Winchester, VA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Mortgage Payments with 10% down for all homes in the Winchester, VA Metro in February 2026 was $2,347.845. The month over month percentage change (MoM) was -0.40%, and the year over year percentage change (YoY) was -6.00%.
The chart below shows the trend of the mortgage payments with 10% down for all homes in the Winchester, VA metro. The table below shows the trend of the the mortgage payments with 10% down, and the MoM and YoY percentage changes for all homes in the Winchester, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Mortgage Payment value is an estimate of the monthly mortgage payment on a new home purchase with the average interest rate of that month. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance.
Related Topics: Winchester, VA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Winchester, VA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Winchester, VA (Metro) - Trend of Mortgage Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Mortgage Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2015 | 1007.1091903836976 | -1.84 | -4.73 |
| Feb 2015 | 1013.5714424582037 | 0.64 | -2.93 |
| Mar 2015 | 1021.9830259455041 | 0.83 | -2.64 |
| Apr 2015 | 1015.4409823717806 | -0.64 | -3.41 |
| May 2015 | 1039.6333091149545 | 2.38 | -0.15 |
| Jun 2015 | 1062.288003923046 | 2.18 | 1.89 |
| Jul 2015 | 1076.7435772334834 | 1.36 | 3.20 |
| Aug 2015 | 1066.1648635812396 | -0.98 | 2.09 |
| Sep 2015 | 1069.2162306477412 | 0.29 | 1.55 |
| Oct 2015 | 1061.9290279946038 | -0.68 | 1.97 |
| Nov 2015 | 1080.20285156404 | 1.72 | 3.98 |
| Dec 2015 | 1084.8773058124975 | 0.43 | 5.74 |
| Jan 2016 | 1078.3159781374102 | -0.60 | 7.07 |
| Feb 2016 | 1059.6863125800546 | -1.73 | 4.55 |
| Mar 2016 | 1066.4712030243174 | 0.64 | 4.35 |
| Apr 2016 | 1058.914262852619 | -0.71 | 4.28 |
| May 2016 | 1060.5924712528438 | 0.16 | 2.02 |
| Jun 2016 | 1059.7952098364203 | -0.07 | -0.23 |
| Jul 2016 | 1048.8186940317353 | -1.04 | -2.59 |
| Aug 2016 | 1050.3594882126952 | 0.15 | -1.48 |
| Sep 2016 | 1057.1518669889429 | 0.65 | -1.13 |
| Oct 2016 | 1062.959527130778 | 0.55 | 0.10 |
| Nov 2016 | 1102.0009499456974 | 3.67 | 2.02 |
| Dec 2016 | 1157.034225210997 | 4.99 | 6.65 |
| Jan 2017 | 1155.881934765975 | -0.10 | 7.19 |
| Feb 2017 | 1163.665850910416 | 0.67 | 9.81 |
| Mar 2017 | 1171.7982384682932 | 0.70 | 9.88 |
| Apr 2017 | 1159.6532754330874 | -1.04 | 9.51 |
| May 2017 | 1161.6589576212036 | 0.17 | 9.53 |
| Jun 2017 | 1154.7433529252703 | -0.59 | 8.96 |
| Jul 2017 | 1166.6703098620915 | 1.03 | 11.24 |
| Aug 2017 | 1158.9341166492932 | -0.66 | 10.34 |
| Sep 2017 | 1154.1700563534566 | -0.41 | 9.18 |
| Oct 2017 | 1170.7644318806801 | 1.44 | 10.14 |
| Nov 2017 | 1179.1643079001133 | 0.72 | 7.00 |
| Dec 2017 | 1186.9806191072282 | 0.66 | 2.59 |
| Jan 2018 | 1200.3035776065788 | 1.12 | 3.84 |
| Feb 2018 | 1242.3008721146614 | 3.50 | 6.76 |
| Mar 2018 | 1262.6877742870688 | 1.64 | 7.76 |
| Apr 2018 | 1271.022443331522 | 0.66 | 9.60 |
| May 2018 | 1291.6094713394518 | 1.62 | 11.19 |
| Jun 2018 | 1291.8672104070513 | 0.02 | 11.88 |
| Jul 2018 | 1289.1488932105506 | -0.21 | 10.50 |
| Aug 2018 | 1293.1309839212813 | 0.31 | 11.58 |
| Sep 2018 | 1305.8855446225102 | 0.99 | 13.15 |
| Oct 2018 | 1334.4222379212083 | 2.19 | 13.98 |
| Nov 2018 | 1340.3747478606358 | 0.45 | 13.67 |
| Dec 2018 | 1312.1481267245504 | -2.11 | 10.55 |
| Jan 2019 | 1294.1956754816442 | -1.37 | 7.82 |
| Feb 2019 | 1291.681140626097 | -0.19 | 3.98 |
| Mar 2019 | 1288.6890718016907 | -0.23 | 2.06 |
| Apr 2019 | 1281.4593919994168 | -0.56 | 0.82 |
| May 2019 | 1278.4753781321058 | -0.23 | -1.02 |
| Jun 2019 | 1247.4730356790892 | -2.42 | -3.44 |
| Jul 2019 | 1246.1998984472996 | -0.10 | -3.33 |
| Aug 2019 | 1229.435913749225 | -1.34 | -4.93 |
| Sep 2019 | 1231.0401636180777 | 0.13 | -5.73 |
| Oct 2019 | 1245.2998795620697 | 1.16 | -6.68 |
| Nov 2019 | 1250.7431943640565 | 0.44 | -6.69 |
| Dec 2019 | 1258.509904696376 | 0.62 | -4.09 |
| Jan 2020 | 1250.4185179933784 | -0.64 | -3.38 |
| Feb 2020 | 1235.4857519615143 | -1.19 | -4.35 |
| Mar 2020 | 1240.7462716138325 | 0.43 | -3.72 |
| Apr 2020 | 1228.682353422487 | -0.97 | -4.12 |
| May 2020 | 1221.7061350505537 | -0.57 | -4.44 |
| Jun 2020 | 1212.7108603855204 | -0.74 | -2.79 |
| Jul 2020 | 1195.8396359275544 | -1.39 | -4.04 |
| Aug 2020 | 1192.542610846027 | -0.28 | -3.00 |
| Sep 2020 | 1199.5402886872168 | 0.59 | -2.56 |
| Oct 2020 | 1208.9332949687926 | 0.78 | -2.92 |
| Nov 2020 | 1219.4983918976293 | 0.87 | -2.50 |
| Dec 2020 | 1228.9133389558708 | 0.77 | -2.35 |
| Jan 2021 | 1254.1022402576275 | 2.05 | 0.30 |
| Feb 2021 | 1281.6394127045032 | 2.20 | 3.74 |
| Mar 2021 | 1336.794063302575 | 4.30 | 7.74 |
| Apr 2021 | 1352.5757032130184 | 1.18 | 10.08 |
| May 2021 | 1360.23293805298 | 0.57 | 11.34 |
| Jun 2021 | 1385.9684684409801 | 1.89 | 14.29 |
| Jul 2021 | 1388.5972612288099 | 0.19 | 16.12 |
| Aug 2021 | 1394.765145752362 | 0.44 | 16.96 |
| Sep 2021 | 1406.023354261079 | 0.81 | 17.21 |
| Oct 2021 | 1435.498652541787 | 2.10 | 18.74 |
| Nov 2021 | 1444.8042608777669 | 0.65 | 18.48 |
| Dec 2021 | 1462.8045927537153 | 1.25 | 19.03 |
| Jan 2022 | 1540.0518291300018 | 5.28 | 22.80 |
| Feb 2022 | 1618.418823716345 | 5.09 | 26.28 |
| Mar 2022 | 1719.9510458493342 | 6.27 | 28.66 |
| Apr 2022 | 1896.1650906734417 | 10.25 | 40.19 |
| May 2022 | 1968.751564593385 | 3.83 | 44.74 |
| Jun 2022 | 2045.0786270055971 | 3.88 | 47.56 |
| Jul 2022 | 2030.016698924744 | -0.74 | 46.19 |
| Aug 2022 | 1989.5276070543046 | -1.99 | 42.64 |
| Sep 2022 | 2155.4099195058543 | 8.34 | 53.30 |
| Oct 2022 | 2310.119479737309 | 7.18 | 60.93 |
| Nov 2022 | 2286.411428105694 | -1.03 | 58.25 |
| Dec 2022 | 2193.391104562123 | -4.07 | 49.94 |
| Jan 2023 | 2172.859209197988 | -0.94 | 41.09 |
| Feb 2023 | 2168.855547366752 | -0.18 | 34.01 |
| Mar 2023 | 2231.4029813488887 | 2.88 | 29.74 |
| Apr 2023 | 2197.7228890992315 | -1.51 | 15.90 |
| May 2023 | 2227.965152731635 | 1.38 | 13.17 |
| Jun 2023 | 2302.6781031662717 | 3.35 | 12.60 |
| Jul 2023 | 2342.535834647376 | 1.73 | 15.40 |
| Aug 2023 | 2404.019463278001 | 2.63 | 20.83 |
| Sep 2023 | 2442.222777671418 | 1.59 | 13.31 |
| Oct 2023 | 2544.3734491284567 | 4.18 | 10.14 |
| Nov 2023 | 2512.6897712258797 | -1.25 | 9.90 |
| Dec 2023 | 2381.000637045193 | -5.24 | 8.55 |
| Jan 2024 | 2345.675498124505 | -1.48 | 7.95 |
| Feb 2024 | 2379.354024930187 | 1.44 | 9.71 |
| Mar 2024 | 2397.7461510143726 | 0.77 | 7.46 |
| Apr 2024 | 2449.414077641197 | 2.15 | 11.45 |
| May 2024 | 2475.937548011094 | 1.08 | 11.13 |
| Jun 2024 | 2451.0346208823566 | -1.01 | 6.44 |
| Jul 2024 | 2439.897124244583 | -0.45 | 4.16 |
| Aug 2024 | 2368.112823111685 | -2.94 | -1.49 |
| Sep 2024 | 2306.432614138701 | -2.60 | -5.56 |
| Oct 2024 | 2369.791598879044 | 2.75 | -6.86 |
| Nov 2024 | 2463.912721888264 | 3.97 | -1.94 |
| Dec 2024 | 2454.9301916595946 | -0.36 | 3.11 |
| Jan 2025 | 2518.3335403713677 | 2.58 | 7.36 |
| Feb 2025 | 2497.6230327597095 | -0.82 | 4.97 |
| Mar 2025 | 2454.3861940935376 | -1.73 | 2.36 |
| Apr 2025 | 2469.254476023916 | 0.61 | 0.81 |
| May 2025 | 2487.3938468271203 | 0.74 | 0.46 |
| Jun 2025 | 2485.875559911344 | -0.06 | 1.42 |
| Jul 2025 | 2465.96642996883 | -0.80 | 1.07 |
| Aug 2025 | 2439.839871332145 | -1.06 | 3.03 |
| Sep 2025 | 2394.5054570089533 | -1.86 | 3.82 |
| Oct 2025 | 2377.972042454312 | -0.69 | 0.35 |
| Nov 2025 | 2379.607845886157 | 0.07 | -3.42 |
| Dec 2025 | 2373.6796374632167 | -0.25 | -3.31 |
| Jan 2026 | 2357.2188915739903 | -0.69 | -6.40 |
| Feb 2026 | 2347.845199127953 | -0.40 | -6.00 |
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