St. Joseph, MO (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the St. Joseph, MO Metro in February 2026 was $1,274.066. The month over month percentage change (MoM) was 0.35%, and the year over year percentage change (YoY) was -0.84%.

The chart below shows the trend of the mortgage payments with 10% down for all homes in the St. Joseph, MO metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the St. Joseph, MO metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
St. Joseph, MO (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
St. Joseph, MO (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 553.259942049299 -2.12 -8.88
Feb 2015 553.446575111346 0.03 -7.60
Mar 2015 555.9529300937619 0.45 -7.56
Apr 2015 551.6266744738427 -0.78 -8.21
May 2015 564.0130836499129 2.25 -4.93
Jun 2015 574.8664342272054 1.92 -2.98
Jul 2015 581.6268220542131 1.18 -1.58
Aug 2015 574.9112547984289 -1.15 -2.27
Sep 2015 575.000471207559 0.02 -2.30
Oct 2015 569.7442692390448 -0.91 -1.35
Nov 2015 580.0554088977793 1.81 1.10
Dec 2015 584.1485392753215 0.71 3.35
Jan 2016 581.6031683360414 -0.44 5.12
Feb 2016 572.617215946302 -1.54 3.46
Mar 2016 576.1211583892895 0.61 3.63
Apr 2016 571.436150924802 -0.81 3.59
May 2016 570.4168128696416 -0.18 1.14
Jun 2016 568.7980525574451 -0.28 -1.06
Jul 2016 560.7156925209143 -1.42 -3.59
Aug 2016 560.2217757408913 -0.09 -2.56
Sep 2016 562.447373888824 0.40 -2.18
Oct 2016 565.3739917089193 0.52 -0.77
Nov 2016 586.2520179321931 3.69 1.07
Dec 2016 613.8247834177012 4.70 5.08
Jan 2017 611.0609650345023 -0.45 5.07
Feb 2017 612.0165841253735 0.16 6.88
Mar 2017 614.0167358695987 0.33 6.58
Apr 2017 605.3637317146621 -1.41 5.94
May 2017 604.5841715642136 -0.13 5.99
Jun 2017 600.8034047864049 -0.62 5.63
Jul 2017 607.6845383912973 1.15 8.38
Aug 2017 603.7021506951642 -0.65 7.76
Sep 2017 600.34620187635 -0.56 6.74
Oct 2017 607.1749686171664 1.14 7.39
Nov 2017 610.4122424695303 0.53 4.12
Dec 2017 613.1167469460752 0.44 -0.11
Jan 2018 619.759381853819 1.08 1.42
Feb 2018 641.2080627991743 3.46 4.77
Mar 2018 652.2812799694304 1.73 6.23
Apr 2018 656.701438714143 0.68 8.48
May 2018 667.4657895247576 1.64 10.40
Jun 2018 668.159509459495 0.10 11.21
Jul 2018 666.9224081017753 -0.18 9.75
Aug 2018 669.435217543056 0.38 10.89
Sep 2018 676.4219410372208 1.04 12.67
Oct 2018 691.8107811744765 2.28 13.94
Nov 2018 697.1482292675207 0.77 14.21
Dec 2018 683.5525485449455 -1.95 11.49
Jan 2019 674.8319338164403 -1.28 8.89
Feb 2019 672.1384032064407 -0.40 4.82
Mar 2019 670.2545300619026 -0.28 2.76
Apr 2019 666.4562351109774 -0.57 1.49
May 2019 665.0757892134934 -0.21 -0.36
Jun 2019 650.0903848752379 -2.25 -2.70
Jul 2019 650.6280421019369 0.08 -2.44
Aug 2019 642.7999706019881 -1.20 -3.98
Sep 2019 641.9015424026693 -0.14 -5.10
Oct 2019 648.8130923870743 1.08 -6.21
Nov 2019 653.476984957922 0.72 -6.26
Dec 2019 661.7994270601272 1.27 -3.18
Jan 2020 660.2654880347125 -0.23 -2.16
Feb 2020 652.5124395382347 -1.17 -2.92
Mar 2020 654.4404043797184 0.30 -2.36
Apr 2020 648.2878041149705 -0.94 -2.73
May 2020 646.3302232610935 -0.30 -2.82
Jun 2020 643.0197695527723 -0.51 -1.09
Jul 2020 635.7061060727264 -1.14 -2.29
Aug 2020 636.158927455619 0.07 -1.03
Sep 2020 643.3545609627163 1.13 0.23
Oct 2020 650.1189963446599 1.05 0.20
Nov 2020 654.1672960712123 0.62 0.11
Dec 2020 654.3101865530741 0.02 -1.13
Jan 2021 662.4595063623029 1.25 0.33
Feb 2021 673.5736657102442 1.68 3.23
Mar 2021 700.3073455490426 3.97 7.01
Apr 2021 706.054528691224 0.82 8.91
May 2021 706.0925418194904 0.01 9.25
Jun 2021 715.3744519255223 1.32 11.25
Jul 2021 716.662542813686 0.18 12.74
Aug 2021 722.4602961709919 0.81 13.57
Sep 2021 732.6755125518016 1.41 13.88
Oct 2021 750.9829091341487 2.50 15.52
Nov 2021 757.4952762332614 0.87 15.80
Dec 2021 765.9072766567718 1.11 17.06
Jan 2022 800.4142005162556 4.51 20.83
Feb 2022 831.7254973329207 3.91 23.48
Mar 2022 872.4417163205987 4.89 24.58
Apr 2022 951.9148286487757 9.11 34.82
May 2022 980.8919693922761 3.04 38.92
Jun 2022 1016.9087247138616 3.67 42.15
Jul 2022 1011.4361849061097 -0.54 41.13
Aug 2022 994.9948183502715 -1.63 37.72
Sep 2022 1081.3696037804007 8.68 47.59
Oct 2022 1161.9710666821388 7.45 54.73
Nov 2022 1152.479067105865 -0.82 52.14
Dec 2022 1106.45613508238 -3.99 44.46
Jan 2023 1094.932467696377 -1.04 36.80
Feb 2023 1091.210126598859 -0.34 31.20
Mar 2023 1122.6539062964107 2.88 28.68
Apr 2023 1109.3479565282425 -1.18 16.54
May 2023 1128.2144405939823 1.70 15.02
Jun 2023 1167.8015989910073 3.51 14.84
Jul 2023 1184.2271946438443 1.41 17.08
Aug 2023 1207.9713617201778 2.01 21.41
Sep 2023 1219.8482104665973 0.98 12.81
Oct 2023 1262.4234080675722 3.49 8.65
Nov 2023 1242.0124868954135 -1.62 7.77
Dec 2023 1174.3747212951232 -5.45 6.14
Jan 2024 1159.5021012623401 -1.27 5.90
Feb 2024 1181.1175717940503 1.86 8.24
Mar 2024 1195.5738250337147 1.22 6.50
Apr 2024 1226.2468546886341 2.57 10.54
May 2024 1243.391695854364 1.40 10.21
Jun 2024 1235.4074170218876 -0.64 5.79
Jul 2024 1234.1058784282357 -0.10 4.21
Aug 2024 1200.0749058218787 -2.76 -0.65
Sep 2024 1168.5531595251498 -2.63 -4.20
Oct 2024 1200.4300337024642 2.73 -4.91
Nov 2024 1250.299284111311 4.15 0.67
Dec 2024 1250.6692002649522 0.03 6.50
Jan 2025 1288.6285980252453 3.04 11.14
Feb 2025 1284.819333725268 -0.30 8.78
Mar 2025 1268.561316463501 -1.26 6.11
Apr 2025 1280.4648783833425 0.94 4.42
May 2025 1293.8315945032073 1.04 4.06
Jun 2025 1297.1439401868495 0.26 5.00
Jul 2025 1292.5893561427988 -0.35 4.74
Aug 2025 1283.739948787984 -0.68 6.97
Sep 2025 1264.733914386108 -1.48 8.23
Oct 2025 1259.7587535249538 -0.39 4.94
Nov 2025 1265.687539922595 0.47 1.23
Dec 2025 1269.4361585234224 0.30 1.50
Jan 2026 1269.6057300851523 0.01 -1.48
Feb 2026 1274.06632828021 0.35 -0.84