Wilmington, NC (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Wilmington, NC Metro in February 2026 was $2,681.483. The month over month percentage change (MoM) was -0.52%, and the year over year percentage change (YoY) was -8.09%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Wilmington, NC metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Wilmington, NC metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Wilmington, NC (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Wilmington, NC (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Wilmington, NC (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1017.2703390241346 | -1.63 | -4.28 |
| Feb 2015 | 1026.2265841811698 | 0.88 | -2.65 |
| Mar 2015 | 1035.6567494103201 | 0.92 | -2.52 |
| Apr 2015 | 1028.9066644024242 | -0.65 | -3.36 |
| May 2015 | 1050.7293502026419 | 2.12 | -0.02 |
| Jun 2015 | 1069.9966968964038 | 1.83 | 1.98 |
| Jul 2015 | 1081.4397482409952 | 1.07 | 3.15 |
| Aug 2015 | 1070.8907308391754 | -0.97 | 2.08 |
| Sep 2015 | 1076.39071649484 | 0.51 | 1.75 |
| Oct 2015 | 1073.7168815715313 | -0.25 | 2.59 |
| Nov 2015 | 1097.1143947807886 | 2.18 | 4.98 |
| Dec 2015 | 1106.607027282819 | 0.87 | 7.00 |
| Jan 2016 | 1103.5803360118748 | -0.27 | 8.48 |
| Feb 2016 | 1086.3528123855526 | -1.56 | 5.86 |
| Mar 2016 | 1093.5074243969334 | 0.66 | 5.59 |
| Apr 2016 | 1085.438773773873 | -0.74 | 5.49 |
| May 2016 | 1086.062757163888 | 0.06 | 3.36 |
| Jun 2016 | 1084.80454781681 | -0.12 | 1.38 |
| Jul 2016 | 1071.384800196513 | -1.24 | -0.93 |
| Aug 2016 | 1072.1806451914326 | 0.07 | 0.12 |
| Sep 2016 | 1078.1334783591826 | 0.56 | 0.16 |
| Oct 2016 | 1084.4168191456129 | 0.58 | 1.00 |
| Nov 2016 | 1125.2296872889287 | 3.76 | 2.56 |
| Dec 2016 | 1182.0622402400986 | 5.05 | 6.82 |
| Jan 2017 | 1181.4019881743345 | -0.06 | 7.05 |
| Feb 2017 | 1188.982454638447 | 0.64 | 9.45 |
| Mar 2017 | 1198.7360916878206 | 0.82 | 9.62 |
| Apr 2017 | 1189.0608970071103 | -0.81 | 9.55 |
| May 2017 | 1192.9194138069768 | 0.33 | 9.84 |
| Jun 2017 | 1187.552376710867 | -0.45 | 9.47 |
| Jul 2017 | 1200.543808612288 | 1.09 | 12.06 |
| Aug 2017 | 1194.4876753409653 | -0.50 | 11.41 |
| Sep 2017 | 1189.5402120065237 | -0.41 | 10.33 |
| Oct 2017 | 1204.94836640074 | 1.30 | 11.12 |
| Nov 2017 | 1213.6226975757027 | 0.72 | 7.86 |
| Dec 2017 | 1223.5490800245955 | 0.82 | 3.51 |
| Jan 2018 | 1241.1900355142986 | 1.44 | 5.06 |
| Feb 2018 | 1286.4651862648298 | 3.65 | 8.20 |
| Mar 2018 | 1308.0445850992503 | 1.68 | 9.12 |
| Apr 2018 | 1317.192039997312 | 0.70 | 10.78 |
| May 2018 | 1338.3849154523793 | 1.61 | 12.19 |
| Jun 2018 | 1340.4733475650655 | 0.16 | 12.88 |
| Jul 2018 | 1339.297445000568 | -0.09 | 11.56 |
| Aug 2018 | 1347.218339296021 | 0.59 | 12.79 |
| Sep 2018 | 1363.0056224852851 | 1.17 | 14.58 |
| Oct 2018 | 1396.0624336639873 | 2.42 | 15.86 |
| Nov 2018 | 1405.3932273193075 | 0.67 | 15.80 |
| Dec 2018 | 1378.2731518772905 | -1.93 | 12.65 |
| Jan 2019 | 1358.978611195468 | -1.40 | 9.49 |
| Feb 2019 | 1352.6900491325998 | -0.46 | 5.15 |
| Mar 2019 | 1346.6155388261348 | -0.45 | 2.95 |
| Apr 2019 | 1339.2081129979456 | -0.55 | 1.67 |
| May 2019 | 1337.295496297665 | -0.14 | -0.08 |
| Jun 2019 | 1306.0376200948126 | -2.34 | -2.57 |
| Jul 2019 | 1305.1496359575615 | -0.07 | -2.55 |
| Aug 2019 | 1289.4792115591224 | -1.20 | -4.29 |
| Sep 2019 | 1291.8587739974807 | 0.19 | -5.22 |
| Oct 2019 | 1308.0868727976892 | 1.26 | -6.30 |
| Nov 2019 | 1315.3650016775534 | 0.56 | -6.41 |
| Dec 2019 | 1326.3780843678105 | 0.84 | -3.76 |
| Jan 2020 | 1320.5634474481565 | -0.44 | -2.83 |
| Feb 2020 | 1306.7275614770235 | -1.05 | -3.40 |
| Mar 2020 | 1314.1332303835907 | 0.57 | -2.41 |
| Apr 2020 | 1303.0355772494904 | -0.84 | -2.70 |
| May 2020 | 1297.8367802289629 | -0.40 | -2.95 |
| Jun 2020 | 1290.651365269076 | -0.55 | -1.18 |
| Jul 2020 | 1274.1992920484174 | -1.27 | -2.37 |
| Aug 2020 | 1271.2799544425952 | -0.23 | -1.41 |
| Sep 2020 | 1278.4485967107184 | 0.56 | -1.04 |
| Oct 2020 | 1287.2930708940667 | 0.69 | -1.59 |
| Nov 2020 | 1295.5615463584345 | 0.64 | -1.51 |
| Dec 2020 | 1301.8240666619931 | 0.48 | -1.85 |
| Jan 2021 | 1326.2351836004939 | 1.88 | 0.43 |
| Feb 2021 | 1355.71777469341 | 2.22 | 3.75 |
| Mar 2021 | 1416.0678819599532 | 4.45 | 7.76 |
| Apr 2021 | 1434.9765107442495 | 1.34 | 10.13 |
| May 2021 | 1445.9799030482873 | 0.77 | 11.42 |
| Jun 2021 | 1475.9219563971365 | 2.07 | 14.36 |
| Jul 2021 | 1486.209720819229 | 0.70 | 16.64 |
| Aug 2021 | 1504.1563355415772 | 1.21 | 18.32 |
| Sep 2021 | 1531.6434906223567 | 1.83 | 19.81 |
| Oct 2021 | 1576.253704979381 | 2.91 | 22.45 |
| Nov 2021 | 1593.720508837937 | 1.11 | 23.01 |
| Dec 2021 | 1616.7730267083373 | 1.45 | 24.19 |
| Jan 2022 | 1700.3319304124968 | 5.17 | 28.21 |
| Feb 2022 | 1786.9073414934974 | 5.09 | 31.81 |
| Mar 2022 | 1902.586028022129 | 6.47 | 34.36 |
| Apr 2022 | 2110.031403212881 | 10.90 | 47.04 |
| May 2022 | 2206.670106675597 | 4.58 | 52.61 |
| Jun 2022 | 2310.0163454499425 | 4.68 | 56.51 |
| Jul 2022 | 2310.430767298827 | 0.02 | 55.46 |
| Aug 2022 | 2281.4824102605535 | -1.25 | 51.68 |
| Sep 2022 | 2491.119725355129 | 9.19 | 62.64 |
| Oct 2022 | 2689.3979652183057 | 7.96 | 70.62 |
| Nov 2022 | 2676.2456668739646 | -0.49 | 67.92 |
| Dec 2022 | 2575.279831316625 | -3.77 | 59.29 |
| Jan 2023 | 2551.5978067630126 | -0.92 | 50.07 |
| Feb 2023 | 2548.9990020857686 | -0.10 | 42.65 |
| Mar 2023 | 2625.72867354041 | 3.01 | 38.01 |
| Apr 2023 | 2593.8309920491993 | -1.22 | 22.93 |
| May 2023 | 2634.9211318161533 | 1.58 | 19.41 |
| Jun 2023 | 2728.8667046309433 | 3.57 | 18.13 |
| Jul 2023 | 2780.65958070654 | 1.90 | 20.35 |
| Aug 2023 | 2856.6007683457483 | 2.73 | 25.21 |
| Sep 2023 | 2902.4103814272767 | 1.60 | 16.51 |
| Oct 2023 | 3022.871562371266 | 4.15 | 12.40 |
| Nov 2023 | 2986.6291869052475 | -1.20 | 11.60 |
| Dec 2023 | 2832.5345819082745 | -5.16 | 9.99 |
| Jan 2024 | 2797.0050431909544 | -1.25 | 9.62 |
| Feb 2024 | 2841.64044049385 | 1.60 | 11.48 |
| Mar 2024 | 2866.660386259322 | 0.88 | 9.18 |
| Apr 2024 | 2925.774335101454 | 2.06 | 12.80 |
| May 2024 | 2953.6501817447297 | 0.95 | 12.10 |
| Jun 2024 | 2918.5559105540005 | -1.19 | 6.95 |
| Jul 2024 | 2898.758296590116 | -0.68 | 4.25 |
| Aug 2024 | 2807.1319759840094 | -3.16 | -1.73 |
| Sep 2024 | 2727.43399884589 | -2.84 | -6.03 |
| Oct 2024 | 2794.3676453082676 | 2.45 | -7.56 |
| Nov 2024 | 2895.416321512678 | 3.62 | -3.05 |
| Dec 2024 | 2874.6356805282944 | -0.72 | 1.49 |
| Jan 2025 | 2943.053738807576 | 2.38 | 5.22 |
| Feb 2025 | 2917.5064828492773 | -0.87 | 2.67 |
| Mar 2025 | 2868.141507033151 | -1.69 | 0.05 |
| Apr 2025 | 2884.386022029735 | 0.57 | -1.41 |
| May 2025 | 2902.611094085437 | 0.63 | -1.73 |
| Jun 2025 | 2896.4230879208762 | -0.21 | -0.76 |
| Jul 2025 | 2863.671177291698 | -1.13 | -1.21 |
| Aug 2025 | 2822.1842497015678 | -1.45 | 0.54 |
| Sep 2025 | 2758.258728289823 | -2.26 | 1.13 |
| Oct 2025 | 2733.549279386106 | -0.90 | -2.18 |
| Nov 2025 | 2729.4458782353113 | -0.15 | -5.73 |
| Dec 2025 | 2717.895069858295 | -0.42 | -5.45 |
| Jan 2026 | 2695.4327120415146 | -0.83 | -8.41 |
| Feb 2026 | 2681.482880906951 | -0.52 | -8.09 |
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