Watertown, NY (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Watertown, NY Metro in February 2026 was $1,321.929. The month over month percentage change (MoM) was -0.06%, and the year over year percentage change (YoY) was -6.24%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Watertown, NY metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Watertown, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Watertown, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Watertown, NY (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Watertown, NY (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 680.8209093212183 | -1.92 | -9.00 |
| Feb 2015 | 685.0970108039685 | 0.63 | -7.61 |
| Mar 2015 | 689.7562856816862 | 0.68 | -7.70 |
| Apr 2015 | 683.4722258525519 | -0.91 | -8.69 |
| May 2015 | 697.0397839452614 | 1.99 | -5.69 |
| Jun 2015 | 710.321620065685 | 1.91 | -3.84 |
| Jul 2015 | 718.3650037596087 | 1.13 | -2.53 |
| Aug 2015 | 711.1847970466251 | -1.00 | -3.00 |
| Sep 2015 | 710.5517933850944 | -0.09 | -2.87 |
| Oct 2015 | 701.9219330887015 | -1.22 | -1.81 |
| Nov 2015 | 707.8387038535745 | 0.84 | 0.22 |
| Dec 2015 | 706.7620840595469 | -0.15 | 1.82 |
| Jan 2016 | 699.4869181190396 | -1.03 | 2.74 |
| Feb 2016 | 686.0865574912127 | -1.92 | 0.14 |
| Mar 2016 | 688.1546395937797 | 0.30 | -0.23 |
| Apr 2016 | 680.099845695655 | -1.17 | -0.49 |
| May 2016 | 677.8863935664652 | -0.32 | -2.75 |
| Jun 2016 | 675.6727141640282 | -0.33 | -4.88 |
| Jul 2016 | 666.3413604113696 | -1.38 | -7.24 |
| Aug 2016 | 664.7202657573268 | -0.24 | -6.53 |
| Sep 2016 | 664.2679652658749 | -0.07 | -6.51 |
| Oct 2016 | 663.5776540028421 | -0.10 | -5.46 |
| Nov 2016 | 684.2998185306722 | 3.12 | -3.32 |
| Dec 2016 | 716.4755795025251 | 4.70 | 1.37 |
| Jan 2017 | 713.6032194632999 | -0.40 | 2.02 |
| Feb 2017 | 713.4092354851672 | -0.03 | 3.98 |
| Mar 2017 | 712.6385329791144 | -0.11 | 3.56 |
| Apr 2017 | 700.0303385127662 | -1.77 | 2.93 |
| May 2017 | 696.7800750738179 | -0.46 | 2.79 |
| Jun 2017 | 687.7708771114832 | -1.29 | 1.79 |
| Jul 2017 | 692.7189294290117 | 0.72 | 3.96 |
| Aug 2017 | 688.5293001261189 | -0.60 | 3.58 |
| Sep 2017 | 686.5897856458248 | -0.28 | 3.36 |
| Oct 2017 | 695.2923922595858 | 1.27 | 4.78 |
| Nov 2017 | 699.7763298789289 | 0.65 | 2.26 |
| Dec 2017 | 704.1444024420326 | 0.62 | -1.72 |
| Jan 2018 | 711.6836283482021 | 1.07 | -0.27 |
| Feb 2018 | 732.778239205766 | 2.96 | 2.72 |
| Mar 2018 | 741.310110034494 | 1.16 | 4.02 |
| Apr 2018 | 744.5981154485504 | 0.44 | 6.37 |
| May 2018 | 757.9927586981564 | 1.80 | 8.79 |
| Jun 2018 | 761.555338308548 | 0.47 | 10.73 |
| Jul 2018 | 763.9047514494923 | 0.31 | 10.28 |
| Aug 2018 | 769.7789131575288 | 0.77 | 11.80 |
| Sep 2018 | 778.7984855893217 | 1.17 | 13.43 |
| Oct 2018 | 793.3590187136825 | 1.87 | 14.10 |
| Nov 2018 | 794.3329735346401 | 0.12 | 13.51 |
| Dec 2018 | 774.0405769565169 | -2.56 | 9.93 |
| Jan 2019 | 760.6558016700826 | -1.73 | 6.88 |
| Feb 2019 | 754.8155315391857 | -0.77 | 3.01 |
| Mar 2019 | 750.0313548273863 | -0.63 | 1.18 |
| Apr 2019 | 743.3453360622786 | -0.89 | -0.17 |
| May 2019 | 739.8701340531861 | -0.47 | -2.39 |
| Jun 2019 | 721.1009824673064 | -2.54 | -5.31 |
| Jul 2019 | 720.9317908755793 | -0.02 | -5.62 |
| Aug 2019 | 713.1163860127277 | -1.08 | -7.36 |
| Sep 2019 | 715.6705010686073 | 0.36 | -8.11 |
| Oct 2019 | 725.0647792479253 | 1.31 | -8.61 |
| Nov 2019 | 728.3433219094999 | 0.45 | -8.31 |
| Dec 2019 | 732.8093408004372 | 0.61 | -5.33 |
| Jan 2020 | 727.2050746484448 | -0.76 | -4.40 |
| Feb 2020 | 717.4071524487501 | -1.35 | -4.96 |
| Mar 2020 | 718.1643941699366 | 0.11 | -4.25 |
| Apr 2020 | 709.7019774417718 | -1.18 | -4.53 |
| May 2020 | 705.4468416582968 | -0.60 | -4.65 |
| Jun 2020 | 700.9002999437023 | -0.64 | -2.80 |
| Jul 2020 | 690.2931847214227 | -1.51 | -4.25 |
| Aug 2020 | 685.5317263200619 | -0.69 | -3.87 |
| Sep 2020 | 687.380975420471 | 0.27 | -3.95 |
| Oct 2020 | 692.498140911723 | 0.74 | -4.49 |
| Nov 2020 | 699.5025199182248 | 1.01 | -3.96 |
| Dec 2020 | 703.8506358132342 | 0.62 | -3.95 |
| Jan 2021 | 715.5789941797641 | 1.67 | -1.60 |
| Feb 2021 | 727.376208916578 | 1.65 | 1.39 |
| Mar 2021 | 754.996394889653 | 3.80 | 5.13 |
| Apr 2021 | 759.1164906796523 | 0.55 | 6.96 |
| May 2021 | 759.4569713444284 | 0.05 | 7.66 |
| Jun 2021 | 769.1119303864673 | 1.27 | 9.73 |
| Jul 2021 | 767.5448249245605 | -0.20 | 11.19 |
| Aug 2021 | 767.7225613430168 | 0.02 | 11.99 |
| Sep 2021 | 770.849438377455 | 0.41 | 12.14 |
| Oct 2021 | 783.8165309270089 | 1.68 | 13.19 |
| Nov 2021 | 785.0112306728827 | 0.15 | 12.22 |
| Dec 2021 | 791.2873372070576 | 0.80 | 12.42 |
| Jan 2022 | 829.374365358332 | 4.81 | 15.90 |
| Feb 2022 | 868.3123563447518 | 4.70 | 19.38 |
| Mar 2022 | 919.672210625311 | 5.92 | 21.81 |
| Apr 2022 | 1012.8877305135532 | 10.14 | 33.43 |
| May 2022 | 1053.8966043550145 | 4.05 | 38.77 |
| Jun 2022 | 1103.8836654621732 | 4.74 | 43.53 |
| Jul 2022 | 1106.0034466424895 | 0.19 | 44.10 |
| Aug 2022 | 1092.748184262623 | -1.20 | 42.34 |
| Sep 2022 | 1187.868475771427 | 8.71 | 54.10 |
| Oct 2022 | 1275.6867670750864 | 7.39 | 62.75 |
| Nov 2022 | 1264.0859398739422 | -0.91 | 61.03 |
| Dec 2022 | 1215.4179683131758 | -3.85 | 53.60 |
| Jan 2023 | 1201.6812191426882 | -1.13 | 44.89 |
| Feb 2023 | 1196.069081086337 | -0.47 | 37.75 |
| Mar 2023 | 1223.3662500040093 | 2.28 | 33.02 |
| Apr 2023 | 1201.360234015708 | -1.80 | 18.61 |
| May 2023 | 1214.636046810725 | 1.11 | 15.25 |
| Jun 2023 | 1256.786047462765 | 3.47 | 13.85 |
| Jul 2023 | 1282.9028449201353 | 2.08 | 15.99 |
| Aug 2023 | 1322.675703150363 | 3.10 | 21.04 |
| Sep 2023 | 1348.5136047167807 | 1.95 | 13.52 |
| Oct 2023 | 1409.864440146151 | 4.55 | 10.52 |
| Nov 2023 | 1399.4754915456324 | -0.74 | 10.71 |
| Dec 2023 | 1329.1955381780456 | -5.02 | 9.36 |
| Jan 2024 | 1307.7611811177815 | -1.61 | 8.83 |
| Feb 2024 | 1321.4036905712032 | 1.04 | 10.48 |
| Mar 2024 | 1330.4544019048756 | 0.69 | 8.75 |
| Apr 2024 | 1362.3631258111802 | 2.40 | 13.40 |
| May 2024 | 1385.6068097539523 | 1.71 | 14.08 |
| Jun 2024 | 1384.487671400918 | -0.08 | 10.16 |
| Jul 2024 | 1388.1065576458145 | 0.26 | 8.20 |
| Aug 2024 | 1353.7689814357125 | -2.47 | 2.35 |
| Sep 2024 | 1318.063659770272 | -2.64 | -2.26 |
| Oct 2024 | 1353.0298163156065 | 2.65 | -4.03 |
| Nov 2024 | 1403.5345448320752 | 3.73 | 0.29 |
| Dec 2024 | 1396.1004969589558 | -0.53 | 5.03 |
| Jan 2025 | 1426.2566261680722 | 2.16 | 9.06 |
| Feb 2025 | 1409.9296783590567 | -1.14 | 6.70 |
| Mar 2025 | 1379.5767698191003 | -2.15 | 3.69 |
| Apr 2025 | 1386.3133708001835 | 0.49 | 1.76 |
| May 2025 | 1395.7450446211735 | 0.68 | 0.73 |
| Jun 2025 | 1397.4992298227664 | 0.13 | 0.94 |
| Jul 2025 | 1388.956795626945 | -0.61 | 0.06 |
| Aug 2025 | 1374.5445759955935 | -1.04 | 1.54 |
| Sep 2025 | 1346.8395577812976 | -2.02 | 2.18 |
| Oct 2025 | 1335.733335064296 | -0.82 | -1.28 |
| Nov 2025 | 1334.9096761846574 | -0.06 | -4.89 |
| Dec 2025 | 1330.7867614712115 | -0.31 | -4.68 |
| Jan 2026 | 1322.7168023358704 | -0.61 | -7.26 |
| Feb 2026 | 1321.9285283606987 | -0.06 | -6.24 |
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