Waco, TX (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Waco, TX Metro in February 2026 was $1,537.414. The month over month percentage change (MoM) was -0.29%, and the year over year percentage change (YoY) was -8.16%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Waco, TX metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Waco, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 551.4174253745596 | -1.47 | -2.20 |
| Feb 2015 | 557.8672859508752 | 1.17 | -0.41 |
| Mar 2015 | 565.2876116837966 | 1.33 | -0.18 |
| Apr 2015 | 563.231641204589 | -0.36 | -1.17 |
| May 2015 | 576.3500267373688 | 2.33 | 2.05 |
| Jun 2015 | 588.3227201120716 | 2.08 | 3.87 |
| Jul 2015 | 595.9637498150479 | 1.30 | 5.03 |
| Aug 2015 | 591.0039334254922 | -0.83 | 3.84 |
| Sep 2015 | 594.2309018370745 | 0.55 | 3.67 |
| Oct 2015 | 592.9128492549821 | -0.22 | 4.66 |
| Nov 2015 | 604.802490299503 | 2.01 | 7.02 |
| Dec 2015 | 608.5264378854696 | 0.62 | 8.73 |
| Jan 2016 | 604.8576474491863 | -0.60 | 9.69 |
| Feb 2016 | 594.522792006385 | -1.71 | 6.57 |
| Mar 2016 | 597.8066717784632 | 0.55 | 5.75 |
| Apr 2016 | 593.5581937860089 | -0.71 | 5.38 |
| May 2016 | 595.523929525852 | 0.33 | 3.33 |
| Jun 2016 | 597.6811917287138 | 0.36 | 1.59 |
| Jul 2016 | 593.5804430509208 | -0.69 | -0.40 |
| Aug 2016 | 596.9589358991375 | 0.57 | 1.01 |
| Sep 2016 | 602.9000103595337 | 1.00 | 1.46 |
| Oct 2016 | 609.1509926144555 | 1.04 | 2.74 |
| Nov 2016 | 635.1901712348507 | 4.28 | 5.02 |
| Dec 2016 | 671.2648863583706 | 5.68 | 10.31 |
| Jan 2017 | 674.1543934445432 | 0.43 | 11.46 |
| Feb 2017 | 680.4631367174212 | 0.94 | 14.46 |
| Mar 2017 | 685.9973127488306 | 0.81 | 14.75 |
| Apr 2017 | 679.3916695050789 | -0.96 | 14.46 |
| May 2017 | 681.0109434989133 | 0.24 | 14.36 |
| Jun 2017 | 678.3020061483559 | -0.40 | 13.49 |
| Jul 2017 | 687.5012242965341 | 1.36 | 15.82 |
| Aug 2017 | 687.2138393308128 | -0.04 | 15.12 |
| Sep 2017 | 688.9148729890032 | 0.25 | 14.27 |
| Oct 2017 | 702.841035203617 | 2.02 | 15.38 |
| Nov 2017 | 711.4877872756256 | 1.23 | 12.01 |
| Dec 2017 | 719.2929037817812 | 1.10 | 7.16 |
| Jan 2018 | 731.3903387097034 | 1.68 | 8.49 |
| Feb 2018 | 759.195809373454 | 3.80 | 11.57 |
| Mar 2018 | 774.2966410969739 | 1.99 | 12.87 |
| Apr 2018 | 781.1665330665367 | 0.89 | 14.98 |
| May 2018 | 796.7050402309293 | 1.99 | 16.99 |
| Jun 2018 | 800.3640901564744 | 0.46 | 18.00 |
| Jul 2018 | 802.8044125951728 | 0.31 | 16.77 |
| Aug 2018 | 809.3187190926861 | 0.81 | 17.77 |
| Sep 2018 | 820.6810122824365 | 1.40 | 19.13 |
| Oct 2018 | 841.4332469643891 | 2.53 | 19.72 |
| Nov 2018 | 849.1400233429711 | 0.92 | 19.35 |
| Dec 2018 | 833.5467213006541 | -1.84 | 15.88 |
| Jan 2019 | 823.5777818501947 | -1.20 | 12.60 |
| Feb 2019 | 820.5021463360099 | -0.37 | 8.07 |
| Mar 2019 | 817.1299149097058 | -0.41 | 5.53 |
| Apr 2019 | 812.0835901833779 | -0.62 | 3.96 |
| May 2019 | 811.2313107016112 | -0.10 | 1.82 |
| Jun 2019 | 793.8477509462043 | -2.14 | -0.81 |
| Jul 2019 | 794.7036001873685 | 0.11 | -1.01 |
| Aug 2019 | 785.0324972651227 | -1.22 | -3.00 |
| Sep 2019 | 786.1628750931811 | 0.14 | -4.21 |
| Oct 2019 | 796.2003829978742 | 1.28 | -5.38 |
| Nov 2019 | 800.6628195566161 | 0.56 | -5.71 |
| Dec 2019 | 807.1761894531583 | 0.81 | -3.16 |
| Jan 2020 | 804.1035579548223 | -0.38 | -2.37 |
| Feb 2020 | 796.7763278979871 | -0.91 | -2.89 |
| Mar 2020 | 802.1229783359602 | 0.67 | -1.84 |
| Apr 2020 | 795.066883353662 | -0.88 | -2.10 |
| May 2020 | 792.3270609737233 | -0.34 | -2.33 |
| Jun 2020 | 789.3672753903514 | -0.37 | -0.56 |
| Jul 2020 | 782.3417975486603 | -0.89 | -1.56 |
| Aug 2020 | 783.6623422240752 | 0.17 | -0.17 |
| Sep 2020 | 790.8232845095567 | 0.91 | 0.59 |
| Oct 2020 | 798.78784027482 | 1.01 | 0.33 |
| Nov 2020 | 806.5135294363745 | 0.97 | 0.73 |
| Dec 2020 | 811.5319715442425 | 0.62 | 0.54 |
| Jan 2021 | 826.2966779916609 | 1.82 | 2.76 |
| Feb 2021 | 843.7232904494482 | 2.11 | 5.89 |
| Mar 2021 | 881.2830853726839 | 4.45 | 9.87 |
| Apr 2021 | 894.1635063726526 | 1.46 | 12.46 |
| May 2021 | 901.5386789445774 | 0.83 | 13.78 |
| Jun 2021 | 923.0966330666715 | 2.39 | 16.94 |
| Jul 2021 | 932.1469874610088 | 0.98 | 19.15 |
| Aug 2021 | 944.9878528552622 | 1.38 | 20.59 |
| Sep 2021 | 960.8619276795462 | 1.68 | 21.50 |
| Oct 2021 | 986.737630621455 | 2.69 | 23.53 |
| Nov 2021 | 997.2910265231956 | 1.07 | 23.66 |
| Dec 2021 | 1011.9107131071227 | 1.47 | 24.69 |
| Jan 2022 | 1068.4460352130507 | 5.59 | 29.31 |
| Feb 2022 | 1128.2649798345587 | 5.60 | 33.73 |
| Mar 2022 | 1208.3579618947115 | 7.10 | 37.11 |
| Apr 2022 | 1342.6302083736805 | 11.11 | 50.16 |
| May 2022 | 1405.021870352149 | 4.65 | 55.85 |
| Jun 2022 | 1469.417423400255 | 4.58 | 59.18 |
| Jul 2022 | 1468.9688694064262 | -0.03 | 57.59 |
| Aug 2022 | 1446.6755898720987 | -1.52 | 53.09 |
| Sep 2022 | 1572.7525691856795 | 8.72 | 63.68 |
| Oct 2022 | 1687.24031613241 | 7.28 | 70.99 |
| Nov 2022 | 1670.4578279202742 | -0.99 | 67.50 |
| Dec 2022 | 1600.8070450947412 | -4.17 | 58.20 |
| Jan 2023 | 1581.2523622784317 | -1.22 | 48.00 |
| Feb 2023 | 1573.6834817469291 | -0.48 | 39.48 |
| Mar 2023 | 1613.371211395907 | 2.52 | 33.52 |
| Apr 2023 | 1587.1192546990849 | -1.63 | 18.21 |
| May 2023 | 1605.7517279909566 | 1.17 | 14.29 |
| Jun 2023 | 1658.012345569095 | 3.26 | 12.84 |
| Jul 2023 | 1682.5066409823164 | 1.48 | 14.54 |
| Aug 2023 | 1720.5011807619153 | 2.26 | 18.93 |
| Sep 2023 | 1735.6921530962086 | 0.88 | 10.36 |
| Oct 2023 | 1793.7706297958555 | 3.35 | 6.31 |
| Nov 2023 | 1758.0781730688252 | -1.99 | 5.25 |
| Dec 2023 | 1658.0014540776504 | -5.69 | 3.57 |
| Jan 2024 | 1632.6051683803278 | -1.53 | 3.25 |
| Feb 2024 | 1657.8073498438466 | 1.54 | 5.35 |
| Mar 2024 | 1672.8995363587933 | 0.91 | 3.69 |
| Apr 2024 | 1708.282025434143 | 2.12 | 7.63 |
| May 2024 | 1723.6396678320284 | 0.90 | 7.34 |
| Jun 2024 | 1702.5732788719624 | -1.22 | 2.69 |
| Jul 2024 | 1687.742698447994 | -0.87 | 0.31 |
| Aug 2024 | 1630.9964120991715 | -3.36 | -5.20 |
| Sep 2024 | 1578.963950590067 | -3.19 | -9.03 |
| Oct 2024 | 1611.664096911808 | 2.07 | -10.15 |
| Nov 2024 | 1664.4742065200767 | 3.28 | -5.32 |
| Dec 2024 | 1651.3495865849645 | -0.79 | -0.40 |
| Jan 2025 | 1689.7376759942977 | 2.33 | 3.50 |
| Feb 2025 | 1674.015573390019 | -0.93 | 0.98 |
| Mar 2025 | 1642.8674593870323 | -1.86 | -1.79 |
| Apr 2025 | 1651.4075623590415 | 0.52 | -3.33 |
| May 2025 | 1660.9996819863075 | 0.58 | -3.63 |
| Jun 2025 | 1656.8269543019267 | -0.25 | -2.69 |
| Jul 2025 | 1636.9560016449348 | -1.20 | -3.01 |
| Aug 2025 | 1611.6037826441855 | -1.55 | -1.19 |
| Sep 2025 | 1573.4696444977928 | -2.37 | -0.35 |
| Oct 2025 | 1556.7276506013504 | -1.06 | -3.41 |
| Nov 2025 | 1555.4386069100794 | -0.08 | -6.55 |
| Dec 2025 | 1551.2843821553186 | -0.27 | -6.06 |
| Jan 2026 | 1541.9212851643308 | -0.60 | -8.75 |
| Feb 2026 | 1537.4136474251536 | -0.29 | -8.16 |