Waterloo, IA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Waterloo, IA Metro in February 2026 was $1,195.22. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -4.36%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Waterloo, IA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Waterloo, IA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 607.9969587135564 | -1.82 | -5.66 |
| Feb 2015 | 611.9663922784773 | 0.65 | -3.77 |
| Mar 2015 | 617.4556844099965 | 0.90 | -3.44 |
| Apr 2015 | 614.4948185104793 | -0.48 | -4.33 |
| May 2015 | 627.8708065971155 | 2.18 | -1.27 |
| Jun 2015 | 638.2378393346138 | 1.65 | 0.29 |
| Jul 2015 | 642.852231869079 | 0.72 | 0.98 |
| Aug 2015 | 635.1351951658291 | -1.20 | -0.48 |
| Sep 2015 | 635.5882225184159 | 0.07 | -0.97 |
| Oct 2015 | 631.0660401198634 | -0.71 | -0.07 |
| Nov 2015 | 641.1191242631858 | 1.59 | 2.21 |
| Dec 2015 | 644.0881606716736 | 0.46 | 4.01 |
| Jan 2016 | 639.202895003987 | -0.76 | 5.13 |
| Feb 2016 | 626.942885839793 | -1.92 | 2.45 |
| Mar 2016 | 628.7476904728749 | 0.29 | 1.83 |
| Apr 2016 | 622.220026523333 | -1.04 | 1.26 |
| May 2016 | 619.9813366589618 | -0.36 | -1.26 |
| Jun 2016 | 616.806592750555 | -0.51 | -3.36 |
| Jul 2016 | 607.453927146191 | -1.52 | -5.51 |
| Aug 2016 | 607.0767893521974 | -0.06 | -4.42 |
| Sep 2016 | 609.2627981556877 | 0.36 | -4.14 |
| Oct 2016 | 610.4491630025643 | 0.20 | -3.27 |
| Nov 2016 | 629.7594293530714 | 3.16 | -1.77 |
| Dec 2016 | 657.7036311290473 | 4.44 | 2.11 |
| Jan 2017 | 653.5284844242145 | -0.63 | 2.24 |
| Feb 2017 | 653.4861915141516 | -0.01 | 4.23 |
| Mar 2017 | 654.1476162239478 | 0.10 | 4.04 |
| Apr 2017 | 644.5164195636653 | -1.47 | 3.58 |
| May 2017 | 643.2310737521449 | -0.20 | 3.75 |
| Jun 2017 | 637.2850094135028 | -0.92 | 3.32 |
| Jul 2017 | 641.7806900668934 | 0.71 | 5.65 |
| Aug 2017 | 636.7070153175232 | -0.79 | 4.88 |
| Sep 2017 | 632.6073149802127 | -0.64 | 3.83 |
| Oct 2017 | 639.8948724191714 | 1.15 | 4.82 |
| Nov 2017 | 643.3322136008949 | 0.54 | 2.15 |
| Dec 2017 | 646.9038878789897 | 0.56 | -1.64 |
| Jan 2018 | 653.6840537769957 | 1.05 | 0.02 |
| Feb 2018 | 675.0649197315984 | 3.27 | 3.30 |
| Mar 2018 | 684.772984902284 | 1.44 | 4.68 |
| Apr 2018 | 688.6900382813693 | 0.57 | 6.85 |
| May 2018 | 699.2119312413759 | 1.53 | 8.70 |
| Jun 2018 | 699.6352624489364 | 0.06 | 9.78 |
| Jul 2018 | 698.8991552772217 | -0.10 | 8.90 |
| Aug 2018 | 701.8692975049435 | 0.43 | 10.23 |
| Sep 2018 | 708.9925528643633 | 1.01 | 12.08 |
| Oct 2018 | 724.5044330875186 | 2.19 | 13.22 |
| Nov 2018 | 729.7121883640859 | 0.72 | 13.43 |
| Dec 2018 | 715.7925773877942 | -1.91 | 10.65 |
| Jan 2019 | 705.981114422433 | -1.37 | 8.00 |
| Feb 2019 | 702.9210460226409 | -0.43 | 4.13 |
| Mar 2019 | 699.4479737777799 | -0.49 | 2.14 |
| Apr 2019 | 694.6241661134665 | -0.69 | 0.86 |
| May 2019 | 692.4113177010128 | -0.32 | -0.97 |
| Jun 2019 | 676.7823926041073 | -2.26 | -3.27 |
| Jul 2019 | 677.1137222243549 | 0.05 | -3.12 |
| Aug 2019 | 669.2326747082352 | -1.16 | -4.65 |
| Sep 2019 | 670.1803453033217 | 0.14 | -5.47 |
| Oct 2019 | 678.5316461012703 | 1.25 | -6.34 |
| Nov 2019 | 682.0968926589113 | 0.53 | -6.52 |
| Dec 2019 | 686.5960860781728 | 0.66 | -4.08 |
| Jan 2020 | 681.1537171365353 | -0.79 | -3.52 |
| Feb 2020 | 669.9287983734354 | -1.65 | -4.69 |
| Mar 2020 | 668.6307099200922 | -0.19 | -4.41 |
| Apr 2020 | 659.2442225362884 | -1.40 | -5.09 |
| May 2020 | 655.2854243262417 | -0.60 | -5.36 |
| Jun 2020 | 651.6223700674831 | -0.56 | -3.72 |
| Jul 2020 | 642.9811584637785 | -1.33 | -5.04 |
| Aug 2020 | 640.1595551049234 | -0.44 | -4.34 |
| Sep 2020 | 642.6082921123366 | 0.38 | -4.11 |
| Oct 2020 | 643.6333335475501 | 0.16 | -5.14 |
| Nov 2020 | 642.8326263630654 | -0.12 | -5.76 |
| Dec 2020 | 638.5775379897764 | -0.66 | -6.99 |
| Jan 2021 | 642.9212667715202 | 0.68 | -5.61 |
| Feb 2021 | 649.3813254724699 | 1.00 | -3.07 |
| Mar 2021 | 670.4614537741655 | 3.25 | 0.27 |
| Apr 2021 | 672.0393739418993 | 0.24 | 1.94 |
| May 2021 | 669.4344107391507 | -0.39 | 2.16 |
| Jun 2021 | 676.9148928020962 | 1.12 | 3.88 |
| Jul 2021 | 676.3624331492235 | -0.08 | 5.19 |
| Aug 2021 | 679.841707124249 | 0.51 | 6.20 |
| Sep 2021 | 686.9426026860021 | 1.04 | 6.90 |
| Oct 2021 | 701.5334621402078 | 2.12 | 9.00 |
| Nov 2021 | 704.2226730768544 | 0.38 | 9.55 |
| Dec 2021 | 709.2396624015279 | 0.71 | 11.07 |
| Jan 2022 | 741.0089471634066 | 4.48 | 15.26 |
| Feb 2022 | 773.8215561103154 | 4.43 | 19.16 |
| Mar 2022 | 817.7584127470734 | 5.68 | 21.97 |
| Apr 2022 | 898.3219485874027 | 9.85 | 33.67 |
| May 2022 | 932.1050614689561 | 3.76 | 39.24 |
| Jun 2022 | 970.6683122338563 | 4.14 | 43.40 |
| Jul 2022 | 968.6165192652761 | -0.21 | 43.21 |
| Aug 2022 | 953.983245291972 | -1.51 | 40.32 |
| Sep 2022 | 1038.7131014770098 | 8.88 | 51.21 |
| Oct 2022 | 1117.9093521194852 | 7.62 | 59.35 |
| Nov 2022 | 1111.2400784858755 | -0.60 | 57.80 |
| Dec 2022 | 1070.235044457713 | -3.69 | 50.90 |
| Jan 2023 | 1062.1962790444325 | -0.75 | 43.35 |
| Feb 2023 | 1062.0479935732792 | -0.01 | 37.25 |
| Mar 2023 | 1092.9196190500902 | 2.91 | 33.65 |
| Apr 2023 | 1078.6102993485445 | -1.31 | 20.07 |
| May 2023 | 1096.1979269419214 | 1.63 | 17.61 |
| Jun 2023 | 1138.2498679590935 | 3.84 | 17.27 |
| Jul 2023 | 1162.5193346514204 | 2.13 | 20.02 |
| Aug 2023 | 1194.165284300035 | 2.72 | 25.18 |
| Sep 2023 | 1210.5909304220993 | 1.38 | 16.55 |
| Oct 2023 | 1257.8960964651517 | 3.91 | 12.52 |
| Nov 2023 | 1239.879213156472 | -1.43 | 11.58 |
| Dec 2023 | 1173.3822634600197 | -5.36 | 9.64 |
| Jan 2024 | 1155.7196164619377 | -1.50 | 8.81 |
| Feb 2024 | 1172.7173002016998 | 1.47 | 10.42 |
| Mar 2024 | 1184.9889601345176 | 1.05 | 8.42 |
| Apr 2024 | 1213.457143634228 | 2.40 | 12.50 |
| May 2024 | 1229.327934603077 | 1.31 | 12.15 |
| Jun 2024 | 1217.7416423215757 | -0.94 | 6.98 |
| Jul 2024 | 1211.0507459527448 | -0.55 | 4.18 |
| Aug 2024 | 1173.7389903576532 | -3.08 | -1.71 |
| Sep 2024 | 1140.408466314162 | -2.84 | -5.80 |
| Oct 2024 | 1169.8907806542622 | 2.59 | -7.00 |
| Nov 2024 | 1217.2679945375362 | 4.05 | -1.82 |
| Dec 2024 | 1217.3442313558483 | 0.01 | 3.75 |
| Jan 2025 | 1255.0279729321994 | 3.10 | 8.59 |
| Feb 2025 | 1249.7213015968466 | -0.42 | 6.57 |
| Mar 2025 | 1231.263640834803 | -1.48 | 3.91 |
| Apr 2025 | 1241.3198966896302 | 0.82 | 2.30 |
| May 2025 | 1251.9331117943264 | 0.86 | 1.84 |
| Jun 2025 | 1252.866616830149 | 0.08 | 2.88 |
| Jul 2025 | 1245.327320700835 | -0.60 | 2.83 |
| Aug 2025 | 1234.7040828627808 | -0.85 | 5.19 |
| Sep 2025 | 1212.549317959264 | -1.79 | 6.33 |
| Oct 2025 | 1204.2758610571905 | -0.68 | 2.94 |
| Nov 2025 | 1205.6175193714137 | 0.11 | -0.96 |
| Dec 2025 | 1205.2630840307265 | -0.03 | -0.99 |
| Jan 2026 | 1199.1934861627706 | -0.50 | -4.45 |
| Feb 2026 | 1195.2196815103339 | -0.33 | -4.36 |