Waco, TX (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Waco, TX Metro in February 2026 was $1,537.414. The month over month percentage change (MoM) was -0.29%, and the year over year percentage change (YoY) was -8.16%.

The chart below shows the trend of the mortgage payments with 10% down for all homes in the Waco, TX metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Waco, TX metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Waco, TX (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Waco, TX (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 551.4174253745596 -1.47 -2.20
Feb 2015 557.8672859508752 1.17 -0.41
Mar 2015 565.2876116837966 1.33 -0.18
Apr 2015 563.231641204589 -0.36 -1.17
May 2015 576.3500267373688 2.33 2.05
Jun 2015 588.3227201120716 2.08 3.87
Jul 2015 595.9637498150479 1.30 5.03
Aug 2015 591.0039334254922 -0.83 3.84
Sep 2015 594.2309018370745 0.55 3.67
Oct 2015 592.9128492549821 -0.22 4.66
Nov 2015 604.802490299503 2.01 7.02
Dec 2015 608.5264378854696 0.62 8.73
Jan 2016 604.8576474491863 -0.60 9.69
Feb 2016 594.522792006385 -1.71 6.57
Mar 2016 597.8066717784632 0.55 5.75
Apr 2016 593.5581937860089 -0.71 5.38
May 2016 595.523929525852 0.33 3.33
Jun 2016 597.6811917287138 0.36 1.59
Jul 2016 593.5804430509208 -0.69 -0.40
Aug 2016 596.9589358991375 0.57 1.01
Sep 2016 602.9000103595337 1.00 1.46
Oct 2016 609.1509926144555 1.04 2.74
Nov 2016 635.1901712348507 4.28 5.02
Dec 2016 671.2648863583706 5.68 10.31
Jan 2017 674.1543934445432 0.43 11.46
Feb 2017 680.4631367174212 0.94 14.46
Mar 2017 685.9973127488306 0.81 14.75
Apr 2017 679.3916695050789 -0.96 14.46
May 2017 681.0109434989133 0.24 14.36
Jun 2017 678.3020061483559 -0.40 13.49
Jul 2017 687.5012242965341 1.36 15.82
Aug 2017 687.2138393308128 -0.04 15.12
Sep 2017 688.9148729890032 0.25 14.27
Oct 2017 702.841035203617 2.02 15.38
Nov 2017 711.4877872756256 1.23 12.01
Dec 2017 719.2929037817812 1.10 7.16
Jan 2018 731.3903387097034 1.68 8.49
Feb 2018 759.195809373454 3.80 11.57
Mar 2018 774.2966410969739 1.99 12.87
Apr 2018 781.1665330665367 0.89 14.98
May 2018 796.7050402309293 1.99 16.99
Jun 2018 800.3640901564744 0.46 18.00
Jul 2018 802.8044125951728 0.31 16.77
Aug 2018 809.3187190926861 0.81 17.77
Sep 2018 820.6810122824365 1.40 19.13
Oct 2018 841.4332469643891 2.53 19.72
Nov 2018 849.1400233429711 0.92 19.35
Dec 2018 833.5467213006541 -1.84 15.88
Jan 2019 823.5777818501947 -1.20 12.60
Feb 2019 820.5021463360099 -0.37 8.07
Mar 2019 817.1299149097058 -0.41 5.53
Apr 2019 812.0835901833779 -0.62 3.96
May 2019 811.2313107016112 -0.10 1.82
Jun 2019 793.8477509462043 -2.14 -0.81
Jul 2019 794.7036001873685 0.11 -1.01
Aug 2019 785.0324972651227 -1.22 -3.00
Sep 2019 786.1628750931811 0.14 -4.21
Oct 2019 796.2003829978742 1.28 -5.38
Nov 2019 800.6628195566161 0.56 -5.71
Dec 2019 807.1761894531583 0.81 -3.16
Jan 2020 804.1035579548223 -0.38 -2.37
Feb 2020 796.7763278979871 -0.91 -2.89
Mar 2020 802.1229783359602 0.67 -1.84
Apr 2020 795.066883353662 -0.88 -2.10
May 2020 792.3270609737233 -0.34 -2.33
Jun 2020 789.3672753903514 -0.37 -0.56
Jul 2020 782.3417975486603 -0.89 -1.56
Aug 2020 783.6623422240752 0.17 -0.17
Sep 2020 790.8232845095567 0.91 0.59
Oct 2020 798.78784027482 1.01 0.33
Nov 2020 806.5135294363745 0.97 0.73
Dec 2020 811.5319715442425 0.62 0.54
Jan 2021 826.2966779916609 1.82 2.76
Feb 2021 843.7232904494482 2.11 5.89
Mar 2021 881.2830853726839 4.45 9.87
Apr 2021 894.1635063726526 1.46 12.46
May 2021 901.5386789445774 0.83 13.78
Jun 2021 923.0966330666715 2.39 16.94
Jul 2021 932.1469874610088 0.98 19.15
Aug 2021 944.9878528552622 1.38 20.59
Sep 2021 960.8619276795462 1.68 21.50
Oct 2021 986.737630621455 2.69 23.53
Nov 2021 997.2910265231956 1.07 23.66
Dec 2021 1011.9107131071227 1.47 24.69
Jan 2022 1068.4460352130507 5.59 29.31
Feb 2022 1128.2649798345587 5.60 33.73
Mar 2022 1208.3579618947115 7.10 37.11
Apr 2022 1342.6302083736805 11.11 50.16
May 2022 1405.021870352149 4.65 55.85
Jun 2022 1469.417423400255 4.58 59.18
Jul 2022 1468.9688694064262 -0.03 57.59
Aug 2022 1446.6755898720987 -1.52 53.09
Sep 2022 1572.7525691856795 8.72 63.68
Oct 2022 1687.24031613241 7.28 70.99
Nov 2022 1670.4578279202742 -0.99 67.50
Dec 2022 1600.8070450947412 -4.17 58.20
Jan 2023 1581.2523622784317 -1.22 48.00
Feb 2023 1573.6834817469291 -0.48 39.48
Mar 2023 1613.371211395907 2.52 33.52
Apr 2023 1587.1192546990849 -1.63 18.21
May 2023 1605.7517279909566 1.17 14.29
Jun 2023 1658.012345569095 3.26 12.84
Jul 2023 1682.5066409823164 1.48 14.54
Aug 2023 1720.5011807619153 2.26 18.93
Sep 2023 1735.6921530962086 0.88 10.36
Oct 2023 1793.7706297958555 3.35 6.31
Nov 2023 1758.0781730688252 -1.99 5.25
Dec 2023 1658.0014540776504 -5.69 3.57
Jan 2024 1632.6051683803278 -1.53 3.25
Feb 2024 1657.8073498438466 1.54 5.35
Mar 2024 1672.8995363587933 0.91 3.69
Apr 2024 1708.282025434143 2.12 7.63
May 2024 1723.6396678320284 0.90 7.34
Jun 2024 1702.5732788719624 -1.22 2.69
Jul 2024 1687.742698447994 -0.87 0.31
Aug 2024 1630.9964120991715 -3.36 -5.20
Sep 2024 1578.963950590067 -3.19 -9.03
Oct 2024 1611.664096911808 2.07 -10.15
Nov 2024 1664.4742065200767 3.28 -5.32
Dec 2024 1651.3495865849645 -0.79 -0.40
Jan 2025 1689.7376759942977 2.33 3.50
Feb 2025 1674.015573390019 -0.93 0.98
Mar 2025 1642.8674593870323 -1.86 -1.79
Apr 2025 1651.4075623590415 0.52 -3.33
May 2025 1660.9996819863075 0.58 -3.63
Jun 2025 1656.8269543019267 -0.25 -2.69
Jul 2025 1636.9560016449348 -1.20 -3.01
Aug 2025 1611.6037826441855 -1.55 -1.19
Sep 2025 1573.4696444977928 -2.37 -0.35
Oct 2025 1556.7276506013504 -1.06 -3.41
Nov 2025 1555.4386069100794 -0.08 -6.55
Dec 2025 1551.2843821553186 -0.27 -6.06
Jan 2026 1541.9212851643308 -0.60 -8.75
Feb 2026 1537.4136474251536 -0.29 -8.16