Utica, NY (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Utica, NY Metro in February 2026 was $1,327.002. The month over month percentage change (MoM) was -0.09%, and the year over year percentage change (YoY) was -0.71%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Utica, NY metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Utica, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Utica, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Utica, NY (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Utica, NY (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 497.0024911052596 | -1.60 | -7.42 |
| Feb 2015 | 501.44344962578083 | 0.89 | -5.37 |
| Mar 2015 | 506.9333338729121 | 1.10 | -4.67 |
| Apr 2015 | 504.83031123123175 | -0.41 | -5.19 |
| May 2015 | 515.7499066223648 | 2.16 | -2.02 |
| Jun 2015 | 524.7833912999639 | 1.75 | -0.39 |
| Jul 2015 | 529.1881594776687 | 0.84 | 0.69 |
| Aug 2015 | 523.0987747083882 | -1.15 | 0.00 |
| Sep 2015 | 523.5220106233457 | 0.08 | 0.08 |
| Oct 2015 | 520.6600502496789 | -0.55 | 1.39 |
| Nov 2015 | 530.3235768621978 | 1.86 | 3.81 |
| Dec 2015 | 533.5548977081843 | 0.61 | 5.64 |
| Jan 2016 | 529.6688947769353 | -0.73 | 6.57 |
| Feb 2016 | 518.6195600924602 | -2.09 | 3.43 |
| Mar 2016 | 519.7894339026756 | 0.23 | 2.54 |
| Apr 2016 | 514.1312522499295 | -1.09 | 1.84 |
| May 2016 | 513.8275532080328 | -0.06 | -0.37 |
| Jun 2016 | 513.5921284133577 | -0.05 | -2.13 |
| Jul 2016 | 508.60058245962864 | -0.97 | -3.89 |
| Aug 2016 | 510.76301511818235 | 0.43 | -2.36 |
| Sep 2016 | 514.7345301299438 | 0.78 | -1.68 |
| Oct 2016 | 518.1753748251462 | 0.67 | -0.48 |
| Nov 2016 | 537.4523327578032 | 3.72 | 1.34 |
| Dec 2016 | 564.3961995496263 | 5.01 | 5.78 |
| Jan 2017 | 563.5894425051507 | -0.14 | 6.40 |
| Feb 2017 | 565.8761451431897 | 0.41 | 9.11 |
| Mar 2017 | 567.8292140299176 | 0.35 | 9.24 |
| Apr 2017 | 560.0663525166365 | -1.37 | 8.94 |
| May 2017 | 559.0464978163432 | -0.18 | 8.80 |
| Jun 2017 | 554.1133692390237 | -0.88 | 7.89 |
| Jul 2017 | 560.072438532772 | 1.08 | 10.12 |
| Aug 2017 | 558.9166149009826 | -0.21 | 9.43 |
| Sep 2017 | 559.0324327941428 | 0.02 | 8.61 |
| Oct 2017 | 568.0826516780483 | 1.62 | 9.63 |
| Nov 2017 | 573.6200674643806 | 0.98 | 6.73 |
| Dec 2017 | 579.3357851980095 | 1.00 | 2.65 |
| Jan 2018 | 588.6527501158686 | 1.61 | 4.45 |
| Feb 2018 | 609.1449649630779 | 3.48 | 7.65 |
| Mar 2018 | 619.636728698504 | 1.72 | 9.12 |
| Apr 2018 | 624.1559012058892 | 0.73 | 11.44 |
| May 2018 | 635.9986013082047 | 1.90 | 13.77 |
| Jun 2018 | 639.5972572751881 | 0.57 | 15.43 |
| Jul 2018 | 642.8360441417824 | 0.51 | 14.78 |
| Aug 2018 | 649.7255091817219 | 1.07 | 16.25 |
| Sep 2018 | 658.6763393817232 | 1.38 | 17.82 |
| Oct 2018 | 672.4202848089608 | 2.09 | 18.37 |
| Nov 2018 | 674.8263993470836 | 0.36 | 17.64 |
| Dec 2018 | 659.0732702470405 | -2.33 | 13.76 |
| Jan 2019 | 648.6350127604553 | -1.58 | 10.19 |
| Feb 2019 | 643.9486727623098 | -0.72 | 5.71 |
| Mar 2019 | 639.8170523348875 | -0.64 | 3.26 |
| Apr 2019 | 634.4041880470091 | -0.85 | 1.64 |
| May 2019 | 632.4410198124813 | -0.31 | -0.56 |
| Jun 2019 | 618.1272535135072 | -2.26 | -3.36 |
| Jul 2019 | 619.2044692679848 | 0.17 | -3.68 |
| Aug 2019 | 612.6432157739097 | -1.06 | -5.71 |
| Sep 2019 | 614.4139171970006 | 0.29 | -6.72 |
| Oct 2019 | 622.6740131268518 | 1.34 | -7.40 |
| Nov 2019 | 627.1267760964523 | 0.72 | -7.07 |
| Dec 2019 | 632.4074715394004 | 0.84 | -4.05 |
| Jan 2020 | 629.6632299051237 | -0.43 | -2.92 |
| Feb 2020 | 622.7276059813622 | -1.10 | -3.29 |
| Mar 2020 | 625.307031498987 | 0.41 | -2.27 |
| Apr 2020 | 619.2236441573399 | -0.97 | -2.39 |
| May 2020 | 617.1086342558583 | -0.34 | -2.42 |
| Jun 2020 | 615.7857393937753 | -0.21 | -0.38 |
| Jul 2020 | 609.9409043630466 | -0.95 | -1.50 |
| Aug 2020 | 609.5866950821452 | -0.06 | -0.50 |
| Sep 2020 | 613.7250832358523 | 0.68 | -0.11 |
| Oct 2020 | 619.9002554540352 | 1.01 | -0.44 |
| Nov 2020 | 628.2052530166735 | 1.34 | 0.17 |
| Dec 2020 | 635.231760529586 | 1.12 | 0.45 |
| Jan 2021 | 648.5182502586325 | 2.09 | 2.99 |
| Feb 2021 | 662.5056707618015 | 2.16 | 6.39 |
| Mar 2021 | 690.6606722144176 | 4.25 | 10.45 |
| Apr 2021 | 698.3038679777782 | 1.11 | 12.77 |
| May 2021 | 700.8847269610982 | 0.37 | 13.58 |
| Jun 2021 | 712.3823350525026 | 1.64 | 15.69 |
| Jul 2021 | 712.1559625701212 | -0.03 | 16.76 |
| Aug 2021 | 712.9642749820065 | 0.11 | 16.96 |
| Sep 2021 | 715.1483958437598 | 0.31 | 16.53 |
| Oct 2021 | 726.63530684429 | 1.61 | 17.22 |
| Nov 2021 | 727.1639853590484 | 0.07 | 15.75 |
| Dec 2021 | 731.583603376842 | 0.61 | 15.17 |
| Jan 2022 | 767.4886686531902 | 4.91 | 18.35 |
| Feb 2022 | 807.0289866405076 | 5.15 | 21.82 |
| Mar 2022 | 860.1264054511648 | 6.58 | 24.54 |
| Apr 2022 | 949.1281932898675 | 10.35 | 35.92 |
| May 2022 | 985.7257214605355 | 3.86 | 40.64 |
| Jun 2022 | 1028.4264428355166 | 4.33 | 44.36 |
| Jul 2022 | 1028.3511187939114 | -0.01 | 44.40 |
| Aug 2022 | 1014.7986339651152 | -1.32 | 42.34 |
| Sep 2022 | 1104.1598710179055 | 8.81 | 54.40 |
| Oct 2022 | 1185.3891710983758 | 7.36 | 63.13 |
| Nov 2022 | 1173.617604778543 | -0.99 | 61.40 |
| Dec 2022 | 1124.1241494299268 | -4.22 | 53.66 |
| Jan 2023 | 1110.1680138838958 | -1.24 | 44.65 |
| Feb 2023 | 1104.6707443800144 | -0.49 | 36.88 |
| Mar 2023 | 1132.848231972586 | 2.55 | 31.71 |
| Apr 2023 | 1117.045203039951 | -1.39 | 17.69 |
| May 2023 | 1135.5057644637454 | 1.65 | 15.20 |
| Jun 2023 | 1179.0857996996106 | 3.84 | 14.65 |
| Jul 2023 | 1202.876556107376 | 2.02 | 16.97 |
| Aug 2023 | 1236.6912218123928 | 2.81 | 21.87 |
| Sep 2023 | 1258.4706155082356 | 1.76 | 13.98 |
| Oct 2023 | 1313.395141820567 | 4.36 | 10.80 |
| Nov 2023 | 1300.5132966481058 | -0.98 | 10.81 |
| Dec 2023 | 1234.1898631414324 | -5.10 | 9.79 |
| Jan 2024 | 1217.3554374740274 | -1.36 | 9.65 |
| Feb 2024 | 1235.6063710004419 | 1.50 | 11.85 |
| Mar 2024 | 1248.5927098839638 | 1.05 | 10.22 |
| Apr 2024 | 1280.613971211312 | 2.57 | 14.64 |
| May 2024 | 1301.067258911638 | 1.60 | 14.58 |
| Jun 2024 | 1296.6134034767808 | -0.34 | 9.97 |
| Jul 2024 | 1296.4310712216202 | -0.01 | 7.78 |
| Aug 2024 | 1262.334605896715 | -2.63 | 2.07 |
| Sep 2024 | 1230.3396707555335 | -2.53 | -2.23 |
| Oct 2024 | 1265.4848574426405 | 2.86 | -3.65 |
| Nov 2024 | 1316.2902179466066 | 4.01 | 1.21 |
| Dec 2024 | 1313.4999861556287 | -0.21 | 6.43 |
| Jan 2025 | 1347.0123443975567 | 2.55 | 10.65 |
| Feb 2025 | 1336.5536158470327 | -0.78 | 8.17 |
| Mar 2025 | 1312.768956349105 | -1.78 | 5.14 |
| Apr 2025 | 1324.4300131029754 | 0.89 | 3.42 |
| May 2025 | 1342.163567945261 | 1.34 | 3.16 |
| Jun 2025 | 1353.1395060948055 | 0.82 | 4.36 |
| Jul 2025 | 1355.494838945911 | 0.17 | 4.56 |
| Aug 2025 | 1351.4314091447247 | -0.30 | 7.06 |
| Sep 2025 | 1333.109596334856 | -1.36 | 8.35 |
| Oct 2025 | 1328.4837328464644 | -0.35 | 4.98 |
| Nov 2025 | 1333.0418651865602 | 0.34 | 1.27 |
| Dec 2025 | 1333.6494411055032 | 0.05 | 1.53 |
| Jan 2026 | 1328.1873842578887 | -0.41 | -1.40 |
| Feb 2026 | 1327.0024763121964 | -0.09 | -0.71 |
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