1028.8594434159081 | 1.85 | 15.62 |
| Jun 2023 | 1067.5973122398273 | 3.77 | 16.20 |
| Jul 2023 | 1088.4770950247887 | 1.96 | 20.07 |
| Aug 2023 | 1119.4141029530474 | 2.84 | 26.15 |
| Sep 2023 | 1136.9457934696024 | 1.57 | 18.08 |
| Oct 2023 | 1184.6165207400745 | 4.19 | 14.16 |
| Nov 2023 | 1169.9417094403448 | -1.24 | 13.14 |
| Dec 2023 | 1108.5048547905412 | -5.25 | 10.79 |
| Jan 2024 | 1089.1568313944892 | -1.74 | 9.28 |
| Feb 2024 | 1103.4135633514002 | 1.31 | 10.79 |
| Mar 2024 | 1115.5238536081083 | 1.10 | 8.97 |
| Apr 2024 | 1144.7961206016632 | 2.62 | 13.33 |
| May 2024 | 1158.6989825775474 | 1.21 | 12.62 |
| Jun 2024 | 1146.0878765990872 | -1.09 | 7.35 |
| Jul 2024 | 1137.0899255689992 | -0.78 | 4.47 |
| Aug 2024 | 1101.4590179923252 | -3.13 | -1.60 |
| Sep 2024 | 1069.1635562428792 | -2.93 | -5.96 |
| Oct 2024 | 1098.9463677294486 | 2.79 | -7.23 |
| Nov 2024 | 1144.6157185218674 | 4.16 | -2.16 |
| Dec 2024 | 1143.1026463532985 | -0.13 | 3.12 |
| Jan 2025 | 1173.4148369102602 | 2.65 | 7.74 |
| Feb 2025 | 1163.5212724313226 | -0.84 | 5.45 |
| Mar 2025 | 1144.9598522317408 | -1.59 | 2.64 |
| Apr 2025 | 1153.5558783542795 | 0.75 | 0.77 |
| May 2025 | 1166.2240444370614 | 1.10 | 0.65 |
| Jun 2025 | 1172.2205412623998 | 0.51 | 2.28 |
| Jul 2025 | 1170.853581116212 | -0.12 | 2.97 |
| Aug 2025 | 1168.2077560296068 | -0.23 | 6.06 |
| Sep 2025 | 1153.3125876597296 | -1.27 | 7.87 |
| Oct 2025 | 1154.0338308560824 | 0.06 | 5.01 |
| Nov 2025 | 1163.5410818969772 | 0.82 | 1.65 |
| Dec 2025 | 1170.1780875307431 | 0.57 | 2.37 |
| Jan 2026 | 1169.9766479006323 | -0.02 | -0.29 |
| Feb 2026 | 1172.9668851581516 | 0.26 | 0.81 |
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