Waterloo, IA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Waterloo, IA Metro in February 2026 was $1,195.22. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -4.36%.

The chart below shows the trend of the mortgage payments with 10% down for all homes in the Waterloo, IA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Waterloo, IA metro.

You can see similar information for other US metros, and for the United States.

Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.

Data Source: Zillow.
Waterloo, IA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Waterloo, IA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 134
Month Mortgage Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2015 607.9969587135564 -1.82 -5.66
Feb 2015 611.9663922784773 0.65 -3.77
Mar 2015 617.4556844099965 0.90 -3.44
Apr 2015 614.4948185104793 -0.48 -4.33
May 2015 627.8708065971155 2.18 -1.27
Jun 2015 638.2378393346138 1.65 0.29
Jul 2015 642.852231869079 0.72 0.98
Aug 2015 635.1351951658291 -1.20 -0.48
Sep 2015 635.5882225184159 0.07 -0.97
Oct 2015 631.0660401198634 -0.71 -0.07
Nov 2015 641.1191242631858 1.59 2.21
Dec 2015 644.0881606716736 0.46 4.01
Jan 2016 639.202895003987 -0.76 5.13
Feb 2016 626.942885839793 -1.92 2.45
Mar 2016 628.7476904728749 0.29 1.83
Apr 2016 622.220026523333 -1.04 1.26
May 2016 619.9813366589618 -0.36 -1.26
Jun 2016 616.806592750555 -0.51 -3.36
Jul 2016 607.453927146191 -1.52 -5.51
Aug 2016 607.0767893521974 -0.06 -4.42
Sep 2016 609.2627981556877 0.36 -4.14
Oct 2016 610.4491630025643 0.20 -3.27
Nov 2016 629.7594293530714 3.16 -1.77
Dec 2016 657.7036311290473 4.44 2.11
Jan 2017 653.5284844242145 -0.63 2.24
Feb 2017 653.4861915141516 -0.01 4.23
Mar 2017 654.1476162239478 0.10 4.04
Apr 2017 644.5164195636653 -1.47 3.58
May 2017 643.2310737521449 -0.20 3.75
Jun 2017 637.2850094135028 -0.92 3.32
Jul 2017 641.7806900668934 0.71 5.65
Aug 2017 636.7070153175232 -0.79 4.88
Sep 2017 632.6073149802127 -0.64 3.83
Oct 2017 639.8948724191714 1.15 4.82
Nov 2017 643.3322136008949 0.54 2.15
Dec 2017 646.9038878789897 0.56 -1.64
Jan 2018 653.6840537769957 1.05 0.02
Feb 2018 675.0649197315984 3.27 3.30
Mar 2018 684.772984902284 1.44 4.68
Apr 2018 688.6900382813693 0.57 6.85
May 2018 699.2119312413759 1.53 8.70
Jun 2018 699.6352624489364 0.06 9.78
Jul 2018 698.8991552772217 -0.10 8.90
Aug 2018 701.8692975049435 0.43 10.23
Sep 2018 708.9925528643633 1.01 12.08
Oct 2018 724.5044330875186 2.19 13.22
Nov 2018 729.7121883640859 0.72 13.43
Dec 2018 715.7925773877942 -1.91 10.65
Jan 2019 705.981114422433 -1.37 8.00
Feb 2019 702.9210460226409 -0.43 4.13
Mar 2019 699.4479737777799 -0.49 2.14
Apr 2019 694.6241661134665 -0.69 0.86
May 2019 692.4113177010128 -0.32 -0.97
Jun 2019 676.7823926041073 -2.26 -3.27
Jul 2019 677.1137222243549 0.05 -3.12
Aug 2019 669.2326747082352 -1.16 -4.65
Sep 2019 670.1803453033217 0.14 -5.47
Oct 2019 678.5316461012703 1.25 -6.34
Nov 2019 682.0968926589113 0.53 -6.52
Dec 2019 686.5960860781728 0.66 -4.08
Jan 2020 681.1537171365353 -0.79 -3.52
Feb 2020 669.9287983734354 -1.65 -4.69
Mar 2020 668.6307099200922 -0.19 -4.41
Apr 2020 659.2442225362884 -1.40 -5.09
May 2020 655.2854243262417 -0.60 -5.36
Jun 2020 651.6223700674831 -0.56 -3.72
Jul 2020 642.9811584637785 -1.33 -5.04
Aug 2020 640.1595551049234 -0.44 -4.34
Sep 2020 642.6082921123366 0.38 -4.11
Oct 2020 643.6333335475501 0.16 -5.14
Nov 2020 642.8326263630654 -0.12 -5.76
Dec 2020 638.5775379897764 -0.66 -6.99
Jan 2021 642.9212667715202 0.68 -5.61
Feb 2021 649.3813254724699 1.00 -3.07
Mar 2021 670.4614537741655 3.25 0.27
Apr 2021 672.0393739418993 0.24 1.94
May 2021 669.4344107391507 -0.39 2.16
Jun 2021 676.9148928020962 1.12 3.88
Jul 2021 676.3624331492235 -0.08 5.19
Aug 2021 679.841707124249 0.51 6.20
Sep 2021 686.9426026860021 1.04 6.90
Oct 2021 701.5334621402078 2.12 9.00
Nov 2021 704.2226730768544 0.38 9.55
Dec 2021 709.2396624015279 0.71 11.07
Jan 2022 741.0089471634066 4.48 15.26
Feb 2022 773.8215561103154 4.43 19.16
Mar 2022 817.7584127470734 5.68 21.97
Apr 2022 898.3219485874027 9.85 33.67
May 2022 932.1050614689561 3.76 39.24
Jun 2022 970.6683122338563 4.14 43.40
Jul 2022 968.6165192652761 -0.21 43.21
Aug 2022 953.983245291972 -1.51 40.32
Sep 2022 1038.7131014770098 8.88 51.21
Oct 2022 1117.9093521194852 7.62 59.35
Nov 2022 1111.2400784858755 -0.60 57.80
Dec 2022 1070.235044457713 -3.69 50.90
Jan 2023 1062.1962790444325 -0.75 43.35
Feb 2023 1062.0479935732792 -0.01 37.25
Mar 2023 1092.9196190500902 2.91 33.65
Apr 2023 1078.6102993485445 -1.31 20.07
May 2023 1096.1979269419214 1.63 17.61
Jun 2023 1138.2498679590935 3.84 17.27
Jul 2023 1162.5193346514204 2.13 20.02
Aug 2023 1194.165284300035 2.72 25.18
Sep 2023 1210.5909304220993 1.38 16.55
Oct 2023 1257.8960964651517 3.91 12.52
Nov 2023 1239.879213156472 -1.43 11.58
Dec 2023 1173.3822634600197 -5.36 9.64
Jan 2024 1155.7196164619377 -1.50 8.81
Feb 2024 1172.7173002016998 1.47 10.42
Mar 2024 1184.9889601345176 1.05 8.42
Apr 2024 1213.457143634228 2.40 12.50
May 2024 1229.327934603077 1.31 12.15
Jun 2024 1217.7416423215757 -0.94 6.98
Jul 2024 1211.0507459527448 -0.55 4.18
Aug 2024 1173.7389903576532 -3.08 -1.71
Sep 2024 1140.408466314162 -2.84 -5.80
Oct 2024 1169.8907806542622 2.59 -7.00
Nov 2024 1217.2679945375362 4.05 -1.82
Dec 2024 1217.3442313558483 0.01 3.75
Jan 2025 1255.0279729321994 3.10 8.59
Feb 2025 1249.7213015968466 -0.42 6.57
Mar 2025 1231.263640834803 -1.48 3.91
Apr 2025 1241.3198966896302 0.82 2.30
May 2025 1251.9331117943264 0.86 1.84
Jun 2025 1252.866616830149 0.08 2.88
Jul 2025 1245.327320700835 -0.60 2.83
Aug 2025 1234.7040828627808 -0.85 5.19
Sep 2025 1212.549317959264 -1.79 6.33
Oct 2025 1204.2758610571905 -0.68 2.94
Nov 2025 1205.6175193714137 0.11 -0.96
Dec 2025 1205.2630840307265 -0.03 -0.99
Jan 2026 1199.1934861627706 -0.50 -4.45
Feb 2026 1195.2196815103339 -0.33 -4.36